Blog
Despite soaring rents in city hotspots, rising business rates, and inflationary pressures, brick-and-mortar shopping in the UK is undoubtedly on the rebound, with more stores opening than closing in the pandemic years of 2020-21.
A staggering 89 per cent of UK cybersecurity professionals believe that AI is more beneficial to cybercriminals than to defenders.
PARSIQ and QuickSwap Alliance to Tackle DeFi Challenges In our fast-paced world of digital finance, the need for secure and quick transactions is paramount. Decentralised finance (DeFi) is revolutionising the financial world by offering transparency, autonomy and efficiency. With peer-to-peer networking replacing the traditional centralised ecosystem, blockchain offers far greater levels of convenience and anonymity […]
Troublesome Signs for Startup Companies and What to Do About Them Starting a business is an exciting journey, but it’s not without its challenges. As a startup, it’s crucial to identify warning signs early to avoid falling into common pitfalls that could hinder growth or even cause failure. Here are five troublesome signs for startup […]
There is increased complexity in financial systems in the modern business setting, which assumes increasingly more digital forms. The necessity of smooth connectivity between different platforms has never been as keenly felt as it is now. Deeper integration of different finances is vital for improving operational efficiency, accuracy and decision-making in an organization. Today, businesses […]
In recent years, 80% to 90% of new cars and an increasing number of used vehicles have been bought with finance agreements.
UK start-ups raised £2.2 billion in new venture capital funding in the third quarter of 2024, marking a significant decline from the £4.4 billion secured in the previous quarter, according to recent data from HSBC.
We are used to seeing the word ‘millennial’ as a shorthand for young people, or even teenagers, often alongside shopworn cliches about avocado toast and phone addiction.
In today’s competitive financial services landscape, many lenders and brokers struggle to meet their growth targets when relying solely on ad-hoc or siloed marketing activities. Whether it’s sporadic social media posts, one-off email campaigns, or scattered paid ads without clear objectives, this fragmented approach limits both brand potential and business development.
By Lloyd Farrow, Sales & Marketing Director at LanguageLine Solutions UK As international markets become increasingly interconnected, financial institutions are extending their reach beyond domestic borders to access new markets and diversify their portfolios. In this global landscape, Artificial Intelligence (AI) has emerged as a crucial tool for firms, not only enhancing competitiveness but also […]
Business owners are being warned to keep their providers up to date or risk invalidating their insurance. Insurance comparison experts from Quotezone.co.uk have highlighted six ways businesses may have unknowingly invalidated their business insurance. Business insurance protects against financial loss if something goes wrong while undertaking business related activities. From small business start-ups with a couple of employees, to large-scale corporations with a team of hundreds, insurance protection is key and it’s not uncommon for providers to deny claims, if the agreed terms have not been met.
Credit cards are a convenient way to manage finances, but how you use them can significantly affect your credit score. Sovereign Boss Financial Advisors, a leading financial advisory firm in the UK, outlines the types of purchases that could harm your credit score and offers advice on managing them responsibly.
Shawn-Marc Melo has come a very long way since he first started his sales career 15 years ago. With an impressive array of experience under his belt, he soon discovered his dream to launch his own fintech brokerage – and, two years ago, he did just that in the form of Lendwire Inc (Lendwire)., which has fast become Canada’s go-to online mortgage brokerage and lender.
FinTech solutions company Infinite Business Solutions (IBS) DMCC pioneers a range of leading edge technologies and value-added services for a variety of industries on a global scale. Striving to more than meet the demands of growing businesses with its worldwide reach and flexible delivery models, the company is being recognised particularly for its excellent self-service […]
A damp summer may have dented the recent staycation trend for holiday parks but, having attracted a wider demographic and created year-round destinations, innovative ways to boost revenue in on-site holiday park facilities could be pivotal to keeping sales up in 2024. Integrated cash, token and card payment solutions will play a crucial role, explains Fivos Polymniou, Director at Ask Global Solutions.
In today's highly competitive marketplace, exceptional customer experiences are a critical differentiator. Personalization has become the keystone in building and nurturing relationships with customers, turning one-time buyers into loyal advocates.
Over recent years, more than 26.4 million of us have turned to ‘buy now pay later’ (BNPL) services to help us pay for both essentials and treats by spreading payments over a number of months.
By Lloyd Farrow, Sales & Marketing Director at LanguageLine Solutions UK As international markets become increasingly interconnected, financial institutions are extending their reach beyond domestic borders to access new markets and diversify their portfolios. In this global landscape, Artificial Intelligence (AI) has emerged as a crucial tool for firms, not only enhancing competitiveness but also […]
In the world of travel, convenience is king. From the moment we start dreaming about our next vacation to the time we finally sink into that beachside lounge chair, we want everything to flow smoothly.
IBM’s 2024 Cost of a Data Breach report has highlighted the increasing cost for organisations that suffer a data breach in the finance sector.
When it comes to online shopping, customers aren’t the only ones who can fall victim to scams.
