Category: Articles

IBM’s 2024 Cost of a Data Breach report has highlighted the increasing cost for organisations that suffer a data breach in the finance sector.

Technology rules every iota of our lives in this digital world, from online shopping to money transfers. Conclusively, that also holds for financial services. How are these institutions supposed to cope with countless transactions and storing sensitive data while keeping sophisticated cyber-attacks such as ransomware at bay? Digital transformation is no longer an option but […]

When it comes to online shopping, customers aren’t the only ones who can fall victim to scams.

If you’ve bought your vehicle through finance, you may think that you’re locked into your contract and need to stick to your monthly payments until the end of the deal.

Businesses continually search for ways to connect with customers, build relationships, and drive engagement. A company that stands at the forefront of customer communication management (CCM). With a focus on innovation, Quadient offers solutions to enhance customer experiences across various channels. Core Mission To help businesses deliver meaningful customer experiences through personalised and effective communication. […]

When it comes to car financing, your credit score is a crucial factor that can significantly affect the terms and conditions of your loan. As an expert in financial matters, I aim to demystify the complexities surrounding credit scores and their impact on car financing. Understanding the factors that influence credit scores will empower you […]

When sickness strikes, it can leave not just physical scars, but also wreak havoc on your financial stability. But you don't have to let a health crisis sink your finances. These are the hidden costs of being 'too sick to work' and how proactive contingency planning can protect your financial stability.

Becoming Your Own Boss: Surviving and Thriving When Self-Employed The allure of being your own boss is undeniable. No more clocking in at 9, no more answering to a manager, and no more fitting your life around someone else’s schedule. But the path to successful self-employment is paved with challenges that require resilience, savvy, and […]

The goal itself is less important than having something solid to work toward.

Defusing the ‘BNPL’ Time Bomb. More than 3 million households in the UK collectively owe £2.7 billion on ‘buy now, pay later’ (BNPL) borrowing, as per an analysis conducted last year by economists at the Bank of England. Source: https://www.bankofengland.co.uk/agents-summary/2023/2023-q4 These findings highlight the prevalence of this currently unregulated practice, particularly among young individuals aged […]

We all work hard to provide for our loved ones and having life insurance is a crucial step to ensure their security if we are no longer able to. Shockingly, figures suggest that around one in four UK adults with families do not have life insurance. This leaves many families vulnerable when they could be protected, often due to the perception that premiums are too expensive. 

Financial education is more critical than ever, especially for students navigating their way through college, school, and various learning environments. With the increasing costs of education, coupled with the pressures of studying, completing assignments, and managing homework, having a solid understanding of financial principles is crucial. Students who grasp these concepts early on can make […]

Search online and you’ll find no shortage of articles and blogs with ways to improve your business. But while millions of results promise tips and tricks to effectively give your business a competitive edge, few are mutually beneficial. Whether they’re mistakenly citing high costs or simply have a resistance to change, many businesses are missing […]

Freelancing gives you more autonomy over your finances but can make money management challenging. How can you ensure sound financial health while earning income from multiple sources? Here’s what you need to know.

As an employer, you must consider various financial aspects to ensure that your hiring process is sustainable and beneficial in the long term. From salary and benefits to training and compliance costs, these financial considerations can significantly impact your company’s bottom line. This article explores the top eight financial considerations to evaluate before hiring new […]

Being a business owner is already difficult by nature, but for parents with less free time and higher personal outgoings, it can be even more challenging.  To help, the experts at money.co.uk business loans have offered their insights on how to be successful as a parent and entrepreneur, as well as tips on how to get financial support for your business.

As the blockchain landscape continues to evolve, the integration of real-world assets (RWAs) into digital ecosystems has become a focal point for innovation. The process of tokenising RWAs — turning physical assets like real estate, commodities and art into digital tokens on a blockchain — presents an unprecedented opportunity to unlock liquidity, improve transparency and […]

A damp summer may have dented the recent staycation trend for holiday parks but, having attracted a wider demographic and created year-round destinations, innovative ways to boost revenue in on-site holiday park facilities could be pivotal to keeping sales up in 2024. Integrated cash, token and card payment solutions will play a crucial role, explains Fivos Polymniou, Director at Ask Global Solutions.

