Category: Articles

Managing customised equity portfolios in-house is one of the biggest trends to develop over the next few years among institutional investors, according to a new report from quant technologies provider SigTech.

Trading is not something you can engage with on blind optimism alone. To succeed, you require a specific frame of mind.

At some point in your life, you will face the decision of growing your income. If you decide to commit to this idea, you might have made plans to rise up the corporate ladder, put a small down payment on a new house, and build an excellent credit score. You may even have decided to set aside a certain amount of money each month for unexpected expenses.

Early investing is an opportunity to set yourself up for greater wealth over the long-term. And you don’t need to wait until you get a career to do it. There are ways that college students can invest now, and some of them require very little input. People think of investing for things like retirement, but investments can fund other things as well. You could leverage investment income to travel, pay off debts, send your kids to college, and so much more. While some investments should be set aside for retirement, others can be used to enjoy life with.

Zeelo, Europe's leading smart commuter mobility platform for organizations, has raised $12M to accelerate its expansion in the US, Europe and Africa, investment in its SaaS technology offering and continued rollout of fully electric bus shuttle programs

It is the responsibility of businesses and individuals to file their tax returns and ensure all taxes are paid on time. Typically, tax returns are filed with no issues, although occasionally the Inland Revenue Service (IRS) and local tax authorities may notice problems with a tax return that they wish to investigate by carrying out an audit.

Most people would agree that things like nutrition and exercise lead to a healthier and happier individual. This same principle applies to the financial health of your business. In order to maintain a successful and thriving business, it’s important to stay healthy when it comes to your finances.

A lot of people often overlook the importance of getting insurance, especially if they still feel fine. After all, what could possibly go wrong, right?

Your HR team plays a huge role in the growth of your company, regardless of how big or small it is. It can either improve or downgrade your company’s performance.

To understand how the financial world has got to where it is, it’s important to look at the history, in order to gain context. Whilst finance has changed a lot over the years, the broad definition of it has stayed the same.

nCino, Inc., a pioneer in cloud banking and digital transformation solutions for the global financial services industry, today revealed new research on the views of senior executives within financial institutions on their ongoing digital transformation journeys.

More than half (56%) of Brits deem cryptocurrency trading as a form of gambling, according to a new study from Gamban, a software company that blocks access to online gambling sites and apps across all of a person’s devices.

Small businesses are sadly those who are the most in need of a loan but often struggle to find one. Here are a few viable financing options for small businesses.

The past year has been challenging on all fronts, the least of which being the nation’s finances. With many furloughed or having lost their jobs altogether, financial stresses are mounting, and getting the most out of our money is more important than ever.

Whether you are new to the world of investing or just looking to diversify your holdings, there are a number of key decisions that must be made. One of the first being which type of portfolio is most likely to suit you during your investment journey. Continue reading to familiarise yourself with the different types of investment portfolio and how to choose the right one for you.

During the pandemic, people have changed the way they live to help each other to survive through this most difficult of times. We take a look at Fairbanks Insurance Brokers Inc. to understand how they have been able to make a difference to their clients during unprecedented circumstances.

Yesterday Ascenda, the technology company that makes banking rewarding, revealed consumer confidence in travel is returning quickly according to leading indicators from its bank solution TransferConnect, the world's largest global exchange for frequent traveler miles and points.

Increasing productivity and efficiency for its clients, Aisera’s cloud-native management software is becoming the go-to option for companies across the board.

When we think about the markets driving the financial technology (fintech) revolution, London, New York and San Francisco immediately spring to mind. In many ways, it makes sense for these cities to be at the forefront of fintech innovations. Each of these cities accommodate diverse pools of financial and professional service specialists, attract significant investment, and boast world-leading digital infrastructure.

New data from the British Business Bank has revealed that UK smaller companies received a record £8.8 billion of equity investment in 2020 despite the disruptive effects of both Covid and Brexit. This record growth looks set to continue in 2021, with £4.5 billion of investment reported in the first three months of the year already, while our own research at IW Capital – where we provide vital growth finance for SMEs - reveals that 16% of UK investors are looking to back startups and SMEs in 2021.

