Category: Articles

If you have any amount of money, you will want to keep it safe. One of the best ways to do that is to consult a lawyer on certain occasions. Lawsuits are not going to be cheap, and if you don’t know how to keep yourself and your money safe, then you will lose some of it very very quickly.

Four ways to help boost your finances People the world over are living through difficult times right now. Fuel, food, energy – the cost of living crisis has had huge impacts at home and overseas, pushing families closer to the breadline and forcing many to come up with novel ways to make their money stretch […]

Retained earnings or profits are the portions of a business revenue after the shareholder dividends are considered. Companies must plan how to use retained earnings to help their growth. But retained profits also have their benefits and disadvantages. Below are the pros and cons that can help the business owners and shareholders make better-informed decisions about keeping the profit of their labour or not. Read on.

3 Strategies for Doctors to Pay Off Medical School Debt According to a study by the Association of American Medical Colleges, the average medical student graduates with more than $190,000 in debt. While there are several ways to pay off medical school loans, the best strategy for you will depend on your career, salary, and […]

Wellbeing is something a lot of us are taking more seriously these days. In the age of self-care, everyone is paying more attention to how they feel in themselves, and how they look after their future. Part of investing in good wellbeing, is making sure you’re healthy from a financial perspective too. The unfortunate truth […]

Non-dilutive funding refers to any kind of funding that doesn't require you to give away any form of business equity to your investors. This means you receive monetary funding without giving out even a single share of your company. Examples of non-dilutive funding include loans, grants, tax credits, vouchers, subsidies, and the like.

There’s a lack of willingness to invest among the general population in the UK, with only 12% of Brits known to have invested in the stock market as recently as 2018. This is despite the fact that investing in stocks and shares can deliver higher returns than cash in 90% of cases, which means that […]

Rewarding your clients is a great way for your business to improve customer retention and brand loyalty, as well as help to contribute to the overall reputation of the business. Rewarding your clients doesn’t have to break the bank – in fact, there are plenty of affordable ways in which you can do this if […]

You don’t want to hit retirement age with no savings. Doing that will leave you dependent on your family and government-issued benefits, or worse — it will push you to keep working for much longer than you’d like. You want a comfortable nest egg that you can rely on through all of your golden years.

Most businesses are established primarily to make money. Businesses won’t last if they don’t make a profit. There could be an exception to the rule for non-profit organisations. But every firm needs to generate some income to survive and cover its operating costs. Therefore, managing finances is crucial to the success of any organisation. A […]

Image source: https://pixabay.com/vectors/online-store-online-shop-store-1674907/ When starting a business in the traditional sense, you have to think about the source of capital, physical location, and more, all of which can require a lot of money. But with the internet, not so much. You can start a business with almost nothing and grow it to any possible height. […]

Wealth management is a skill and one for which the high earners of the world will happily pay a premium. businesses that specialise in wealth management can help their clients grow their portfolio and guarantee returns – but changes to the industry are beginning to rock the boat. Wealth management businesses can operate globally, thanks […]

Pensions specialists Penfold has unfolded what the impact of a possible recession will have on pensions including tips on how to prepare pensions in the event of another recession.

Following the crypto market downturn, skeptics keep painting a gloomy picture of the future. However, Indrė Viltrakytė, leading the WEB3 fashion venture ‘The Rebels’, has shared that market volatility has not dampened the optimism of the builder community. Having participated in the hottest NFT events of 2022, she has shared firsthand insights reflecting the prevailing mood of excitement and the main trends that resonated across different meetups.

Three Leading Reasons why Corporate Fraud Slips Through the Net Corporations are formed to create value for shareholders. They do this by carrying out business activities that take inputs (such as labour, materials and innovation) and create high-value outputs that generate a profit. Administrative functions such as finance, serve the primary business by accurately recording […]

Image Source: Pixabay A Federal Housing Administration (FHA) loan is a loan insured by the organization to protect lenders from risk. FHA loans are private mortgage loans that the Federal government backs. The government backing allows lenders to offer FHA loans with terms and rates favourable to the borrowers. FHA loans are designed for home […]

“Health is wealth,” as the famous saying goes, and many believe this to be true, especially in recent years when prices for medical care and health maintenance services have continued to rise. Any serious illness or injury can significantly impact a person or a family’s finances. Hence, in the long run, it’s better to invest in caring for one’s health and well-being and prevent any health issues.

