Category: Articles

We are living through extremely uncertain times regarding both public safety and the global economy. Even before the Covid-19 pandemic swept the world, we were teetering on the brink of a recession. Economists such as David Blanchflower compared the pre-Covid financial landscape to that of pre-banking crash 2008. If nothing else, this is a major red flag which should give you the motivation you need to take every possible measure to protect your business.

Accelerated by COVID-19, financial institutions are shifting to cloud to increase their infrastructure capacity and accommodate the growing demands of consumers. However, heavy reliance on cloud providers is raising new risks regarding the stability of the financial systems.

Almost everybody finds themselves borrowing money at some point in their lives. In this article, we’ll go into further detail about the pros and cons of bank loans.

You don't have to be born with a silver spoon to build wealth throughout your life. You don't even have to be a financial expert. A few simple principles can help you acquire and build wealth over a lifetime.

E-commerce in 2020 has seen an impressive surge as worldwide retail online sales saw a 27.6% growth rate with sales reaching over $4 trillion. This upward trajectory is expected to continue—by 2023 global e-commerce is predicted to be worth a sound $6.5 trillion, up by 22% from 2022 estimates. The Baltics are no exception in this—Lithuania’s e-commerce revenue is projected to reach $889 million in 2021, while Latvia and Estonia are expected to reach $345 million and $405 million respectively.

23% of all cyber-attacks are directed at financial services, while the total cost of a data breach is the second largest in all industries, costing financial organizations $5.72 million.

Minted, an FCA licensed fintech company has launched a new savings app. The platform’s easy-to-use app allows customers to invest as much or as little as they want each month, and to withdraw their physical gold if they wish.

Statistics show that many people in America are taking early resignation from their jobs to start their businesses. This is because self-employment brings in some sense of flexibility and time to tap one's inner abilities. The only challenge at times comes when one wants to acquire a property through a mortgage.

Utilising day trading strategies can be a great help to those looking for ways to capitalise on small, frequent price movements. Here is a selection of techniques for you to trial and decide which one is the best trading strategy for you.

Finastra today announced its collaboration with Salt Edge to improve the speed of compliance with the Payments Service Directive 2 (PSD2) and other global Open Banking standards, for banks and Electronic Money Institutions (EMIs) worldwide.

Very few of us are blessed with a lot of spare time at the moment. The pandemic has hit us all extremely hard, and if we’re not worrying about our health or our jobs, we’re looking for ways that we can shore up our finances with some good investments.

Managing customised equity portfolios in-house is one of the biggest trends to develop over the next few years among institutional investors, according to a new report from quant technologies provider SigTech.

Trading is not something you can engage with on blind optimism alone. To succeed, you require a specific frame of mind.

At some point in your life, you will face the decision of growing your income. If you decide to commit to this idea, you might have made plans to rise up the corporate ladder, put a small down payment on a new house, and build an excellent credit score. You may even have decided to set aside a certain amount of money each month for unexpected expenses.

Early investing is an opportunity to set yourself up for greater wealth over the long-term. And you don’t need to wait until you get a career to do it. There are ways that college students can invest now, and some of them require very little input. People think of investing for things like retirement, but investments can fund other things as well. You could leverage investment income to travel, pay off debts, send your kids to college, and so much more. While some investments should be set aside for retirement, others can be used to enjoy life with.

Zeelo, Europe's leading smart commuter mobility platform for organizations, has raised $12M to accelerate its expansion in the US, Europe and Africa, investment in its SaaS technology offering and continued rollout of fully electric bus shuttle programs

It is the responsibility of businesses and individuals to file their tax returns and ensure all taxes are paid on time. Typically, tax returns are filed with no issues, although occasionally the Inland Revenue Service (IRS) and local tax authorities may notice problems with a tax return that they wish to investigate by carrying out an audit.

Most people would agree that things like nutrition and exercise lead to a healthier and happier individual. This same principle applies to the financial health of your business. In order to maintain a successful and thriving business, it’s important to stay healthy when it comes to your finances.

A lot of people often overlook the importance of getting insurance, especially if they still feel fine. After all, what could possibly go wrong, right?

Your HR team plays a huge role in the growth of your company, regardless of how big or small it is. It can either improve or downgrade your company’s performance.

To understand how the financial world has got to where it is, it’s important to look at the history, in order to gain context. Whilst finance has changed a lot over the years, the broad definition of it has stayed the same.

nCino, Inc., a pioneer in cloud banking and digital transformation solutions for the global financial services industry, today revealed new research on the views of senior executives within financial institutions on their ongoing digital transformation journeys.

More than half (56%) of Brits deem cryptocurrency trading as a form of gambling, according to a new study from Gamban, a software company that blocks access to online gambling sites and apps across all of a person’s devices.

Small businesses are sadly those who are the most in need of a loan but often struggle to find one. Here are a few viable financing options for small businesses.

The past year has been challenging on all fronts, the least of which being the nation’s finances. With many furloughed or having lost their jobs altogether, financial stresses are mounting, and getting the most out of our money is more important than ever.

Whether you are new to the world of investing or just looking to diversify your holdings, there are a number of key decisions that must be made. One of the first being which type of portfolio is most likely to suit you during your investment journey. Continue reading to familiarise yourself with the different types of investment portfolio and how to choose the right one for you.

During the pandemic, people have changed the way they live to help each other to survive through this most difficult of times. We take a look at Fairbanks Insurance Brokers Inc. to understand how they have been able to make a difference to their clients during unprecedented circumstances.

Yesterday Ascenda, the technology company that makes banking rewarding, revealed consumer confidence in travel is returning quickly according to leading indicators from its bank solution TransferConnect, the world's largest global exchange for frequent traveler miles and points.

Increasing productivity and efficiency for its clients, Aisera’s cloud-native management software is becoming the go-to option for companies across the board.

When we think about the markets driving the financial technology (fintech) revolution, London, New York and San Francisco immediately spring to mind. In many ways, it makes sense for these cities to be at the forefront of fintech innovations. Each of these cities accommodate diverse pools of financial and professional service specialists, attract significant investment, and boast world-leading digital infrastructure.

New data from the British Business Bank has revealed that UK smaller companies received a record £8.8 billion of equity investment in 2020 despite the disruptive effects of both Covid and Brexit. This record growth looks set to continue in 2021, with £4.5 billion of investment reported in the first three months of the year already, while our own research at IW Capital – where we provide vital growth finance for SMEs - reveals that 16% of UK investors are looking to back startups and SMEs in 2021.

Even if you think that your salary is not that low, you might routinely discover that for some reason, you have underestimated your monthly spending. Although you are not the only one, it doesn’t mean that you shouldn’t put plenty of effort to ensure that you have some savings that could be much needed when something unexpected happens.

Buying your first home is one of the biggest investments you can make, so it's understandable it can come with some fears. Mortgage experts tell us more.

Confidence levels amongst UK investors have risen 20 points (62 - 82) in the last 12 months according to new research amongst 1100 UK investors (£10k+).

Witnessing the scale of the global pandemic has shown us a paradox: as schools, businesses, and borders closed, our lives went online, children and young people turned to online learning; companies shifted to remote working; and our gatherings with family and friends crossed time zones over video conferencing.

When putting your house on the market, there are numerous factors to consider. For instance, you may ask the question “when is the best time to sell a house?” However, before you consider putting your house on the market, you may want to ensure that it is ready first. In doing so, this could help to speed up the process and minimise the risk of losing money.