Category: Articles

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Four industry experts give their opinion on growth finance for start-ups, scale-ups and investors.

Asset Based Finance (ABF) has seen record levels of lending in recent years, with more firms than ever choosing to use this funding option. This trend is a sign of how ABF is increasingly taken seriously as a viable source of finance, which is becoming more widely accepted among businesses.

Katherine Swift, founder of OMGTea, went head-to-head with a panel of millionaire investors in BBC’s Dragons’ Den on Sunday night to try to secure a £50,000 investment for 7% of her green tea company. The entrepreneur fought her way through over an hour of challenges and thorny questions, having been invited to apply for the […]

If you are suffering from severe cash flow issues, you may be considering both bankruptcy or an individual voluntary arrangement (IVA). Bankruptcy and IVAs are both legally-binding and formal insolvency options between you and your creditors. However, while they might appear similar, there are some vast differences to consider before entering into one of the […]

Asset managers adopt new approach in era defined by automation, algorithms and big data As soon as the financial crisis started to recede, Jordi Visser knew something had to change. Algorithms were starting to rule markets, and hedge funds like the one he managed were confronting a tougher era. So Mr Visser, chief investment officer […]

Flexible credit provider Fair For You has provided a total of £10 million loans since it was established in 2015. Approximately £650,000 in loans has been issued in October 2018 alone, the highest amount ever issued in a single month. 32,000 loans have been granted by the company overall. Fair For You was founded by […]

Borrowing more for a car loan could save you money, according to research by What Car?  Borrowing just £50 more for a new car loan can make it cheaper than taking out a smaller loan according to new research by What Car?, the UK’s leading consumer advice champion. Analysis of the UK’s leading high street […]

Shares trading up 7% in early trading despite first half loss of €7.8bn as investors share relief at dividend upkeep Still too early to evaluate new CEO’s performance but signs are encouraging as digital transformation accelerates and demand is high We currently recommend Vodafone as a ‘buy’ for medium risk investors As Vodafone updates the […]

Ventrica, a European, award-winning, outsourced contact centre, has attracted a £9 million investment from Mobeus Equity Partners. Ventrica provides intelligent, multi-lingual and omni-channel outsourced customer service to a range of global ‘blue-chip’ brands. “Ventrica is right in the sweet spot for the growing outsourcing contact centre market” Southend-based Ventrica was founded in 2010 by Dino Forte […]

EPOS, MobilePOS, Pin on Glass, Pin on Mobile – there’s a lot to choose from for today’s merchant. Adina Ahmed, Chief Technology Officer at Anderson Zaks explains some of the latest options. “In many emerging economies, people are by-passing traditional bank and card accounts altogether and adopting mobile payments” Mobile phones have revolutionalised the way […]

EfficientIP’s DNS Threat Report reveals alarming 57% attack cost rise in last 12 months Global DNS Threat Report, shared by EfficientIP, leading specialists in network protection, revealed the financial services industry is the worst affected sector by DNS attacks, the type cyber attackers increasingly use to stealthily break into bank systems. Last year, a single financial […]

The Targeted Review of Internal Models (TRIM) is underway and banks across the eurozone will already be feeling the effects. Supervised by the European Central Bank (ECB) and first launched in 2017, the initiative is designed to assess whether the internal risk assessment models used by banks meet regulatory requirements and whether their results are reliable and comparable.

Nearly three quarters (73%) of financial advisers said they were either considering or planning to increase the amount of bonds they write for clients in the next year, with exactly a quarter (25%) stating they would definitely increase the amount they write, according to new research from Canada Life.

The idea of a ‘supply chain’ is most commonly associated with the manufacturing process, however, the concept is now increasingly being applied to the way that financial services firms manage data. While businesses across the financial services space deal with growing volumes of raw data, rather than raw materials, the parallels are striking.

TravelPerk, the Barcelona-based startup which has become the fastest growing ‘Software as a Service’ company in Europe, has secured 39 million GBP in Series C funding from some of the world’s most successful technology investors including Kinnevik, Yuri Milner and Tom Stafford.

