Category: Articles

Research published by Direct Line Life Insurance in 2018 suggested that over 12.6 million Brits would be prepared to go to Court to dispute a Will of a family member if they disagreed with the division of their estate.

With the likes of Goldman Sachs and National Savings & Investments (NS&I) cutting the interest rates on savings accounts, consumers are beginning to lose trust in the value of high street banking in the UK.

R&D tax credit specialists, RIFT Research and Development Ltd, have looked at five historic advancements that not only changed the world but would have eligible for some big R&D tax credit claims if they had come about today.

Most Coronavirus linked losses will be uninsured, but investment profits for insurers have fallen dramatically – exacerbating hard market conditions.

While growth in R&D tax relief claims has increased by 35% annually since inception in 2001 to over £4bn last year the scheme is yet to be fully utilised by UK business according to R&D specialists RIFT Research and Development Ltd.

Sweden is set for dramatic growth in digital wealth management. The three key factors driving this are; a rapidly growing population of mass affluent and high net worth individuals; the fact that a significant percentage of Sweden’s workforce are employed in the technology and the telecommunications sectors, and the country’s huge and growing focus on fintech.

People living in the Eastern Central London postcode (EC) have the highest average credit scores in the UK, according to the UK’s leading price comparison site MoneySuperMarket.

We all make mistakes. However, as a doctor or other medical technician, a mistake from one of these professionals can be incredibly damaging. Sometimes we do not even make mistakes, but patients will still file potentially damaging malpractice claims. Here are some of the best paths to follow if you do receive a malpractice claim from a former patient.

Since April 2017, around 1.2 million non-domestic English water customers have been able to choose their own water suppliers. This is referred to as ‘market deregulation’. Now, businesses can choose to buy their retail water services from any licenced company, regardless of how much water they use a year.

Since 2008 the number of accounts subscribed to a Cash ISA has declined every year except one, with the total number down -36.38% all in all, averaging an annual decline of -4.69%.

London-based fintech firm Mode, advised and backed by Twitter co-founder Biz Stone, has launched its Bitcoin banking mobile iOS app. This will make Bitcoin - the world’s most popular digital asset which many refer to as ‘digital gold’ - accessible to everyone at the touch of a button.

Inflation effectively shrinks the value of your money over time and according to the Consumer Price Index, which tracks the cost of household items, the value of £1,000 on the high street at the start of 2012, would now have climbed to £1,153 today.

People are increasingly looking to facilitate a smoother and faster divorce by keeping it out of court. As such, former couples are turning to mediation as a way of resolving the issues arising from their separation (including financial and child arrangements).

Cash ISAs have become a popular way for many to stash away the cash with the aim of climbing the ladder, with the Help to Buy ISA in particular helping many save that all important deposit. While buyers can no longer take advantage of the scheme there are a whole host of Cash ISA saving accounts that average a return of 2.12% a year with a maximum annual investment of £20,000 allowed.

Applying for credit at the till or checkout is becoming more and more common. Klarna, one of the biggest ‘Buy Now Pay Later’ credit companies promote their product as a way to improve customer’s spending power, both in store and online. The risk, however, is frivolous purchases and over-buying.

Anyone born after 6th April 1978, faces being nearly £50k out of pocket from lost state pension income as a result of the Government moving the pension age goal posts. However, there are moves you can make now to bridge this gap and increase your lost pension pot through investing wisely.

As the death toll in China soars, incidents are being reported across the world, with the virus now having a knock-on effect on travelling, the financial markets and is triggering rising panic.

Breakdown cover was identified as the least well-understood additional policy with more than two out of five wrongly believing all policies provide cover from the first installment.

New analysis reveals the top five money transfer markets for UK residents that account for nearly one third of the total sent home.

19% of those who completed a tax return in the past two years believe they may have made an error that resulted in lost income. In this article, we'll be taking a look at seven of the most common tax mistakes and how best to avoid them.

Here are some of the ways you can reduce your costs and find the cheapest car loans.

One in five UK bank customers happy to see branches close in favour of improved digital experiences.

The latest research by R&D tax credit experts, RIFT Research and Development Ltd, has looked at which names are driving the R&D sector when it comes to spend on sector innovation around the world.

“Two social systems are at work in all families. The homogeneous system of being similar, the drive for unity, and the heterogenous system of being dissimilar, the drive for autonomy. These systems create interpersonal tension and ambiguity that must be anticipated and managed in a legacy family and family business.”- Edgell Franklin Pyles, PhD Thomas Edward Pyles, MA.

They are all sectors that could be claiming for Research and Development Tax Credit, according to R&D specialists RIFT Research and Development Ltd.

The reality is that today’s CRO’s (Chief Revenue Officers) are facing extraordinary pressure to transform their departments – especially in the face of a growing shift towards digital commerce models. Once upon a time, a sales executive could rely on experience, insight, and interpersonal skills to close a deal and keep the customer buying – but today, that’s a much more difficult task.

Offshore banking is often associated with negative connotations in regard to tax evasion and criminal activity, but this couldn’t be further than the truth. Despite what you may hear, offshore banking is completely legal. Put simply, they’re bank accounts held in a country other than the one you permanently reside in. So why do you need one? James Turner, Director at York-based Turner Little, takes us through the benefits of banking offshore.

Innovation in the Fintech space can come in many forms. Whilst the idea of seamless mobile payments is far from a novel one, with many firms around the world moving to capitalise on a growing demand for accessible financial services, mBills mobile wallet has swiftly differentiated itself in the Slovenian market. Eager to find out more, we spoke to CEO, Primož Zupan to find out more about their expertise and services.

Offshore banking is often slandered, and most commonly associated with tax evasion. But this begs to question – what do people really know about offshore banking? James Turner, Director at York-based Turner Little tells us everything we need to know.

From an income tax perspective, civil partners are entitled to the same income tax allowance as married couples. Often known as marriage tax allowance, if one lower earning partner is not utilising their entire personal allowance (£12,500 for 2019/20) they can transfer up to £1,250 of it to the higher earning partner, making a saving of £250 a year.

In business, as well as in life, accidents happen. The problem is, when you’re running a business, accidents can open you up to liability, and if you’re not adequately covered, it can really cost you.

As all motorists will know, fuel prices are one of the many hidden costs of owning a car, and with fuel prices set to reach a six-year high, now is the perfect time for motorists to start thinking about how to get the most out of their tank. To help motorists cut costs over the festive period, the UK’s leading car parts provider, Euro Car Parts has shared their top five ways to save fuel by driving more efficiently.

Whilst an internationally-mobile way of living certainly has its benefits, for couples navigating the emotional process of divorce, dealing with multiple legal jurisdictions can often cause issues, particularly if one side of the divorcing party has been unfairly treated by the foreign courts.

Consumer investment site BoringMoney.co.uk has launched an independent fee calculator which provides investors with a single simple £ fee across 20 leading platforms and robo advisors.

Fintech is giving consumers greater control of how they pay, hold and spend money. It is creating a revolution in the way that funds move between people and countries.

Telecoms businesses increased their spending on research and development by £192m to £947m, according to the latest statistics. This was a rise of 25.4%, taking it to a four-year high.