When it comes to car financing, your credit score is a crucial factor that can significantly affect the terms and conditions of your loan. As an expert in financial matters, I aim to demystify the complexities surrounding credit scores and their impact on car financing. Understanding the factors that influence credit scores will empower you […]
Research from OC&C Strategy consultants suggests ERP and Payroll players could expect an EBITDA uplift of 20-30%, on a 2-3-year timescale, with the integration of embedded finance products. Strategy consultants at OC&C have shared a report1 unveiling a significant opportunity for Embedded Finance for scale SaaS ERP (Enterprise Resource Planning) and payroll providers. Embedded Finance refers to the integration of financial products into non-financial customer journeys.
Say you’re a creative genius that has put in a lot of time, effort, and resources, along with your whole team, in researching, drafting, fine-tuning, and refining a product in the United States.
Despite soaring rents in city hotspots, rising business rates, and inflationary pressures, brick-and-mortar shopping in the UK is undoubtedly on the rebound, with more stores opening than closing in the pandemic years of 2020-21.
In recent years, 80% to 90% of new cars and an increasing number of used vehicles have been bought with finance agreements.
Margin trading is an attractive way to improve profitability via the use of borrowed funds, commonly utilized in futures trading. Essentially, it allows traders more size than their current reserve — which in turn allows for the possibility of risk in extremely liquid markets. There’s an opportunity for a substantial profit if used wisely. However, only […]
According to data from life insurance specialists, LV=, 71% of women surveyed didn’t feel confident in what steps to take to avoid running out of money during their retirement years, compared to 50% of men.
According to data from life insurance and retirement specialists, LV=, 60% of adults surveyed in its Wealth and Wellbeing research programme, over the age of 50, think they’ll struggle financially in retirement.
Over recent years, more than 26.4 million of us have turned to ‘buy now pay later’ (BNPL) services to help us pay for both essentials and treats by spreading payments over a number of months.
One in three UK mortgage holders would consider equity release as a way of raising cash if they didn’t have to sell their property or downsize.
In today’s competitive financial services landscape, many lenders and brokers struggle to meet their growth targets when relying solely on ad-hoc or siloed marketing activities. Whether it’s sporadic social media posts, one-off email campaigns, or scattered paid ads without clear objectives, this fragmented approach limits both brand potential and business development.
UK start-ups raised £2.2 billion in new venture capital funding in the third quarter of 2024, marking a significant decline from the £4.4 billion secured in the previous quarter, according to recent data from HSBC.
In today’s competitive financial services landscape, many lenders and brokers struggle to meet their growth targets when relying solely on ad-hoc or siloed marketing activities. Whether it’s sporadic social media posts, one-off email campaigns, or scattered paid ads without clear objectives, this fragmented approach limits both brand potential and business development.
In today's world of rising living costs, finding ways to save money on weekly shopping is more important than ever.
Choosing the right fuel to power your property is an important decision.
Almost one third (30%) of UK business owners plan to sell their businesses to help fund their retirement, according to new research.
Although conditions are challenging for new business ventures this year with factors such as the pandemic and cost of living crisis playing a part, all hope is not lost.
Growing a business in the current economic climate is a challenge. With rising costs slashing profit margins and prohibiting growth, external investment has become almost a necessity for small and medium-sized enterprises (SMEs) to expand.
With the new tax year having just commenced, it’s a good time to review outstanding debts and take proactive steps to try and minimise or limit your business’s exposure to them. This is particularly the case given financial uncertainty in the market coupled with the ever-growing cost of living crisis, increasing costs throughout the supply chain and the consistent rise in registered company insolvencies since the pandemic.
In recent years, 80% to 90% of new cars and an increasing number of used vehicles have been bought with finance agreements.
We are used to seeing the word ‘millennial’ as a shorthand for young people, or even teenagers, often alongside shopworn cliches about avocado toast and phone addiction.
Elections invariably stir up a blend of anxiety and anticipation among investors, advisers, and clients. This year has seen its fair share of electoral events, each contributing its own ripple effect to the markets.
Luxury is a powerhouse sector that shows no sign of slowing down, this year the Luxury Goods market is projected to generate a revenue of US$368.90bn.
2024 so far has been a relatively quiet year for FX markets. However, in the past month, volatility has started bubbling up again, bringing FX risk management to the fore for many businesses. In April, Bloomberg’s gauge for hedging swings jumped to its highest since January, influenced by the ongoing conflict in the Middle East and speculation that the Fed will have to hold monetary policy tight for longer.
As a GenZ authority and policy advocate with 93.3K followers and 3.7M likes on TikTok, I believe it is essential to advance a cross-generational understanding of the driving forces behind the post-millennial economy in order for industry to establish best practices and move forward in a meaningful and impactful way. While there are a myriad of behaviors and beliefs that heavily influenced GenZ's economic decisions, there are a select group of specifics that reign supreme—especially with respect to these four economic sectors:
With the impact of the rise in the cost of living in the UK, influenced by many factors such as the Ukraine Russia war, the rising costs of energy and the knock-on effects these have had on the economy, we take a brief look of gold’s performance during a recession and why investing in gold can be a smart move for those who are looking for a return of investment.
Uranium has been the standout commodity of the past 12 months - nearly doubling in price to $100 per pound, with nuclear firmly back on the policy agenda as part of the green energy transition.
