W&F October 2017

www.wealthandfinance-news.com 6 Wealth & Finance International - October 2017 Since its inception, Carlisle has garnered a reputation as a pioneer and market leader for investment solutions in the life settlements space, and has experienced strong growth as a result. Life Settlements Focus Carlisle differentiates itself within the alternative asset investment sector by maintaining a niche focus and expertise on the life settlements industry. “A life settlement is the transfer of ownership and beneficiary rights of an unwanted or unneeded life insurance policy on a senior insured in exchange for a cash settlement,” explains Carlisle’s Chief Executive Office, Mr. Jose Garcia. Life settlements are known for their minimal correlation to traditional financial markets as well as to changes in fiscal and monetary policy enacted by global economies. Since the global financial crisis of 2008, sophisticated investors have increasingly sought exactly such products with lower levels of correlation to traditional drivers. The stability that an asset class such as life settlements, can lend to an overall investment portfolio should have made them a popular sector, at least in theory. However, in practice, Carlisle’s principals realized that there was a lack of viable, high quality investment products in the life settlement space, making the industry difficult to penetrate for the investment community. This afforded them an excellent opportunity to fill the void, and from this realization which was their flagship investment vehicle, the Luxembourg Life Fund FCP SIF: Long Term Growth Fund. The Luxembourg Life Fund Carlisle’s award-winning Luxembourg Life Fund is an investment fund that acquires, trades, and manages a portfolio of U.S. based life insurance policies, issued by insurance companies with an average A rating. These policies generate investment returns for the fund, based on the difference between the face value of each policy and the acquisition price, plus accumulated premiums at the time of mortality. The life settlement industry has grown at a phenomenal rate over the last decade, and the Luxembourg Life Fund has been able to take full advantage of this growth. Carlisle first introduced and continues to utilize mark-to-market valuation systems and independent service providers as key elements of the underwriting and valuation process. Combined with tax-compliant, regulated investment structures, it is these innovative measures that have allowed Carlisle to secure consistent results. The industry’s growth has now attracted the attention of everyone from independent financial advisors, to the top firms on Wall Street. “We are seeing an extraordinary amount of interest from amongst the largest financial institutions as they begin to see the benefits of integrating life settlements as an alternative asset class,” Mr. Carlisle Management Company SCA is a Luxembourg-based investment management firm that specializes in open-ended and close-ended investment funds. As well as, related private equity transactions within the alternative asset sector, most notably in the life settlements market. Pioneers in the Life Settlements Space 1710WF04 Contact: Christopher Winters Email: [email protected] Company: Carlisle Management Company Address: 9 Rue Sainte Zithe, 1st Floor, Luxembourg City, L2763 Telephone: +352 268 453 59 Web Address: www.cmclux.com “The life settlement industry has grown at a phenomenal rate over the last decade, and the Luxembourg Life Fund has been able to take full advantage of this growth.”