Category: Articles

2021 has seen an immense ongoing acceleration and development of the payments industry, giving a strong overall boost to global e-commerce—it is predicted that e-commerce sales worldwide will reach $4.9 trillion by the end of this year.

Bite Investments, a digital asset manager and fintech company specialised in alternative investments, launches the Bite Private Markets Portfolio, offering investors the opportunity to access a diversified allocation to alternatives with one investment.

IVA or Individual Voluntary Agreement is a legally binding agreement between yourself and the creditors that you owe money to. It is the bankruptcy alternative and will allow an individual to be debt-free in 5 years. You will agree on an amount you can afford each month over five years. At the end of the […]

The traditional rhyme commemorating Bonfire Night begins, “Remember, remember the 5th of November”. This Bonfire night, we remember five explosive stocks from the past year.

Private market exchange ADDX has launched its first cryptocurrency product, with the listing of a digital asset fund by investment manager Trovio Capital Management (TCM).

The pandemic has caused financial concern for many, but particularly for the younger generation, who are now facing uncertain career prospects and the rising cost of living.

The Biden administration has been presenting proposals to regulate stablecoins. One of the largest lobbying groups in the industry is out with a list of recommendations.

Businesses are being urged to take full advantage of fiscal incentives and reliefs to aid their recovery as the economy rebounds from the pandemic and growth forecasts show signs of improvement. In his Budget Statement, Chancellor Rishi Sunak confirmed that the Office for Budget Responsibility (OBR) has revised up growth forecasts for the economy, which it expects to return to pre-Covid levels by the turn of the year.

It is a safe statement to make that many financial institutions have in recent years, been torn as to whether cryptocurrencies are an asset class. Analysts are polarised. This is unsurprising as, over time, cryptocurrency went from being widely seen as a conduit for money laundering into a serious proposition for investors.

A ploy to stay in the loop or a strategic decision? Simas Simanauskas, Head of Payments at ConnectPay, has explored further what’s in it for the payments processing giants diving into the NFT trend.

Banking-as-a-Service (BaaS) platforms have been gaining more traction in the market as they streamline non-banking businesses’ entry into the financial services sector. Alongside the fully developed banking infrastructure, a BaaS provider takes on the responsibility to adhere to any regulatory requirements, including Know Your Customer (KYC).

For millions of new and experienced traders and investors all over the world, cryptocurrency represents one of the best ever opportunities for making a profit.

The investment industry is one of the most lucrative industries in the world. If you're looking for a career that pays well and has many prospects, then this may be an ideal field to pursue. However, not just anyone can break into this field. There are specific requirements that need to be met before someone can become a successful investor. In this blog post, we will discuss what careers are available in the investment industry, as well as what qualities are needed to acquire them.

That mountain of credit card debt is threatening to ruin your financial life if you don’t make a move – and soon. Well, here’s all about how debt settlement works.

Having to file your taxes in more than one state can be a complicated process. The first step is figuring out how much income tax you owe for each state. A lot of people think that they only need to pay the higher amount, but this isn't always true. You may have a credit or offsetting deduction that makes it worthwhile to calculate what you owe for each state and then compare them before filing in both states.

Buying your first home is a daunting task that can leave you feeling extremely stressed. However, by understanding some of the best pieces of advice, you can make better decisions and end up with the house you really want without spending too much on it.

Mortgage rates are instrumental in determining the affordability of home loans for anyone who wants to get on the property ladder.

The financial market is one of the industries that has relied heavily on technological innovations for its operations. In the last few years, there have been new solutions developed to streamline the industry and make its operations seamless. One of the major driving forces for these solutions has been APIs (Applications Programming Interfaces). They have opened a channel through which companies come up with innovations to handle all their transactions and to meet the demands of the modern investor.

Invoice management has become more complicated due to the many formats and programs freelancers use to process payments.

Going remote has been like someone pressed the reset button on all business and financial operations. It has created the need for companies to revisit all business functions from scratch to make necessary changes to stay afloat.

Since vaccines are becoming more widespread, the pandemic seems to be winding down, making it safe to travel again for many people. 2022 might see a spike in trips because of the quarantine that seems to have lasted nearly two years.

The concepts of generational wealth and property ownership have long been a bit complicated, especially when it comes to their relationship to one another. Regardless of your experience with real estate and generational wealth prior, it’s completely possible to start from the ground up — or wherever you are in your journey — and build the generational wealth you’re looking to get started through home ownership.

As a freelancer, you are responsible for all the duties of your profession. If you have questions about whether or not you should receive a pay stub, read on to learn more about what they are and their importance.

Home prices have been rising and will unfortunately keep rising for the foreseeable future. With this in mind it’s possible you might want – or need – a bigger mortgage. If you’re thinking about it, there are ways you can convince the bank that you deserve more borrowing power. Take a look at these strategies to get a bigger mortgage.

Scotch whisky is a symbol of British craftsmanship and tradition, of durability and reliability. And though it hasn’t been around for ever, it has been recognised throughout history. Its documented story begins in 1494, and tax records of the day show that a friar acquired eight bolls – about 2,500lbs – of malted barley, “wherewith to make aqua vitae”.

Preparing for retirement can be challenging, and it can be difficult to know where to start. In fact, recent research by IronmongeryDirect found that one in eight (13%) tradespeople approaching retirement age (55-64s) don’t have any financial preparations for retirement.

Branch staff at banks, building societies and Post Offices worked with the police to stop £32 million of fraud through the Banking Protocol rapid scam response in the first half of this year, according to the latest figures from UK Finance. This is up 65 per cent compared to the same period last year and brings the total amount of fraud prevented to £174 million since the scheme was introduced in 2016.

When customers are shopping online or in-store, they may not pay attention to the simple process of paying for their purchases. Let’s check out how you can improve your checkout.

It’s amazing to think how far we’ve come in terms of financial technology in a few short years. Let’s take a look at how our behavior is shifting, how fast fintech is growing, and what we think about it.

Here, we explore the evolution of frictionless payments and predict how businesses will drive higher conversion rates and create better customer experiences in the future.

Learning to trade forex can be a daunting prospect for new investors and there is often an inclination to buy into expensive training courses to prepare for the world of finance. While some sort of education will stand you in good stead for your forex journey, there is no substitute for real life, self-taught experiences.

We are living through extremely uncertain times regarding both public safety and the global economy. Even before the Covid-19 pandemic swept the world, we were teetering on the brink of a recession. Economists such as David Blanchflower compared the pre-Covid financial landscape to that of pre-banking crash 2008. If nothing else, this is a major red flag which should give you the motivation you need to take every possible measure to protect your business.

Accelerated by COVID-19, financial institutions are shifting to cloud to increase their infrastructure capacity and accommodate the growing demands of consumers. However, heavy reliance on cloud providers is raising new risks regarding the stability of the financial systems.

Almost everybody finds themselves borrowing money at some point in their lives. In this article, we’ll go into further detail about the pros and cons of bank loans.

You don't have to be born with a silver spoon to build wealth throughout your life. You don't even have to be a financial expert. A few simple principles can help you acquire and build wealth over a lifetime.

E-commerce in 2020 has seen an impressive surge as worldwide retail online sales saw a 27.6% growth rate with sales reaching over $4 trillion. This upward trajectory is expected to continue—by 2023 global e-commerce is predicted to be worth a sound $6.5 trillion, up by 22% from 2022 estimates. The Baltics are no exception in this—Lithuania’s e-commerce revenue is projected to reach $889 million in 2021, while Latvia and Estonia are expected to reach $345 million and $405 million respectively.