W&F October 2017

www.wealthandfinance-news.com 20 Wealth & Finance International - October 2017 In 2013, Chief Investment Officer at Ross Financial Advisors, Douglas Ross, launched the Ross Aggressive Income Fund, which focuses on investments in peer-to-peer lending. The Partnership will achieve this objective by funding loans providing high rates of return with maturities of up to five years. Douglas mentions that the firm’s target market is investors who want exposure to alternate financial instruments, which in turn, ensures the firm remains ahead of developments. Staying ahead of developments, the firm subscribes to and monitors many alternative finance websites, blogs and search engines, and follows these results up with market tests on the best opportunities. Constantly developing, the financial sector is an industry in which it is important to stay ahead of any advances in the market. The development of crowdfunding, Peer-to-Peer (P2P) lending and FinTech has created a significant opportunity for investing in the world today. The company seek to capitalise on these opportunities, something Douglas highlights. “Interestingly, the P2P lending market is growing, with new entrants into the US domestic market and also an adoption in the global market. After around seven years, investors and borrowers have overcome the initial reluctance to enter the market and, now, as such, P2P lending has become a mainstream option for both investors and borrowers. “Investing in an appropriately diversified portfolio of loans, an investor can reduce correlation to other markets, diversify downside risk and increase yield over similar maturity corporate and municipal debt. P2P loans will have defaults, however, the Fund is managed to minimise the impact of charge- offs. The Fund uses a method of loan selection and maintenance to optimise loan quality and yield. The Fund also reinvests income streams to provide the highest rates of return through compounding revenue streams.” P2P lending is a relatively new asset class in the individual investor’s toolbox. However, it is not a new concept. Banks have been syndicating leveraged loans and other debt offerings since the 1980’s. P2P lending specifically refers to a lender other than a bank, and subsequently with record-low interest rates in the United States and most other stable capital markets, investors are looking for yield. Douglas then reveals why P2P lending gained popularity Ross Aggressive Income Fund, LP, seeks to achieve above average market returns consistently through all market conditions by lending to individual borrowers on peer-to-peer lending platforms. Principal and Chief Investment Officer Douglas Ross, gives us further insight into the company’s services and resulting success. Professional Results, Professional Advice and Peace of Mind 1709WF09 Company: Ross Aggressive Income Fund, LP Contact: Douglas Ross Address: Florida USA Phone: 001 305 497 3373 Website: rossfinancialadvisors.com After around seven years, investors and borrowers have overcome the initial reluctance to enter the market and, now, as such, P2P lending has become a mainstream option for both investors and borrowers.