Category: Articles

When it comes to managing your finances and planning for the future, seeking professional assistance is a wise decision. However, the terminologies used in the financial industry can be confusing, often leaving individuals unsure about the distinctions between different roles.

Maintaining a steady cash flow is pivotal for any flourishing business, and one of the substantial barriers to achieving this is unpaid invoices. When accounts receivable accumulates, it can become a weighty burden that hinders growth and stability.

First, it was the traditional bricks and mortar high street bank to fall out of favour with customers, then physical cash itself – now, time could be up for physical bank cards as well. The way we bank and engage with finance is becoming increasingly mobile-centric – especially on a day-to-day basis.

Invoicing plays a crucial role in the financial health and success of any business. It serves as a fundamental tool for maintaining cash flow and ensuring timely payments from clients or customers.

The world of tech stocks is an ever-evolving landscape, teeming with exciting opportunities for investors. The constant fluctuations in price and growth of these stock platforms might at times seem mystifying, but with some insights into key driving factors, it can be easier to navigate.

Financial management is not a particularly interesting activity for most people. From filing taxes, to budgeting and managing debt payments, to saving for retirement, it’s not the most thrilling of tasks.

The United Kingdom faces a cost-of-living crisis. We’re experiencing soaring energy prices and inflation financially pressuring households. The downturn has pushed people to look for cheaper energy alternatives.

In today's trends of home renovations, window replacements often take a backseat to more glamorous projects like kitchen remodels or bathroom upgrades.

Relocating to a new country can be an adventurous experience, especially when the goal is to seek better financial fortunes.

Invoice fraud is a growing problem in the construction industry, costing businesses billions of dollars each year. Companies need to understand how invoice fraud works and what they can do to protect themselves from becoming victims.

Algbra is on a mission to eradicate social and financial exclusion and provide ethical and sustainable financial services to everyone. The platform offers a range of financial services, and is built on state-of-the-art financial technology. Algbra's commitment to ethical finance means that money will never be held in a high-risk way or be exposed to unethical industries.

With the FCA’s consumer duty deadline fast approaching on July 31st this year, Close Brothers Motor Finance has outlined some of the key things dealers could be thinking about to make sure they comply with the new regulations.

Managing taxes is an integral part of running a small business. While it may not be the most glamorous aspect of entrepreneurship, understanding your tax obligations can save you a lot of headaches down the line and could even save your business money.

This year Tax Freedom Day falls on Thursday 8th June. This is the day of the year by which, theoretically, the average UK taxpayer will have earned enough to pay all of their taxes for that year. This includes tax on all income, as well as the purchase of all goods and services.

In today's fast-paced eCommerce landscape, staying ahead of the competition and maximizing your profit potential is key to success. One way to achieve this is by harnessing the power of automation in various aspects of your online business.

Brits think white-collar criminals have an easy ride in the UK, with fraudsters not being brought to justice. In fact, 59 per cent believe that if they were to report an incident of white-collar crime to the police or a relevant body, nothing would be done about it.

When it comes to trading in financial markets, there are various instruments available to investors. Two of the most popular ones are stock trading and Contract for Difference (CFD) trading. Understanding the basic concepts of both is essential before making any decision.

Recent trends have seen a spike in the number of successful subscription-based businesses emerging to take on this growing market segment.

Businesses have always been looking for ways to save money and earn more. By using technologies like the Internet of Things, they could collect more information that allows them to execute better business strategies.

Cash advance loans by phone, available 24/7, are a convenient way to get a loan using just your good smartphone. No need to dress up, drive to a bank, or wait in those never-ending queues.

Trade shows are invaluable opportunities for businesses to showcase their products and services. However, to make the most of your trade show investment, you need an approach that includes a well-prepared team of professionals.

Brits have more stolen payment card details listed for sale than any other country in Europe, according to new research of dark web data by cybersecurity company NordVPN.

Saving for retirement is essential, which goes without saying. What needs more explanation is the options for building up a nest egg to keep you comfortable later in life.

Bridging loans are a short-term finance solution. In the UK, they are often used for short periods to fund the purchase of a new property before your current home has sold. However, in reality, bridging loan terms can be as short as a few days up to around three years.

Keeping a business safe and secure will always be a top priority for business owners and despite best efforts at tight security, some businesses do find themselves victim to break-ins or other illegal activities.

Investors are getting younger and savvy entrepreneurs need to know how to pitch their business plans successfully to a new generation. Get top tips here.

Google has announced that it will stop the use of third-party cookies in Chrome in 2024. Third-party cookies are one of many tracking technologies provided by a third party – often an adtech company like Google or Facebook – that your assets employ on their websites for the benefit of running analytics solutions, advertising platforms and technology integrations.

Investing can be challenging, especially for beginners unfamiliar with the intricacies of the investment market. Important details such as what products to invest in, how much to invest, and when to invest should be considered, as they can be determining factors in the success of an investment portfolio.

As a small business owner, you will have to don many hats throughout the lifetime of your business. From content creation to brand management, and everything else in between needs your utmost concern.

Whether investing in a retirement plan at a young age or reducing unnecessary expenses to increase savings, every financial decision can shape your future. These choices can be especially crucial during times of economic downturn, such as job losses or unexpected medical expenses.

Starting a business can be an incredibly exciting endeavour, but it also comes with a lot of decisions and planning. One of the biggest debates entrepreneurs have is whether to bootstrap their business using personal funds or raise capital through investment or debt.

Business owners need sound financial management to run their business successfully. They must maintain a steady cash flow to fund daily operations, pay staff, and invest in business growth opportunities.

With figures from Aviva showing that one in five adults in the UK has taken on a side hustle since March 2020, it is important to be aware of how these income drivers impact your tax charges.

In the UK, debit and credit cards account for more than 85% of payments made to businesses each year. This figure is expected to grow to more than 95% by 2031.

Getting a mortgage can be a prerequisite for most people who want to own a home. However, young people in 2023 face considerable barriers when it comes to getting approved for their first mortgage.

Are you in your 50s and starting to think about retirement? You're not alone! Saving for retirement in your 50s can be daunting for many people like you. It's never too early or too late to start saving for your future. But with so many options out there, it can be overwhelming to know where to begin.