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In today’s competitive financial services landscape, many lenders and brokers struggle to meet their growth targets when relying solely on ad-hoc or siloed marketing activities. Whether it’s sporadic social media posts, one-off email campaigns, or scattered paid ads without clear objectives, this fragmented approach limits both brand potential and business development.

By Lloyd Farrow, Sales & Marketing Director at LanguageLine Solutions UK As international markets become increasingly interconnected, financial institutions are extending their reach beyond domestic borders to access new markets and diversify their portfolios. In this global landscape, Artificial Intelligence (AI) has emerged as a crucial tool for firms, not only enhancing competitiveness but also […]

Business owners are being warned to keep their providers up to date or risk invalidating their insurance. Insurance comparison experts from Quotezone.co.uk have highlighted six ways businesses may have unknowingly invalidated their business insurance.  Business insurance protects against financial loss if something goes wrong while undertaking business related activities.  From small business start-ups with a couple of employees, to large-scale corporations with a team of hundreds, insurance protection is key and it’s not uncommon for providers to deny claims, if the agreed terms have not been met.

Credit cards are a convenient way to manage finances, but how you use them can significantly affect your credit score. Sovereign Boss Financial Advisors, a leading financial advisory firm in the UK, outlines the types of purchases that could harm your credit score and offers advice on managing them responsibly.

Shawn-Marc Melo has come a very long way since he first started his sales career 15 years ago. With an impressive array of experience under his belt, he soon discovered his dream to launch his own fintech brokerage – and, two years ago, he did just that in the form of Lendwire Inc (Lendwire)., which has fast become Canada’s go-to online mortgage brokerage and lender.

FinTech solutions company Infinite Business Solutions (IBS) DMCC pioneers a range of leading edge technologies and value-added services for a variety of industries on a global scale. Striving to more than meet the demands of growing businesses with its worldwide reach and flexible delivery models, the company is being recognised particularly for its excellent self-service […]

A damp summer may have dented the recent staycation trend for holiday parks but, having attracted a wider demographic and created year-round destinations, innovative ways to boost revenue in on-site holiday park facilities could be pivotal to keeping sales up in 2024. Integrated cash, token and card payment solutions will play a crucial role, explains Fivos Polymniou, Director at Ask Global Solutions.

In today's highly competitive marketplace, exceptional customer experiences are a critical differentiator. Personalization has become the keystone in building and nurturing relationships with customers, turning one-time buyers into loyal advocates.

By Lloyd Farrow, Sales & Marketing Director at LanguageLine Solutions UK As international markets become increasingly interconnected, financial institutions are extending their reach beyond domestic borders to access new markets and diversify their portfolios. In this global landscape, Artificial Intelligence (AI) has emerged as a crucial tool for firms, not only enhancing competitiveness but also […]

In the world of travel, convenience is king. From the moment we start dreaming about our next vacation to the time we finally sink into that beachside lounge chair, we want everything to flow smoothly.

IBM’s 2024 Cost of a Data Breach report has highlighted the increasing cost for organisations that suffer a data breach in the finance sector.

When it comes to online shopping, customers aren’t the only ones who can fall victim to scams.

When it comes to car financing, your credit score is a crucial factor that can significantly affect the terms and conditions of your loan. As an expert in financial matters, I aim to demystify the complexities surrounding credit scores and their impact on car financing. Understanding the factors that influence credit scores will empower you […]

Research from OC&C Strategy consultants suggests ERP and Payroll players could expect an EBITDA uplift of 20-30%, on a 2-3-year timescale, with the integration of embedded finance products. Strategy consultants at OC&C have shared a report1 unveiling a significant opportunity for Embedded Finance for scale SaaS ERP (Enterprise Resource Planning) and payroll providers. Embedded Finance refers to the integration of financial products into non-financial customer journeys.

Say you’re a creative genius that has put in a lot of time, effort, and resources, along with your whole team, in researching, drafting, fine-tuning, and refining a product in the United States.

There’s a fact that resonates well with almost every industry out there: information technology (IT) systems empower American organizations of all sorts to reach their goals.

In today’s competitive financial services landscape, many lenders and brokers struggle to meet their growth targets when relying solely on ad-hoc or siloed marketing activities. Whether it’s sporadic social media posts, one-off email campaigns, or scattered paid ads without clear objectives, this fragmented approach limits both brand potential and business development.

Finding a trustworthy lender is crucial for anyone looking to purchase a vehicle, as a reliable financer can make the difference between a stress-free buying experience and a financial nightmare.

In the world of travel, convenience is king. From the moment we start dreaming about our next vacation to the time we finally sink into that beachside lounge chair, we want everything to flow smoothly.

The French writer Voltaire once observed, "Uncertainty is an uncomfortable position, but certainty is an absurd one." With volatile markets and an unpredictable future, navigating the world of investment can be a daunting task. So, it is imperative for investors to understand the nature of this uncertainty, learn to manage risk and overcome any behavioural biases. By learning about common investment mistakes and misconceptions, investors can make more informed decisions and improve their chances of achieving their financial goals.