Research from OC&C Strategy consultants suggests ERP and Payroll players could expect an EBITDA uplift of 20-30%, on a 2-3-year timescale, with the integration of embedded finance products. Strategy consultants at OC&C have shared a report1 unveiling a significant opportunity for Embedded Finance for scale SaaS ERP (Enterprise Resource Planning) and payroll providers. Embedded Finance refers to the integration of financial products into non-financial customer journeys.

Cryptocurrency finds a new home in emerging markets. In places where traditional banking systems are weak, digital coins offer a way to bypass hurdles. People use crypto for everyday needs and savings in Latin America, Africa, and other regions. With low fees and fast transactions, cryptocurrencies create new prospects in these regions. This article will […]

Elections invariably stir up a blend of anxiety and anticipation among investors, advisers, and clients. This year has seen its fair share of electoral events, each contributing its own ripple effect to the markets.

Market volatility, often seen as the pulse of investor sentiment, has been a focal point of concern for traders, investors, and analysts alike. In recent months, there have been discussions and analyses about whether this volatility is beginning to show signs of abating. This article delves into the current trends, underlying factors, and potential future […]

Luxury is a powerhouse sector that shows no sign of slowing down, this year the Luxury Goods market is projected to generate a revenue of US$368.90bn.

Building financial resilience is more crucial than ever. Whether you are in college, studying diligently, or juggling school assignments and homework, financial stability can significantly impact your academic success. For students, learning how to manage money wisely is a valuable life skill that can lead to long-term benefits. In this article, we will explore practical […]

The digital finance landscape is evolving rapidly, driven by technological advancements and changing consumer behaviors. For college students, understanding these trends is crucial, not only for managing personal finances but also for preparing for future careers in finance and technology. As students balance studying, assignments, and homework, keeping abreast of these changes can provide a […]

Every day, the digital world sees 252,000 new websites come alive, each competing for attention and success on the vast internet stage. Choosing the right domain name is crucial here—it’s like picking a digital address that shapes the initial perception of a brand or person online. The prices of domain names can vary widely, influenced […]

To ensure long-term financial success and stability, a solid financial strategy is essential. With this, you can manage your finances, seize opportunities, and rise above any challenges.

In today's world of rising living costs, finding ways to save money on weekly shopping is more important than ever.

Choosing the right fuel to power your property is an important decision.

Transitioning from military service to civilian life, subsequently followed by retirement, requires the same level of planning as any mission, flight or operation conducted while on active duty.

The adoption of emerging technologies is no longer a bold enough measure to stand out in financial services.

by George Pelgrim, Sint Maarten based entrepreneur and businessman Investment Opportunities: High-Potential Sectors for Foreign Investment Sint Maarten is currently undergoing a significant phase of economic development. George Pelgrim, a notable businessman in the region, identifies three key sectors that present substantial opportunities for foreign investment: real estate, technology, and tourism. Real Estate: The real […]

Recent high-profile cyber-attacks on the construction industry have highlighted the vulnerability of businesses of all sizes to cyber threats. As the industry adopts digital ways of working, it's crucial to understand these threats and protect your business.

Nothing accelerates lifestyle inflation faster than having a child. Even if your income can handle the additional costs you have now, you must be wise with your money. Use these seven tips to be more fiscally responsible as a new parent.

With an increasing reliance on technology, the protection of sensitive data and digital assets has become paramount for businesses of all sizes. The UK Government’s Cyber Security Breaches Survey 2023 estimates there were 2.39 million instances of cybercrime affecting UK businesses in the prior 12 months - and for small businesses, navigating the complex landscape of cyber threats can be daunting and confusing.

"Is it possible to make money while you sleep? With the right use of properly designed apps, the answer is yes!" explains Jason Adler, Repocket Software Engineer. According to gitnux, The global mobile app market is expected to grow to $407.31 billion by 2026. In the US, 8% of apps make money by being paid upfront, while globally only 3% do. Interestingly, although only 5% of app users spend money on in-app purchases, this accounts for almost half of all mobile app earnings.