Category: Articles

So, you have bad credit. While credit doesn’t make up our finances, it plays a significant role. When you have bad credit, it can be because you don’t have enough money to pay back the money you owe.

For many, the global stock and bond market is complex, confusing, and challenging to navigate. Add to those challenges the uncertainty centered around the pandemic, job insecurity, and the general economic instability in the U.S. can make financial decisions much more anxiety-riddled.

Businesses seeking to take the guesswork out of bad debt provision at Financial Year End could benefit from a new free service being provided by Debt Register, a global payment accelerator.

Account-to-account (A2A) payments are an evolution of the ever-changing payments landscape. The solution enables to cut out third parties and transfer payments directly from customers’ bank accounts to the merchant.

Getting your finances in order is important, whether it’s your personal life or business. When it comes to your personal life if you are running out of money or you don’t have your finances sorted you will likely become stressed. Here are some personal finance tips you can focus on to help…

Life insurance is a topic we don't like to think about. We'll be gone when life insurance is most needed. Most of us leave behind loved ones who will be burdened by whatever obligations we leave behind. Many of us are blessed with leaving no obligations behind. At best, everybody's death incurs funeral costs that must be paid.

So much of wealth and finance is about knowing how to best invest the money you do have to make more of it. Sadly, many people don’t know what they are doing when they are buying and selling an item.

It doesn’t matter what a company's size or industry is, all businesses need to adhere to specific regulations and laws as a part of their operations. Regulatory compliance deals with a lot of guidelines that organizations must follow by law. For example, this might involve ensuring that employees have a safe working environment.

To anybody new to the exciting world of stock trading, there are vital steps to consider before and during the process. These keys provide a solid foundation for your investment strategy and needs.

If you want to make money without having to spend time at a 9-to-5 job, launching an online business could be exciting and rewarding. As an online entrepreneur, you can work remotely, hire freelancers, and make money from anywhere.

Risky and business are often said together as if they were two sides of the same coin. At some level, all business is risky. You cannot accomplish anything worthwhile without taking a few risks. Marriage is a risk because you might lose your shirt (and end up with a broken heart for good measure).

As a business it is important that we focus on our financial health and find way to grow our long-term wealth. If we have not built up enough wealth one hiccup can tragically cause us to have to close our business.

Protecting your financial assets can mean many different things. It can mean that you want to keep as many of your assets as possible in the event of a divorce.

Listen to this and tell me if it sounds familiar: a customer is browsing your online shop, and they’ve decided to buy one of your products. It’s unsurprising; you’ve worked hard across your business to get them to this far — great products, good marketing, and fantastic shopping experiences are no happy accidents. Finally, they type out all their payment, delivery, and personal details, and hit that all-important complete purchase button.

When the negligence of another party causes painful and disabling injuries, the lawsuit and negotiations to get the compensation you need and deserve take time. Staying home from work to recover from your injuries takes a financial toll as you try to find a way to pay medical bills and living expenses while waiting for a settlement.

As a small business owner, it is obvious that your main goal is to make, and save, as much money as possible. Even though, especially in the early years, every penny spent can feel like it is going to be the one that shuts you down, that is not always the case.

2022 is fast approaching, and with it comes resolutions and predictions for the year ahead. It bodes the question: what may the new year bring? Will Open Banking continue to dominate, and what technology will rise to the top?

Every year, more people are faced with unemployment. While some workers are able to make ends meet by turning to temporary side jobs, others struggle to pay their bills or maintain a lifestyle that they can’t afford without a steady income. If you’re currently unemployed, you might be wondering how to get a loan if […]

The global economy is gradually rebounding back to its pre-pandemic state, but with 2022 just around the corner now is the time to be researching and identifying the stocks that are most likely to perform well in the coming year. Since the start of 2021, the S&P 500 Index is up another 21.3%, but while most industries are showing signs of recovery, there are many businesses that have started to deliver promising double-digit growth.

Blockchain technology can play a key role in the development of Central Bank Digital Currency CBDC) platforms worldwide, a joint research project by Estonian Central Bank Eesti Pank and leading European deep tech company Guardtime has found.

The Government wants to increase the number of female entrepreneurs in the UK by 50 percent by 2030 – the equivalent to nearly 600,000 businesses led by women. This target followed the 2019 Review of Female Entrepreneurship which reported on the barriers faced by women starting and growing businesses in the UK.

Successful companies like Vodafone, Johnson & Johnson, and HSBC have all adopted global mobility programs. Indeed, the use of global mobility has contributed to the success of those companies. In this modern 21st century world, businesses from all kinds of sectors are starting to see the benefits of global mobility programs and are following the […]

The Buy Now Pay Later sector has grown rapidly in the last year with millions of people across the UK using firms such as Klarna and Clearpay to spread the cost of their online shopping.

For most people, figuring out their net worth doesn’t seem particularly essential. As long as you know you can afford your bills, you might not be too worried about how much you’re deemed to be worth from a financial planning perspective. However, the reality is that knowing your net worth could be more important than you realize.

According to recent figures, Brits plan to increase their investments by almost a fifth in the wake of the COVID-19 pandemic – with Gen-Z traders most keen to jump on the markets.

The 1.25% increase in National Insurance contributions from 6 April 2022 will cause seven in 10 Brits to change their financial behaviour, according to independent financial comparison website NerdWallet.

Having dealt with the initial pandemic aftershock, this year the key areas of focus for businesses were building economic resilience and improving customer experience.

Whether you operate an eCommerce retail business or you own a high street shop, there are several steps you can take to improve your delivery system. And with a better delivery system, you will be able to more easily grow your business. Let us find out how. Providing the Delivery Options Your Customers Want Increases […]

Last year the Universities Superannuation Scheme announced that by 2023 it will have divested from companies involved in tobacco manufacturing, coal mining and weapons manufacturers.

In the year ahead, consumer behaviour and early adoption of new technology are set to transform the financial services market. Banks need to adapt.

2021 has seen an immense ongoing acceleration and development of the payments industry, giving a strong overall boost to global e-commerce—it is predicted that e-commerce sales worldwide will reach $4.9 trillion by the end of this year.

Bite Investments, a digital asset manager and fintech company specialised in alternative investments, launches the Bite Private Markets Portfolio, offering investors the opportunity to access a diversified allocation to alternatives with one investment.

IVA or Individual Voluntary Agreement is a legally binding agreement between yourself and the creditors that you owe money to. It is the bankruptcy alternative and will allow an individual to be debt-free in 5 years. You will agree on an amount you can afford each month over five years. At the end of the […]

The traditional rhyme commemorating Bonfire Night begins, “Remember, remember the 5th of November”. This Bonfire night, we remember five explosive stocks from the past year.

Private market exchange ADDX has launched its first cryptocurrency product, with the listing of a digital asset fund by investment manager Trovio Capital Management (TCM).

The pandemic has caused financial concern for many, but particularly for the younger generation, who are now facing uncertain career prospects and the rising cost of living.