Technology rules every iota of our lives in this digital world, from online shopping to money transfers. Conclusively, that also holds for financial services. How are these institutions supposed to cope with countless transactions and storing sensitive data while keeping sophisticated cyber-attacks such as ransomware at bay? Digital transformation is no longer an option but […]

If you’ve bought your vehicle through finance, you may think that you’re locked into your contract and need to stick to your monthly payments until the end of the deal.

When it comes to car financing, your credit score is a crucial factor that can significantly affect the terms and conditions of your loan. As an expert in financial matters, I aim to demystify the complexities surrounding credit scores and their impact on car financing. Understanding the factors that influence credit scores will empower you […]

The goal itself is less important than having something solid to work toward.

In today’s competitive financial services landscape, many lenders and brokers struggle to meet their growth targets when relying solely on ad-hoc or siloed marketing activities. Whether it’s sporadic social media posts, one-off email campaigns, or scattered paid ads without clear objectives, this fragmented approach limits both brand potential and business development.

In today's world of rising living costs, finding ways to save money on weekly shopping is more important than ever.

Choosing the right fuel to power your property is an important decision.

Almost one third (30%) of UK business owners plan to sell their businesses to help fund their retirement, according to new research.

Although conditions are challenging for new business ventures this year with factors such as the pandemic and cost of living crisis playing a part, all hope is not lost.

Growing a business in the current economic climate is a challenge. With rising costs slashing profit margins and prohibiting growth, external investment has become almost a necessity for small and medium-sized enterprises (SMEs) to expand.

With the new tax year having just commenced, it’s a good time to review outstanding debts and take proactive steps to try and minimise or limit your business’s exposure to them. This is particularly the case given financial uncertainty in the market coupled with the ever-growing cost of living crisis, increasing costs throughout the supply chain and the consistent rise in registered company insolvencies since the pandemic.

In today’s business climate, there’s no denying the importance of sustainable operating practices. Operating sustainably has plenty of tangible benefits for businesses – aside from a clean conscience of course. Increased profitability and desirability as an employer are just two of the advantages that can be gleaned from sustainable business.

Elections invariably stir up a blend of anxiety and anticipation among investors, advisers, and clients. This year has seen its fair share of electoral events, each contributing its own ripple effect to the markets.

Luxury is a powerhouse sector that shows no sign of slowing down, this year the Luxury Goods market is projected to generate a revenue of US$368.90bn.

2024 so far has been a relatively quiet year for FX markets. However, in the past month, volatility has started bubbling up again, bringing FX risk management to the fore for many businesses. In April, Bloomberg’s gauge for hedging swings jumped to its highest since January, influenced by the ongoing conflict in the Middle East and speculation that the Fed will have to hold monetary policy tight for longer.

As a GenZ authority and policy advocate with 93.3K followers and 3.7M likes on TikTok, I believe it is essential to advance a cross-generational understanding of the driving forces behind the post-millennial economy in order for industry to establish best practices and move forward in a meaningful and impactful way. While there are a myriad of behaviors and beliefs that heavily influenced GenZ's economic decisions, there are a select group of specifics that reign supreme—especially with respect to these four economic sectors:

With the impact of the rise in the cost of living in the UK, influenced by many factors such as the Ukraine Russia war, the rising costs of energy and the knock-on effects these have had on the economy, we take a brief look of gold’s performance during a recession and why investing in gold can be a smart move for those who are looking for a return of investment.

Uranium has been the standout commodity of the past 12 months - nearly doubling in price to $100 per pound, with nuclear firmly back on the policy agenda as part of the green energy transition.

In these times of uncertainties with the growing number of geopolitical tensions, worldwide conflicts as well as other variables influencing the global markets, investors are turning to assets that provide a stability and resilience to these global influences. Among these assets, gold has long been hailed as one of the safe havens with an outstanding reputation for holding its value even through the economic upheavals caused through conflicts and worldwide politics, in this article we take a look at whether gold is truly ‘war proof.’

By Francesca Rayneau, Director at Calculus Enterprise Investment Schemes (EISs) are a powerful way for clients, who are comfortable with the risks, to target high growth investments. For a company to qualify for EIS funding it must be early stage and not listed on the main market of the London Stock Exchange. These companies often […]

Business owners are being warned to keep their providers up to date or risk invalidating their insurance. Insurance comparison experts from Quotezone.co.uk have highlighted six ways businesses may have unknowingly invalidated their business insurance.  Business insurance protects against financial loss if something goes wrong while undertaking business related activities.  From small business start-ups with a couple of employees, to large-scale corporations with a team of hundreds, insurance protection is key and it’s not uncommon for providers to deny claims, if the agreed terms have not been met.