4 Tips on How to Invest During a Bearish Market The term “spirit animals” is commonly associated with spirituality and tradition. In many cultures, a person’s journey or characteristics may be likened to that of a particular animal, prompting the said individual to adopt the said beast as their spirit animal. But it’s not just […]

Forex trading is becoming an increasingly popular way to make money, but it can be daunting for those who are just starting out. One of the most common questions newcomers to the Forex market ask is how much money they need to start trading. The answer, unfortunately, is not a simple one. The amount of […]

Building wealth and enjoying life are not mutually exclusive. In fact, it’s possible to build wealth and still enjoy your time when you’re young. It’s discouraging to think that all you need to do is work so that someday you can rest. What if you can balance rest, fun, and work, all while building the […]

Read some tips to better manage your money when you move house, so you can be completely confident your finances are under control during the transition.

Following a billionaires stock picks can be extremely insightful for investors. With their fortunes come the resources for research and connections to insiders within the industry giving them a foot up in the market. Investors are often captivated by these insights, finding it irresistible not to follow stock picks chosen by these individuals.

Regulations help maintain order in society. While an Act is a law, regulations are supplementary guidelines, helping you to apply the principles of the law. This is important for issues such as health and safety, but it can also help in business. The financial world is complex, and regulations are required to avoid disasters such […]

Cybercrime is on the rise and criminals are becoming more sophisticated. This is unfortunately a reality that means that individuals, businesses and organisations need to take close care with their cybersecurity.

It takes a lifetime of hard work and planning to acquire the real estate, investments and other assets that lawyers refer to as a person’s estate. You might think that the last thing anyone would do is leave the distribution of an estate to the one-size-fits-all state intestacy laws, but that is exactly what 67% of Americans responding to a survey have done by not having an estate plan.

Inflations levels hit 9% in April, registering the fastest rise in consumer prices in the last four decades. As a result, our bills and receipts have been soaring. The cost of food and drink could rise by 15% this summer and filling the average family car with petrol now exceeds £100.

As the market takes a plunge, Maxim Manturov, Head of Investment Advice at Freedom Finance Europe, discusses the benefits and pitfalls of stock splits and explores some past examples.

Property finance specialist Anderson Harris is sharing three top tips with mortgage holders, to help them get ahead of further interest rate rises.

  All cars require care and maintenance, but some checks must be done monthly to keep you safe and the car running effectively. Preventive work on your vehicle helps reduce bills by avoiding costly repairs from poor maintenance. Well-maintained cars also use less gas, helping you save money as the engine is more efficient. Regular […]

It’s interesting to note that just 4% of estates in the UK are subject to inheritance tax (IHT), which is usually applied on those with a value of £325,000 or above. So, if you’re classed as a high-net-worth individual, you’re likely to have an estate worth well in excess of £325,000 and one that’s subsequently […]

Innovations have made most business owners adopt Information Technology (IT) to run most of their operations. The aim is to allow efficiency. So, you’ll need infrastructure, such as hardware and software, to ensure the proper running of these IT operations.

Recent research from the ONS has revealed shocking inequality amongst pensions across the UK - as a result of inflation and the rising cost of living - with one third of UK employees not expecting to have any pension provision beyond state pension when they retire.

How You Can Manage Your Business Debt As a business, debt is often essential for getting the business going and for taking the business to new heights. This means that debt is not always a bad thing in business, but it can still cause a great deal of stress and anxiety and will always hang […]

Bitcoin mining was one of the most profitable investments you could make in the world of cryptocurrency. It still is, but things have changed for the Bitcoin mining sites, and things look a lot different now than they were just a few years ago. Mining costs have skyrocketed, and it’s no longer an option for […]

Driven by two complementary, powerful forces - innovation and regulation - open banking is proving to be a seismic shift for payments across Europe.

What does chartered mean in accounting? Chartered accounting is a professional designation that is granted to accountants who have met stringent requirements. In order to become chartered, an accountant must complete a rigorous program of study and pass a series of exams. Chartered accountants are held to the highest standards in the profession, and they […]