April 2018 was the deadline by which large UK firms (those with more than 250 people in their employ) had to publish their pay data. The government deadline was set in order to explore whether the gender pay gap was still a prevailing issue, and if it was, how badly skewed the pay rates were between men and women.

Advisers highlight expected increased use of flexible IHT solutions for clients IFAs looks to firms with IHT product expertise

Pros Assist consists of a gifted team of qualified practicing members of the Institute of Financial Accountants, notably headed by the Director and Senior Financial Accountant, Alom Rouf. We profiled the firm and Alom to discover more about the innovative services that they provide to their clients.

The reality of trading taking place on the floor of the stock exchange, with traders shouting down telephones and punching in orders is long gone. As are the days of having to call your stockbroker and place an order. This perception might continue on TV, but the reality is that the modern trader is equipped with a mobile phone.

The ongoing disruption of banking is a well-documented process, and depending on who you ask the outcome is a foregone conclusion. Though the likes of Monzo, Revolut and Starling offering compelling new visions of financial services, there’s more to these brands’ success than innovation alone.

Robotics, automation, and artificial intelligence—or RAAI—is one of the most fascinating sectors today.

Private banking in the modern financial services world must continue to engage with its customers by giving them a unique, human experience. But in the information age what does that look like? How do banks make sure they don’t become commoditised in the eyes of their clients? How do they build human relationships as powerful as those created by the great private bankers of the past?

A study by the Organisation for Economic Cooperation and Development (OECD), has revealed that only 38% of adults understand know what is meant by the term ‘inflation’. This has led to True Potential Investor creating this useful jargon buster to help us get to grips with the key terms and improve our financial understanding:

3 reasons cryptocurrency is likely to be ‘the future of commerce’

In a busy period for monetary policy news, three of the world’s major central banks held their formal committee meetings this month. What did this mean for investment markets? Graham Bishop, Investment Director at Heartwood Investment Management, the asset management arm of Handelsbanken in the UK, talks us through it.

Javed Khattak is, among many roles, the Chief Financial Officer for Humaniq, a fintech firm that aims to be the herald of the next generation of financial services. In July, Javed was named as the CFO of the Year for 2018 by Wealth & Finance International Magazine. Following this, we spoke with Javed to find out how he achieved the extraordinary success he celebrates today.

The financial services industry is in the throes of a new era. In January, the biggest overhaul of its operations in the past decade was implemented – the second Markets in Financial Instruments Directive, or MiFID II for short. MiFID II had

£115.9 million went towards direct mail marketing and online platforms in the UK automotive industry in 2016.

Whether you’re a CIS or PAYE worker, you may be surprised at what expenses you can claim back and the money you can save in your pay packet each month.

At a time when investment and wealth preservation is as challenging as ever, direct lending offers an alternative for asset managers looking to invest. There is a growing trend for non-bank lenders to loan money to companies, cutting out the middleman. Indeed, institutional investment is now the direct lending in the UK as it has been seen as a way to source alternative finance and funding for a variety of industries.

A unique AI powered wealth manager offering private investors access to exclusive quantitative investment technology - is backed by a private investment from Benjamin and Ariane de Rothschild.

Fair Everywhere’ makes worldwide banking easier for the forgotten five million - the underbanked SMEs

HSBC Private Banking research shows new generation of entrepreneurs are prioritising social impact and embracing angel investing over their older peers

In this article, Chris Corbishley (an Investor at Forward Partners), takes a look at current industry trends to understand why VC funds are facing a differentiation challenge, and why it makes sense to break the “two and twenty” model to unlock a game-changing combination of providing risk capital, plus operational support.

Proserv is a global leader with a worldwide presence, offering a fresh alternative in the delivery of engineering and technical services to the energy, process and utility markets. We spoke to Andy Anderson, Regional President MEA at Proserv, to find out more about the company and its innovative services.