Even if you think that your salary is not that low, you might routinely discover that for some reason, you have underestimated your monthly spending. Although you are not the only one, it doesn’t mean that you shouldn’t put plenty of effort to ensure that you have some savings that could be much needed when something unexpected happens.

Buying your first home is one of the biggest investments you can make, so it's understandable it can come with some fears. Mortgage experts tell us more.

Confidence levels amongst UK investors have risen 20 points (62 - 82) in the last 12 months according to new research amongst 1100 UK investors (£10k+).

Witnessing the scale of the global pandemic has shown us a paradox: as schools, businesses, and borders closed, our lives went online, children and young people turned to online learning; companies shifted to remote working; and our gatherings with family and friends crossed time zones over video conferencing.

When putting your house on the market, there are numerous factors to consider. For instance, you may ask the question “when is the best time to sell a house?” However, before you consider putting your house on the market, you may want to ensure that it is ready first. In doing so, this could help to speed up the process and minimise the risk of losing money.

For many in the sector, the resulting digital drive forced technology adoption faster than we had ever seen. A KPMG study, conducted in April 2021, finds that 74 percent of organisations have accelerated operational digitisation, compared to 50 percent in August 2020 – showing the direct impact of the pandemic on priorities.

With the popularity of cryptocurrency reaching a fever pitch, its development has also attracted new contenders within the trading sphere.

Britain is pinching its pennies. According to the FT, UK household savings have increased nearly 2 percent in the last quarter as 20 million Brits commit to saving more of their income after the pandemic settles. That being said, many Brits aren’t sure where to start when it comes to managing finances.

You might not be aware of this, but selling your house is not going to be easy. In fact, it is very likely to end up being incredibly time-consuming, costly, and stressful. After all, there aren't many billboards next to the roads that state "We want to buy your house in California!" or "We will pay any price you want for your home".

Fintech startups played a significant role in the global financial industry during the pandemic. Payments companies especially, have brought rapid solutions to aid the transition in commerce, which shifted from physical to digital in a matter of months. Many brick-and-mortar businesses began to offer online services, which led to a significant 26% jump in global e-commerce activity last year. That said, the question whether the need for e-commerce-boosting Fintech solutions will remain after the pandemic still lingers.

When users of the online discussion site Reddit banded together recently to bid up the price of shares in GameStop Corp., it showed just how influential - and risky - some online investing communities can be. But Reddit isn’t the only online resource that’s proving popular with investors. Social media platforms are attracting large audiences looking for ideas - including TikTok. Videos with the hashtag #Investing have so far racked up over 2.2 billion views on TikTok, opening up a world of investing to millions of younger people. But it comes with big risks - there is a very real danger of losing money if (and when) things go wrong.

SMEs are increasing their investment in protective measures for both customers and staff as they remain cautiously optimistic that the summer will bring a boost to trade, according to research by Recognise, the UK’s newest SME bank.

Managing business cash flow can be difficult. It involves more than looking at profits and losses. It’s also about looking at revenue streams as a whole and the factors affecting them. Sometimes, an enterprise will have to wait for a few weeks for payments, and this can negatively impact your operational expenses on a daily basis.

While the changes in the Fintech Payments industry, brought on by the pandemic, were seen across all markets, Fast-growing and Emerging economies have experienced the biggest shift. Increased use of mobile payments have put them at the forefront of the new payment technologies adoption.

If there is a possibility that you may sell your business at some stage in its life, no matter whether that is in 3 years or 30, you need to consider increasing its value. By doing so, you increase your chances of securing a more profitable sale in the future.

With money transfer apps becoming the new norm, it is now easier than ever to send money to family and friends back home. People can make payments from the comfort of their homes or on-the-go without having to enter a physical store or bank.