Category: Articles

finmid today announced its expansion into eight new European markets.

In the hospitality industry, the guest experience is of utmost importance because it improves satisfaction and loyalty, drives repeat business and long-term profitability, and increases the likelihood of word-of-mouth marketing. In order to improve the guest experience in 2025 and beyond, restaurants, pubs, hotels, takeaways, spas and other hospitality venues must welcome emerging technology trends, […]

Unexpected expenses—those unplanned costs that unsettle our financial stability—invariably surface at the most inopportune times, compelling us to reallocate funds earmarked for other priorities. They differ from routine expenditures like rent or groceries by arising from emergencies or unforeseen events, rendering them challenging both to anticipate and mitigate.  Unexpected expenses vary widely, from minor inconveniences, […]

Opening a Junior ISA (JISA) on behalf of your child is a fantastic way to ensure they have a solid financial future, whether the money is for further education, travelling, buying a car, or buying their own home. There are two types of JISAs you might have invested in for your child: a Cash ISA […]

A recent report by security firm Egress has highlighted the increasing role that quishing is playing in phishing attacks.

5 Easy Steps to Get Your Car Ready for Sale When it comes to selling your used car, first impressions matter. A well-prepared vehicle not only attracts more potential buyers but can also help you secure a better price. With a little time and effort, you can present your car in its best light and […]

Benefits of Accounts Receivable (AR) Automation Accounts receivable automation revolutionizes traditional financial workflows, offering benefits that go far beyond just streamlining invoice processes. Here are the key advantages: 1. Improved Cash Flow Automating AR processes reduces the time between invoicing and payment collection. Businesses can send automated reminders, implement recurring billing, and process payments faster, […]

As the festive season comes to an end, cyber criminals and malicious actors are still poised, ready to strike on unsuspecting victims.

https://www.samorekand.com Unlocking the Value: Monetization of Standby Letters of Credit (SBLC) Standby Letters of Credit (SBLC) are financial instruments that primarily serve as a safeguard against default in trade and contractual agreements. While their primary function is to provide assurance and security, SBLCs can also be monetized to unlock liquidity and create financial opportunities. In […]

Navigating Regulatory Change Management as a Financial Advisor An effective change management process is a must for every financial institution, including financial advisors and their firms. Depending on the type and extent of the event initiating the process, meeting compliance demands may require changes to the training and education process, operational adjustments, risk management, client communications, […]

Many share that financial independence is a goal, especially for those accustomed to a luxury lifestyle. Yet, a surprising statistic reveals that 36 percent of U.S. citizens have less than $1,000 in savings, highlighting the dire need for effective financial planning. This comprehensive guide explores premium solutions designed to help you achieve financial independence. This […]

The affiliate marketing industry has witnessed remarkable evolution over the past few years. From promoting physical products to generating leads for services, the scope and scale of affiliate marketing have expanded exponentially. Among the emerging trends, loan referral programs stand out as a game-changer. In this article, we’ll explore why loan referral programs are poised […]

Warnings from security experts increase after reports of a staggering 26% rise in cyber attacks in quarter three of 2024.

Cash savings in the UK have reached a record total value of £2.05 trillion, breaching the £2 trillion mark for the first time.

Top five smart investment strategies for building wealth Creating long-term wealth requires more than just saving money—it demands a thoughtful and disciplined investment strategy tailored to individual goals and risk preferences. With a multitude of options available, navigating the world of investing can seem overwhelming. However, understanding a few fundamental principles can simplify the process […]

A UK pension scheme has sparked much debate by being the first in the country to invest 3% of its assets in Bitcoin. People are split on this move. Some experts think it’s a bold step towards diversification, while others question its prudence and potential risks to retirees’ futures. Last month, the scheme, a defined-benefit […]

Did you know that a single data breach can cost a business thousands of dollars and damage its reputation? If your sensitive information—like client records or financial reports—is stored on your Mac, keeping it safe isn’t just important; it’s critical. With cyber threats rising, data security should be a top priority for every business. Fortunately, […]

Business owners and leaders are being urged to bolster their company’s email security practices to safeguard their operations and sensitive information.

