Category: Articles

Regulations help maintain order in society. While an Act is a law, regulations are supplementary guidelines, helping you to apply the principles of the law. This is important for issues such as health and safety, but it can also help in business. The financial world is complex, and regulations are required to avoid disasters such […]

Cybercrime is on the rise and criminals are becoming more sophisticated. This is unfortunately a reality that means that individuals, businesses and organisations need to take close care with their cybersecurity.

It takes a lifetime of hard work and planning to acquire the real estate, investments and other assets that lawyers refer to as a person’s estate. You might think that the last thing anyone would do is leave the distribution of an estate to the one-size-fits-all state intestacy laws, but that is exactly what 67% of Americans responding to a survey have done by not having an estate plan.

Inflations levels hit 9% in April, registering the fastest rise in consumer prices in the last four decades. As a result, our bills and receipts have been soaring. The cost of food and drink could rise by 15% this summer and filling the average family car with petrol now exceeds £100.

As the market takes a plunge, Maxim Manturov, Head of Investment Advice at Freedom Finance Europe, discusses the benefits and pitfalls of stock splits and explores some past examples.

Property finance specialist Anderson Harris is sharing three top tips with mortgage holders, to help them get ahead of further interest rate rises.

  All cars require care and maintenance, but some checks must be done monthly to keep you safe and the car running effectively. Preventive work on your vehicle helps reduce bills by avoiding costly repairs from poor maintenance. Well-maintained cars also use less gas, helping you save money as the engine is more efficient. Regular […]

It’s interesting to note that just 4% of estates in the UK are subject to inheritance tax (IHT), which is usually applied on those with a value of £325,000 or above. So, if you’re classed as a high-net-worth individual, you’re likely to have an estate worth well in excess of £325,000 and one that’s subsequently […]

Innovations have made most business owners adopt Information Technology (IT) to run most of their operations. The aim is to allow efficiency. So, you’ll need infrastructure, such as hardware and software, to ensure the proper running of these IT operations.

Recent research from the ONS has revealed shocking inequality amongst pensions across the UK - as a result of inflation and the rising cost of living - with one third of UK employees not expecting to have any pension provision beyond state pension when they retire.

How You Can Manage Your Business Debt As a business, debt is often essential for getting the business going and for taking the business to new heights. This means that debt is not always a bad thing in business, but it can still cause a great deal of stress and anxiety and will always hang […]

Bitcoin mining was one of the most profitable investments you could make in the world of cryptocurrency. It still is, but things have changed for the Bitcoin mining sites, and things look a lot different now than they were just a few years ago. Mining costs have skyrocketed, and it’s no longer an option for […]

Driven by two complementary, powerful forces - innovation and regulation - open banking is proving to be a seismic shift for payments across Europe.

What does chartered mean in accounting? Chartered accounting is a professional designation that is granted to accountants who have met stringent requirements. In order to become chartered, an accountant must complete a rigorous program of study and pass a series of exams. Chartered accountants are held to the highest standards in the profession, and they […]

Whether you're looking for a house to buy or are out to sell your home, you need to navigate the market well to succeed. Most people prefer to sell or shop for houses during spring when it's warm, green, and sunny. During this season, sellers can showcase their homes to potential buyers better.

If there's one goal that everyone shares, it's definitely saving as much money as possible. In this day and age, money is used for pretty much anything ranging from the obvious necessary purchases to building up financial security.

Accounts payable and receivable automation tools facilitate easier AP and AR processes management through a robust platform. Automation software provides clear visibility and better control over data collection and financial processes.

In times of market turbulence, one of the safest investments is in the so-called dividend aristocrats — companies that have consistently paid and raised dividends for more than 25 consecutive years. Today only 65 companies belong to this exclusive club. Although many dividend aristocrats are not high-yield investments, they provide their shareholders with a steady cash flow, even in domestic and global economic crises.