Credit cards are a convenient way to manage finances, but how you use them can significantly affect your credit score. Sovereign Boss Financial Advisors, a leading financial advisory firm in the UK, outlines the types of purchases that could harm your credit score and offers advice on managing them responsibly.

Investing in a car comes with a lot of questions, from the make and model to what you’re planning to use it for. But possibly the most important consideration is around financing a vehicle, and there’s a lot of conflicting information that might make navigating buying a car seem difficult.

Shawn-Marc Melo has come a very long way since he first started his sales career 15 years ago. With an impressive array of experience under his belt, he soon discovered his dream to launch his own fintech brokerage – and, two years ago, he did just that in the form of Lendwire Inc (Lendwire)., which has fast become Canada’s go-to online mortgage brokerage and lender.

Your 20s and 30s are a time of significant life changes, career milestones and financial decisions. While these years offer exciting opportunities, they also come with money challenges, including debt. Explore what you need to know about the common types of debt and how to manage it responsibly.

The French writer Voltaire once observed, "Uncertainty is an uncomfortable position, but certainty is an absurd one." With volatile markets and an unpredictable future, navigating the world of investment can be a daunting task. So, it is imperative for investors to understand the nature of this uncertainty, learn to manage risk and overcome any behavioural biases. By learning about common investment mistakes and misconceptions, investors can make more informed decisions and improve their chances of achieving their financial goals.

When it comes to online shopping, customers aren’t the only ones who can fall victim to scams.

If you’ve bought your vehicle through finance, you may think that you’re locked into your contract and need to stick to your monthly payments until the end of the deal.

With the UK approaching a pivotal general election this July, a new manifesto is calling on all political parties to implement policies designed to ignite entrepreneurship and drive economic growth.

The Association of Accounting Technicians (AAT) has responded to HMRC’s long-awaited consultation on “Raising standards in the tax advice market”, which closes for submissions today. HMRC has asked the industry and consumers for their views on how best to tackle what it calls significant levels of substandard tax advice in the market wherein a “minority of practitioners who are incompetent, unprofessional or unscrupulous who continue to operate, harming their clients and the public finances”

The UK tax year, often referred to as the financial year, starts on the 6th April and ends on the 5th April the following year. The end of the tax year is an important deadline for all taxpayers, marking the cutoff for various tax-related relief, payments, and actions.

Investors navigating the complex landscape of wealth management often seek avenues that not only offer lucrative returns but also come with attractive tax benefits. Venture Capital Trusts (VCTs) and Enterprise Investment Schemes (EISs) emerge as compelling options, intertwining attractive tax benefits with portfolio diversification. In this piece, we'll delve into the intricacies of these investment vehicles, shedding light on their structures, benefits, and potential risks.

From April 2024, changes to R&D tax relief announced in the 2023 Budget mean that the existing R&D Expenditure Credit (RDEC) and the SME R&D schemes will be merged into a new simplified R&D tax relief incentive.

Significant changes are on the horizon for IR35, set to take effect on April 6th. This new policy, known as ‘IR35 offset’, aims to prevent double taxation by empowering HMRC to offset tax and NI contributions already paid by contractors, fostering fairer sharing of tax liabilities throughout the supply chain.

As another tax year draws to a close, investors may be wondering how they can make their investments work harder for them.

While there have been hints of tax cuts, many are still predicting the Autumn Statement to be quite a bland affair as the Government readies itself for a General Election next year, perhaps with more promises for the future than actual action. However, there are still many changes that could be introduced, or re-introduced, that would help boost the economy and put money back into the pockets of ordinary people.

The Information Commissioner’s Office (ICO) and National Crime Agency (NCA) have signed a memorandum of understanding (MoU), designed to enhance cooperation and reaffirm their commitment to helping victim organisations.

ybersecurity breaches are a significant threat to a company's financial health and its reputation. While the immediate consequences of cybercrime often involve data loss, corrupted information, and compromised accounts, the long-term implications can be far more devastating.

IBM’s 2024 Cost of a Data Breach report has highlighted the increasing cost for organisations that suffer a data breach in the finance sector.

With an increasing reliance on technology, the protection of sensitive data and digital assets has become paramount for businesses of all sizes. The UK Government’s Cyber Security Breaches Survey 2023 estimates there were 2.39 million instances of cybercrime affecting UK businesses in the prior 12 months - and for small businesses, navigating the complex landscape of cyber threats can be daunting and confusing.

As the digital age evolves, the banking sector faces many cybersecurity threats that can compromise sensitive financial data and disrupt operations.

The financial sector thrives on trust and security. But with the ever-evolving landscape of digital banking, new banking risks emerge constantly.

In the modern banking landscape, speed and efficiency are not just desirable attributes—they are essential.

Cybersecurity has become a significant concern for businesses of all sizes. With the increasing number of cybersecurity threats, it's crucial to have robust security measures in place to protect sensitive data and systems.