In recent years, 80% to 90% of new cars and an increasing number of used vehicles have been bought with finance agreements.
According to data from life insurance specialists, LV=, 71% of women surveyed didn’t feel confident in what steps to take to avoid running out of money during their retirement years, compared to 50% of men.
According to data from life insurance and retirement specialists, LV=, 60% of adults surveyed in its Wealth and Wellbeing research programme, over the age of 50, think they’ll struggle financially in retirement.
Over recent years, more than 26.4 million of us have turned to ‘buy now pay later’ (BNPL) services to help us pay for both essentials and treats by spreading payments over a number of months.
Business owners are being warned to keep their providers up to date or risk invalidating their insurance. Insurance comparison experts from Quotezone.co.uk have highlighted six ways businesses may have unknowingly invalidated their business insurance. Business insurance protects against financial loss if something goes wrong while undertaking business related activities. From small business start-ups with a couple of employees, to large-scale corporations with a team of hundreds, insurance protection is key and it’s not uncommon for providers to deny claims, if the agreed terms have not been met.
Credit cards are a convenient way to manage finances, but how you use them can significantly affect your credit score. Sovereign Boss Financial Advisors, a leading financial advisory firm in the UK, outlines the types of purchases that could harm your credit score and offers advice on managing them responsibly.
Investing in a car comes with a lot of questions, from the make and model to what you’re planning to use it for. But possibly the most important consideration is around financing a vehicle, and there’s a lot of conflicting information that might make navigating buying a car seem difficult.
Shawn-Marc Melo has come a very long way since he first started his sales career 15 years ago. With an impressive array of experience under his belt, he soon discovered his dream to launch his own fintech brokerage – and, two years ago, he did just that in the form of Lendwire Inc (Lendwire)., which has fast become Canada’s go-to online mortgage brokerage and lender.
With the UK approaching a pivotal general election this July, a new manifesto is calling on all political parties to implement policies designed to ignite entrepreneurship and drive economic growth.
The Association of Accounting Technicians (AAT) has responded to HMRC’s long-awaited consultation on “Raising standards in the tax advice market”, which closes for submissions today. HMRC has asked the industry and consumers for their views on how best to tackle what it calls significant levels of substandard tax advice in the market wherein a “minority of practitioners who are incompetent, unprofessional or unscrupulous who continue to operate, harming their clients and the public finances”
The UK tax year, often referred to as the financial year, starts on the 6th April and ends on the 5th April the following year. The end of the tax year is an important deadline for all taxpayers, marking the cutoff for various tax-related relief, payments, and actions.
Investors navigating the complex landscape of wealth management often seek avenues that not only offer lucrative returns but also come with attractive tax benefits. Venture Capital Trusts (VCTs) and Enterprise Investment Schemes (EISs) emerge as compelling options, intertwining attractive tax benefits with portfolio diversification. In this piece, we'll delve into the intricacies of these investment vehicles, shedding light on their structures, benefits, and potential risks.
From April 2024, changes to R&D tax relief announced in the 2023 Budget mean that the existing R&D Expenditure Credit (RDEC) and the SME R&D schemes will be merged into a new simplified R&D tax relief incentive.
Significant changes are on the horizon for IR35, set to take effect on April 6th. This new policy, known as ‘IR35 offset’, aims to prevent double taxation by empowering HMRC to offset tax and NI contributions already paid by contractors, fostering fairer sharing of tax liabilities throughout the supply chain.
As another tax year draws to a close, investors may be wondering how they can make their investments work harder for them.
While there have been hints of tax cuts, many are still predicting the Autumn Statement to be quite a bland affair as the Government readies itself for a General Election next year, perhaps with more promises for the future than actual action. However, there are still many changes that could be introduced, or re-introduced, that would help boost the economy and put money back into the pockets of ordinary people.
A staggering 89 per cent of UK cybersecurity professionals believe that AI is more beneficial to cybercriminals than to defenders.
For employers, the challenge lies in balancing the flexibility of remote roles with the need for robust data protection.
Third-Party Cyber Risk Management is essential for a business partnering with external vendors. Read this to learn how to implement it in your retail business.
The Information Commissioner’s Office (ICO) and National Crime Agency (NCA) have signed a memorandum of understanding (MoU), designed to enhance cooperation and reaffirm their commitment to helping victim organisations.
ybersecurity breaches are a significant threat to a company's financial health and its reputation. While the immediate consequences of cybercrime often involve data loss, corrupted information, and compromised accounts, the long-term implications can be far more devastating.
IBM’s 2024 Cost of a Data Breach report has highlighted the increasing cost for organisations that suffer a data breach in the finance sector.
With an increasing reliance on technology, the protection of sensitive data and digital assets has become paramount for businesses of all sizes. The UK Government’s Cyber Security Breaches Survey 2023 estimates there were 2.39 million instances of cybercrime affecting UK businesses in the prior 12 months - and for small businesses, navigating the complex landscape of cyber threats can be daunting and confusing.
As the digital age evolves, the banking sector faces many cybersecurity threats that can compromise sensitive financial data and disrupt operations.
