20 | FinTech Awards 2026 Leading Provider of Credit Report Solutions 2026 – UK Armed with the simple goal of empowering customers to move away from simply checking a credit score and instead allowing them to genuinely understand the factors behind the figure, RS Data Tech recognised most people will only engage with their credit profile when applying for finance. The problem is that, by this stage, many of the opportunities to improve it have long been missed. The platforms and services offered here are designed to promote earlier awareness, stronger financial habits, and better decisions. Complementing its direct-to-consumer services is the work RS Data Tech does with brokers, lenders, financial partners, and regulated businesses, all of which make use of its infrastructure to enhance engagement and understanding around credit and finance. This includes checking eligibility and pre-qualified financial orders. Whether through this work or its support of individuals and businesses in its own right, RS Data Tech’s focus on clarity, transparency, and improved financial outcomes remains unchanged. From this base, RS Data Tech thrives in the world of fintech by going beyond traditional credit reporting and combining live credit with the tools that actually help customers take action. To this end, it is currently working on the launch of its enhanced open banking functionality, which will allow its customers to gain deep affordability insights alongside their credit data. Rather than showing them a score, this offers a user a better understanding of their spending and financial behaviours, and how improvements can be made. Cody added: “We are also continuing to expand our rent reporting feature, allowing customers to use their regular rental payments to help strengthen their credit profile by reporting verified payment behaviour to the relevant credit bureau. This is particularly valuable for individuals working towards future mortgage eligibility.” The combination of innovation and client service guide RS Data Tech as it brings these initiatives to fruition, as it is well aware that credit can be confusing and stressful, and is something highly personal. It sees its responsibility as being to go a step beyond data and help customers understand what it means and the actions they can take on the back of it. Transparency, speed, and relevance are all vital for the same reasons, and the improved features the company steadily rolls out all reflect its dedication across these areas. Of course, everything it delivers and stands for on the outside begins within, and RS Data Tech’s culture of accountability, integrity, and a long-term focus has played a pivotal role in its success. As Cody commented: “Financial services is an industry where trust matters, and that starts internally before it ever reaches the customer.” By putting its consumers first, sparking curiosity, and hiring according to the principles of sustainable growth and strong communication, the company is continuing to thrive in a changing landscape. “Financial services changes rapidly, so people who are willing to learn, challenge, and improve are the ones who create lasting value both for the business and for our customers.” With plans to expand its customer education initiatives, including its monthly credit education quiz, and launch a dedicated alerts app to improve customer communication all in the pipeline, alongside the open banking credit insights and rent reporting for credit service improvement discussed above, the future is bright for RS Data Tech as it continues towards its long-term vision of becoming the most trusted provider of credit score improvement services in the UK. Recognised as the Leading Provider of Credit Report Solutions 2026 – UK as a result of its work in everything from consumer credit monitoring and fraud protection to rent reporting for credit score improvement, the main thing to take away from RS Data Tech is that its journey has always been about helping customers to make better financial decisions with confidence. In an industry that often feels transactional, Cody and his team go beyond to educate, improve, and deliver real value – not just more data – to consumers. Contact: Cody Silvester Company: RS Data Tech Web Address: https://www.rsdatatech.com/ A UK-based financial technology business, RS Data Tech sees its role as being to better understand, protect, and improve the financial position of consumers by offering them a mix of accessible features and long-term support. Through platforms such as UK Credit Ratings, Credit Score Pro, and Student Credit Checker, the company offers customers invaluable lifelines in the form of live credit reports, credit monitoring, dispute support, dark web monitoring, and more. Cody Silvester, RS Data Tech’s commercial director, caught up with us for more following its recognition with this title.
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