Wealth & Finance May 2017

23 May 2017 Your Legacy, Your Choice e want to help you develop, implement, and monitor a strategy that’s designed to address your individual situation. We understand the challenges families face today. From managing debt to saving for college to retirement, these personal finance challenges can be overwhelming. Our commitment is to utilise all our resources to help you pursue your goals. We believe in thinking ‘out of the box’, indeed we are not afraid to chal- lenge conventional wisdom in our approach to investing and preserving wealth. All our energy, commitment, and efforts are focused on you, the client, and your satisfaction. Your future financial success may depend on the type of investment advice you get today. Achieving your financial goals depends on solid, unbiased advice - and meaningful, timely information and research. At Planning Legacies Financial Group our goal is to provide you with personalised and impartial investment strategies based on your unique time horizon, financial objectives, risk preferences and tax consider- ations. Being independent means we are free to recommend only those products and services that meet the clients’ needs – that is, no quotas or pressure to sell proprietary products. Truly independent research enables us to choose investments solely on the merits of their charac- teristics and their suitability for your financial goals. As independent Planning Legacies Financial Group representatives, we can realise a commitment to our careers, our community and the finan- cial success of our clients – while taking full advantage of our superior back-office support and technology. These advantages are passed on to our clients in the form of better and more personalised service. Choosing the right resources to manage your wealth is one of the most consequential decisions that you will ever make. With increasing uncer- tainty in today’s financial markets, these are the times when you most need unbiased advice. We can assist you with the following services: Financial planning: (insurance) Special Needs Planning: • Estate Planning; • Trust Planning; • Asset Management; • Life Insurance; • Disability Insurance; • Mortgage Insurance and; • Long Term Care. Investment Planning: • Income planning; • 401k planning; • Annuities; • Roth & Traditional IRA’s; • Mutual funds; • Investment planning; • Asset management; • Wrap accounts; • Foundation planning and; • Charitable & planned giving. We believe our teamwork approach adds a broader perspective to all we do and provides increased benefits to our clients. Our team of seasoned financial professionals can help you address: • Investing principles and strategies; • Retirement investing and distribution strategies; • Estate conservation issues and; • Risk management. We also can answer your questions, including: • Can I retire early? • Are my investments working hard enough? • What’s the best approach for college savings? • What are the elements of a sound estate strategy? • Do I have enough life insurance for my family? Our experienced professionals have helped many people just like you with similar issues and concerns. We specialise in creating an approach that is designed to address your individual situation. Russell G. Luce profile I have 20 years’ experience working in all areas of the financial industry, including clients in special needs planning, retirement planning and wealth management. I entered the Insurance and financial planning industry with Aid Asso- ciation for Lutherans now Thrivent financial for Lutherans in the early 90’s as a registered representative and insurance advisor, working my way up to the unit manager position. I then joined MONY (Mutual of New York) as an assistant managing director of sales for which he was responsible for training, recruiting and sales for his region. After that, I joined Foresters as a Managing Director of Insurance Sales, where I built one of the top producing offices in the Mid-West region. In 2005, I returned to the independent adviser world to do what I love best, that is working with my clients towards achieving their goals of financial stability. In 2008, I founded Planning Legacies Financial Group and my motto in this vein is, ‘Your Legacy, Your Choice’. Company: Planning Legacies Financial Group Name: Russell G Luce Email: [email protected] Web Address: www.planninglegacies.com Address: 9233 Sproat Ave. Oak Lawn, IL 60453 Telephone: +1 708 499 0700 At Planning Legacies Financial Group, we have the client—and only the client—in mind. Our mission is to get to know and understand your needs, wants, and long-term goals. W 1704WF10