It’s easy to feel like small businesses are playing catch-up in the manufacturing industry. After all, large manufacturers benefit from economies of scale, advanced automation, and extensive networks. But here’s a surprising fact: 86% of U.S. manufacturers employ fewer than 100 workers. That means the majority of the industry is made up of small businesses […]

In this comprehensive guide, we’ll delve into the top 10 accounting firms in Atlanta, exploring their unique strengths, services offered, and why they’re considered industry leaders. The Key Advantages of Having a Strong Accounting Firm by Your Side By partnering with a reputable firm, you can unlock a myriad of benefits that can significantly impact […]

Despite soaring rents in city hotspots, rising business rates, and inflationary pressures, brick-and-mortar shopping in the UK is undoubtedly on the rebound, with more stores opening than closing in the pandemic years of 2020-21.

A staggering 89 per cent of UK cybersecurity professionals believe that AI is more beneficial to cybercriminals than to defenders.

Jewellery has always been an object of desire and has been considered a status symbol for centuries. Did you know that more and more people are investing in earrings, rings, or pendants? In the following article, we will give you the keys to knowing if it is worth investing in jewellery. We will tell you […]

PARSIQ and QuickSwap Alliance to Tackle DeFi Challenges In our fast-paced world of digital finance, the need for secure and quick transactions is paramount. Decentralised finance (DeFi) is revolutionising the financial world by offering transparency, autonomy and efficiency. With peer-to-peer networking replacing the traditional centralised ecosystem, blockchain offers far greater levels of convenience and anonymity […]

Troublesome Signs for Startup Companies and What to Do About Them Starting a business is an exciting journey, but it’s not without its challenges. As a startup, it’s crucial to identify warning signs early to avoid falling into common pitfalls that could hinder growth or even cause failure. Here are five troublesome signs for startup […]

There is increased complexity in financial systems in the modern business setting, which assumes increasingly more digital forms. The necessity of smooth connectivity between different platforms has never been as keenly felt as it is now. Deeper integration of different finances is vital for improving operational efficiency, accuracy and decision-making in an organization. Today, businesses […]

In recent years, 80% to 90% of new cars and an increasing number of used vehicles have been bought with finance agreements.

UK start-ups raised £2.2 billion in new venture capital funding in the third quarter of 2024, marking a significant decline from the £4.4 billion secured in the previous quarter, according to recent data from HSBC.

We are used to seeing the word ‘millennial’ as a shorthand for young people, or even teenagers, often alongside shopworn cliches about avocado toast and phone addiction.

Margin trading is an attractive way to improve profitability via the use of borrowed funds, commonly utilized in futures trading. Essentially, it allows traders more size than their current reserve — which in turn allows for the possibility of risk in extremely liquid markets. There’s an opportunity for a substantial profit if used wisely. However, only […]

According to data from life insurance specialists, LV=, 71% of women surveyed didn’t feel confident in what steps to take to avoid running out of money during their retirement years, compared to 50% of men.

According to data from life insurance and retirement specialists, LV=, 60% of adults surveyed in its Wealth and Wellbeing research programme, over the age of 50, think they’ll struggle financially in retirement.

Over recent years, more than 26.4 million of us have turned to ‘buy now pay later’ (BNPL) services to help us pay for both essentials and treats by spreading payments over a number of months.

6 Ways to Ensure Data Security as Part of a Comprehensive Cybersecurity Framework Data breaches where hackers gain unauthorized access to sensitive information can be incredibly costly for organizations. A data breach typically costs companies around $4.8 million on average according to IBM’s Cost of a Data Breach Report. The costs include legal fees, IT […]

For employers, the challenge lies in balancing the flexibility of remote roles with the need for robust data protection.

Third-Party Cyber Risk Management is essential for a business partnering with external vendors. Read this to learn how to implement it in your retail business.