Category: Articles

The concepts of generational wealth and property ownership have long been a bit complicated, especially when it comes to their relationship to one another. Regardless of your experience with real estate and generational wealth prior, it’s completely possible to start from the ground up — or wherever you are in your journey — and build the generational wealth you’re looking to get started through home ownership.

As a freelancer, you are responsible for all the duties of your profession. If you have questions about whether or not you should receive a pay stub, read on to learn more about what they are and their importance.

Home prices have been rising and will unfortunately keep rising for the foreseeable future. With this in mind it’s possible you might want – or need – a bigger mortgage. If you’re thinking about it, there are ways you can convince the bank that you deserve more borrowing power. Take a look at these strategies to get a bigger mortgage.

Scotch whisky is a symbol of British craftsmanship and tradition, of durability and reliability. And though it hasn’t been around for ever, it has been recognised throughout history. Its documented story begins in 1494, and tax records of the day show that a friar acquired eight bolls – about 2,500lbs – of malted barley, “wherewith to make aqua vitae”.

Preparing for retirement can be challenging, and it can be difficult to know where to start. In fact, recent research by IronmongeryDirect found that one in eight (13%) tradespeople approaching retirement age (55-64s) don’t have any financial preparations for retirement.

Branch staff at banks, building societies and Post Offices worked with the police to stop £32 million of fraud through the Banking Protocol rapid scam response in the first half of this year, according to the latest figures from UK Finance. This is up 65 per cent compared to the same period last year and brings the total amount of fraud prevented to £174 million since the scheme was introduced in 2016.

When customers are shopping online or in-store, they may not pay attention to the simple process of paying for their purchases. Let’s check out how you can improve your checkout.

It’s amazing to think how far we’ve come in terms of financial technology in a few short years. Let’s take a look at how our behavior is shifting, how fast fintech is growing, and what we think about it.

Here, we explore the evolution of frictionless payments and predict how businesses will drive higher conversion rates and create better customer experiences in the future.

Learning to trade forex can be a daunting prospect for new investors and there is often an inclination to buy into expensive training courses to prepare for the world of finance. While some sort of education will stand you in good stead for your forex journey, there is no substitute for real life, self-taught experiences.

We are living through extremely uncertain times regarding both public safety and the global economy. Even before the Covid-19 pandemic swept the world, we were teetering on the brink of a recession. Economists such as David Blanchflower compared the pre-Covid financial landscape to that of pre-banking crash 2008. If nothing else, this is a major red flag which should give you the motivation you need to take every possible measure to protect your business.

Accelerated by COVID-19, financial institutions are shifting to cloud to increase their infrastructure capacity and accommodate the growing demands of consumers. However, heavy reliance on cloud providers is raising new risks regarding the stability of the financial systems.

Almost everybody finds themselves borrowing money at some point in their lives. In this article, we’ll go into further detail about the pros and cons of bank loans.

You don't have to be born with a silver spoon to build wealth throughout your life. You don't even have to be a financial expert. A few simple principles can help you acquire and build wealth over a lifetime.

E-commerce in 2020 has seen an impressive surge as worldwide retail online sales saw a 27.6% growth rate with sales reaching over $4 trillion. This upward trajectory is expected to continue—by 2023 global e-commerce is predicted to be worth a sound $6.5 trillion, up by 22% from 2022 estimates. The Baltics are no exception in this—Lithuania’s e-commerce revenue is projected to reach $889 million in 2021, while Latvia and Estonia are expected to reach $345 million and $405 million respectively.

23% of all cyber-attacks are directed at financial services, while the total cost of a data breach is the second largest in all industries, costing financial organizations $5.72 million.

Minted, an FCA licensed fintech company has launched a new savings app. The platform’s easy-to-use app allows customers to invest as much or as little as they want each month, and to withdraw their physical gold if they wish.

Statistics show that many people in America are taking early resignation from their jobs to start their businesses. This is because self-employment brings in some sense of flexibility and time to tap one's inner abilities. The only challenge at times comes when one wants to acquire a property through a mortgage.

Utilising day trading strategies can be a great help to those looking for ways to capitalise on small, frequent price movements. Here is a selection of techniques for you to trial and decide which one is the best trading strategy for you.

Finastra today announced its collaboration with Salt Edge to improve the speed of compliance with the Payments Service Directive 2 (PSD2) and other global Open Banking standards, for banks and Electronic Money Institutions (EMIs) worldwide.

Very few of us are blessed with a lot of spare time at the moment. The pandemic has hit us all extremely hard, and if we’re not worrying about our health or our jobs, we’re looking for ways that we can shore up our finances with some good investments.

Managing customised equity portfolios in-house is one of the biggest trends to develop over the next few years among institutional investors, according to a new report from quant technologies provider SigTech.

Trading is not something you can engage with on blind optimism alone. To succeed, you require a specific frame of mind.

At some point in your life, you will face the decision of growing your income. If you decide to commit to this idea, you might have made plans to rise up the corporate ladder, put a small down payment on a new house, and build an excellent credit score. You may even have decided to set aside a certain amount of money each month for unexpected expenses.

Early investing is an opportunity to set yourself up for greater wealth over the long-term. And you don’t need to wait until you get a career to do it. There are ways that college students can invest now, and some of them require very little input. People think of investing for things like retirement, but investments can fund other things as well. You could leverage investment income to travel, pay off debts, send your kids to college, and so much more. While some investments should be set aside for retirement, others can be used to enjoy life with.

Zeelo, Europe's leading smart commuter mobility platform for organizations, has raised $12M to accelerate its expansion in the US, Europe and Africa, investment in its SaaS technology offering and continued rollout of fully electric bus shuttle programs

It is the responsibility of businesses and individuals to file their tax returns and ensure all taxes are paid on time. Typically, tax returns are filed with no issues, although occasionally the Inland Revenue Service (IRS) and local tax authorities may notice problems with a tax return that they wish to investigate by carrying out an audit.

Most people would agree that things like nutrition and exercise lead to a healthier and happier individual. This same principle applies to the financial health of your business. In order to maintain a successful and thriving business, it’s important to stay healthy when it comes to your finances.

A lot of people often overlook the importance of getting insurance, especially if they still feel fine. After all, what could possibly go wrong, right?

Your HR team plays a huge role in the growth of your company, regardless of how big or small it is. It can either improve or downgrade your company’s performance.

To understand how the financial world has got to where it is, it’s important to look at the history, in order to gain context. Whilst finance has changed a lot over the years, the broad definition of it has stayed the same.

nCino, Inc., a pioneer in cloud banking and digital transformation solutions for the global financial services industry, today revealed new research on the views of senior executives within financial institutions on their ongoing digital transformation journeys.

More than half (56%) of Brits deem cryptocurrency trading as a form of gambling, according to a new study from Gamban, a software company that blocks access to online gambling sites and apps across all of a person’s devices.

Small businesses are sadly those who are the most in need of a loan but often struggle to find one. Here are a few viable financing options for small businesses.

The past year has been challenging on all fronts, the least of which being the nation’s finances. With many furloughed or having lost their jobs altogether, financial stresses are mounting, and getting the most out of our money is more important than ever.

Whether you are new to the world of investing or just looking to diversify your holdings, there are a number of key decisions that must be made. One of the first being which type of portfolio is most likely to suit you during your investment journey. Continue reading to familiarise yourself with the different types of investment portfolio and how to choose the right one for you.