Cryptocurrencies are in the news once again as prices for coins like Bitcoin crash ever further on the back of institutional sell-offs, recession fears and the looming prospect of rising interest rates. Stocks in crypto businesses have followed in lockstep, putting the whole ecosystem of cryptocurrencies in jeopardy. However, many still believe that cryptocurrencies still […]

Credit is an important aspect when it comes to an individual’s personal finances. There are times you need financial assistance to execute projects needing large capital. Financial institutions will offer you this assistance through loans. However, most will assess your credit history before giving you these loans.

Do you want to learn about some of the best ways to get money online? If so, you have come to the right place! In this blog post, we will discuss 13 different methods that you can use to make money from home.  There are a number of ways to make extra money, and you […]

Are you thinking about diversifying your investments? It is a great thing to implement, but you need to make sure that you undertake it properly.

The risks associated with stronger sanctions against Russia by the West have pushed investors and traders to look towards safer assets. Gold is one of them. Since the beginning of the year, the metal has increased 7.5% in value, rising to £1,466 an ounce.

Today is the 16th of June, which is National Freelancer’s Day and the Suffolk Building Society is offering guidance to freelancers about what actions they can take to help qualify for a mortgage. While freelancers may operate under different business structures, such as being a sole trader or a limited company, mortgage lenders tend to group everyone together under a ‘self employed’ banner.

Bitcoin has been around for over a decade now, and is by far and away the most important and high profile cryptocurrency on the block. Underpinning the design of Bitcoin is the concept of proof-of-work (PoW), which is basically a mechanism that allows for transactions on the blockchain to be verified by having all users […]

cheqd is a new revolutionary company that is striving for the betterment of the future. It is creating a world in which individuals have total control over their personal data – an issue that is becoming increasingly prevalent thanks to the rise of technology.

In the last few years, Australia has not only become one of the fastest-growing economies but has also strengthened its startup ecosystem significantly, with a whopping 5.8% growth.

Photo by RODNAE Productions from Pexels: https://www.pexels.com/photo/marketing-man-woman-exit-7414276/ As an EB-5 investor, you’ve already made an important choice: opting for a Regional Centre investment over a direct EB5 investment. While this is undoubtedly an impactful decision, it’s not the only one you’ll have to make when investing in the US and self-petitioning for a green card. […]

Entering the world of finance and investing can be scary for new investors, unfamiliar with how it all works.  The more foreign and intimidating, the less likely the business is to attract new investors.  About 94% of American households have a bank account, but fewer than 60% of American adults own any kind of stock. […]

Being able to retire is a goal that many people have in life and want to work towards. Because of the finances involved in being able to retire comfortably, coming up with a retirement plan should start as early as your 20s. If you’re older now and you’re just starting to think seriously about it, […]

Outsourcing is a business practice in which you contract with an external party in order for them to take care of specific tasks as opposed to hiring fresh staff or assigning those tasks to your existing staff. It’s quite a popular method for businesses to lower their costs for operation and to streamline those operations […]

It is hard to live in modern society without any form of credit. You can’t get an apartment without passing a credit check. Unless you happen to have $30,000 doing nothing in the bank, you are not going to get a new car without credit. Even a potential spouse might want to see your credit […]

The startup industry has become a growing source of financing for new businesses, and the public market is playing an increased role every year. Angel investors are also growing in numbers, eager to find and support these ventures with timely investments. The challenge for angels is that many new companies consider varying degrees of success, […]

To help you avoid the stress of tax season, we've compiled a list of entity types and what they can mean for you. Here is everything you need to know about how your business structure affects your taxes.

If there’s one thing in life that everyone needs to have, it’s financial security. Financial security is when you finally are able to reach such a level of stability in your finances where you can live comfortably without much to worry about.

Awesome Finance Apps You Can Make Use of Right Now The world of finance can be confusing and frustrating to navigate, especially if you’re not familiar with all the terminology and concepts. Luckily, there are several great apps out there that can make the process a lot easier for you. In this post, we will […]