Category: Articles

Investors are getting younger and savvy entrepreneurs need to know how to pitch their business plans successfully to a new generation. Get top tips here.

Google has announced that it will stop the use of third-party cookies in Chrome in 2024. Third-party cookies are one of many tracking technologies provided by a third party – often an adtech company like Google or Facebook – that your assets employ on their websites for the benefit of running analytics solutions, advertising platforms and technology integrations.

Investing can be challenging, especially for beginners unfamiliar with the intricacies of the investment market. Important details such as what products to invest in, how much to invest, and when to invest should be considered, as they can be determining factors in the success of an investment portfolio.

As a small business owner, you will have to don many hats throughout the lifetime of your business. From content creation to brand management, and everything else in between needs your utmost concern.

Whether investing in a retirement plan at a young age or reducing unnecessary expenses to increase savings, every financial decision can shape your future. These choices can be especially crucial during times of economic downturn, such as job losses or unexpected medical expenses.

Starting a business can be an incredibly exciting endeavour, but it also comes with a lot of decisions and planning. One of the biggest debates entrepreneurs have is whether to bootstrap their business using personal funds or raise capital through investment or debt.

Business owners need sound financial management to run their business successfully. They must maintain a steady cash flow to fund daily operations, pay staff, and invest in business growth opportunities.

With figures from Aviva showing that one in five adults in the UK has taken on a side hustle since March 2020, it is important to be aware of how these income drivers impact your tax charges.

In the UK, debit and credit cards account for more than 85% of payments made to businesses each year. This figure is expected to grow to more than 95% by 2031.

Getting a mortgage can be a prerequisite for most people who want to own a home. However, young people in 2023 face considerable barriers when it comes to getting approved for their first mortgage.

Are you in your 50s and starting to think about retirement? You're not alone! Saving for retirement in your 50s can be daunting for many people like you. It's never too early or too late to start saving for your future. But with so many options out there, it can be overwhelming to know where to begin.

Conventional mortgages may not suffice when it comes to purchasing expensive properties, which is where jumbo loans become relevant. They serve as an ideal choice for homebuyers who desire to acquire high-value estates that exceed conventional loan limits.

Moving house is sure to be an exciting time in your life. But the costs associated with moving can soon mount up. Therefore, it is a good idea to actively look at ways in which you can reduce your expenses long before the move date.

Financial advice is one of the most crucial components to consider when it comes to managing your finances. This is especially true when it comes to your inheritance, and how you plan to leave your money for the next generation.

Feedzai, the world’s first RiskOps platform for financial risk management, has released its latest report - The Human Impact of Fraud and Financial Crime on Customer Trust in Banks. The report, based on research of 4,000 consumers in the UK and US, reveals how fraudsters are taking advantage of the widening fraud knowledge gap, outlining the urgent need for banks to educate and protect their customers with technology.

Growing your business it’s all about the choices you make. Do you want success? I’m sure you do. But do you have the courage to change your old habits of unsuccessful failures before you understand that your business it’s not the problem, the techniques you employ are?

The modern business world can be brutal, with a ‘dog-eat-dog’ culture that focuses more on stats, turnover and competition rather than purpose, positive messaging and adding genuine value to society.

Purchase of real estate in Florida is possible for people with different earnings. As of 2023, the max. price of cottages here is $170,000,000, and the minimum is $310,000. You can buy house in Cape Coral, a flat on Palm Coast, or an apartment in Palm Bay.

The Goods and Services Tax (GST) is a value-added tax (VAT) that is levied on most goods and services sold in Canada. The GST was introduced on January 1, 1991, replacing the previous federal sales tax.

When you're shopping for a mortgage in Canada, one of the most important factors to consider is the interest rate. The interest rate will determine how much you'll pay in interest over the life of your mortgage, so getting the best rate possible can save you a lot of money.

The financial advisory industry has undergone significant changes over the past decade, driven by the rise of technology and changing customer expectations. Clients are increasingly looking for personalized, data-driven financial advice that goes beyond generic recommendations.

Following its March meeting, The Bank of England has raised interest rates by 0.25 percentage points from 4 to 4.25 per cent. For some this is alarming, given that it is the 11th consecutive increase in a row, which has not been characteristic until this point, with many experts saying that the increases have been key to curb rising inflation.

Small businesses are facing a significant affordability crisis when it comes to providing health insurance to their employees, according to a new survey by the National Federation of Independent Business (NFIB). 

Governments need money to pay for things like healthcare, education, and infrastructure projects that are essential for a country's development. In the UK, the government raises a lot of its income from taxes paid by individuals, businesses, and corporations.

A strong resume is an essential tool for anyone looking to break into the finance industry. Finance is a highly competitive field that requires top-notch skills and qualifications, and your resume needs to reflect this.

Amid the high levels of current inflation and the economic backdrop, it is understandable that many executors will decide to administer a deceased’s estate themselves and dispense with the cost of instructing a solicitor. We have compiled a list of 6 key reasons why it pays to pay for Probate.

Artificial Intelligence (AI) is revolutionizing the financial industry, bringing new opportunities and challenges. AI-powered systems have the potential to transform the way financial markets operate, enabling faster and more efficient decision-making, improving risk management, and increasing profitability.

It may not always feel like it, but we are living in a more open, kind, and holistic society since the pandemic. The spirit of pulling together, and looking out for each other, has manifested in a shift in how we expect our society to work. Take the phrases ‘debt forgiveness’ and ‘loan forgiveness’. These terms barely registered in US Google searches before the pandemic, but have become much more common since 2020.

A limited liability company (LLC) is a private entity that protects its owners' assets from financial liabilities such as debts and lawsuits. Establishing an LLC isn't so complex. However, the task doesn't end there. Managing it effectively leads to the desired success.

In current times, volatility in the markets can certainly have an impact on businesses, including their procurement strategies. In times of market instability, it can be more challenging for businesses to predict demand and anticipate changes in pricing for raw materials or other inputs.

College life can be overwhelming, and managing expenses and credit can be challenging. Many college students find themselves in debt due to overspending, poor money management, and lack of financial literacy.

Many people look forward to retirement – it’s a time to recuperate and rest after many years spent working and climbing the career ladder. You’ll have a lot more time on your hands, but it always means you’ll have less cash because you no longer have a regular income. Without money coming in, some retirees must rethink their lifestyles and spending habits.

Many people think of their investment portfolio as a collection of stocks, bonds, and other financial investments. But it can be much more than that. Think of shows like Shark Tank and you will have a better idea of what this can entail.

With the new tax year having just commenced, it’s a good time to review outstanding debts and take proactive steps to try and minimise or limit your business’s exposure to them. This is particularly the case given financial uncertainty in the market coupled with the ever-growing cost of living crisis, increasing costs throughout the supply chain and the consistent rise in registered company insolvencies since the pandemic.

When it comes to some of the lesser known and undervalued benefits that veterans and current service members of the US military, it might be fair to say that the VA loans program is one of the most significant and most potentially life-changing.

In today’s digital era, the success of any business relies heavily on technology. It has transformed the operation of financial institutions, enabling them to implement advanced risk management, adhere to regulations, provide online banking, and facilitate mobile payments.