Category: Articles

The ongoing disruption of banking is a well-documented process, and depending on who you ask the outcome is a foregone conclusion. Though the likes of Monzo, Revolut and Starling offering compelling new visions of financial services, there’s more to these brands’ success than innovation alone.

Robotics, automation, and artificial intelligence—or RAAI—is one of the most fascinating sectors today.

Private banking in the modern financial services world must continue to engage with its customers by giving them a unique, human experience. But in the information age what does that look like? How do banks make sure they don’t become commoditised in the eyes of their clients? How do they build human relationships as powerful as those created by the great private bankers of the past?

A study by the Organisation for Economic Cooperation and Development (OECD), has revealed that only 38% of adults understand know what is meant by the term ‘inflation’. This has led to True Potential Investor creating this useful jargon buster to help us get to grips with the key terms and improve our financial understanding:

3 reasons cryptocurrency is likely to be ‘the future of commerce’

In a busy period for monetary policy news, three of the world’s major central banks held their formal committee meetings this month. What did this mean for investment markets? Graham Bishop, Investment Director at Heartwood Investment Management, the asset management arm of Handelsbanken in the UK, talks us through it.

Javed Khattak is, among many roles, the Chief Financial Officer for Humaniq, a fintech firm that aims to be the herald of the next generation of financial services. In July, Javed was named as the CFO of the Year for 2018 by Wealth & Finance International Magazine. Following this, we spoke with Javed to find out how he achieved the extraordinary success he celebrates today.

The financial services industry is in the throes of a new era. In January, the biggest overhaul of its operations in the past decade was implemented – the second Markets in Financial Instruments Directive, or MiFID II for short. MiFID II had

£115.9 million went towards direct mail marketing and online platforms in the UK automotive industry in 2016.

Whether you’re a CIS or PAYE worker, you may be surprised at what expenses you can claim back and the money you can save in your pay packet each month.

At a time when investment and wealth preservation is as challenging as ever, direct lending offers an alternative for asset managers looking to invest. There is a growing trend for non-bank lenders to loan money to companies, cutting out the middleman. Indeed, institutional investment is now the direct lending in the UK as it has been seen as a way to source alternative finance and funding for a variety of industries.

A unique AI powered wealth manager offering private investors access to exclusive quantitative investment technology - is backed by a private investment from Benjamin and Ariane de Rothschild.

Fair Everywhere’ makes worldwide banking easier for the forgotten five million - the underbanked SMEs

HSBC Private Banking research shows new generation of entrepreneurs are prioritising social impact and embracing angel investing over their older peers

In this article, Chris Corbishley (an Investor at Forward Partners), takes a look at current industry trends to understand why VC funds are facing a differentiation challenge, and why it makes sense to break the “two and twenty” model to unlock a game-changing combination of providing risk capital, plus operational support.

Proserv is a global leader with a worldwide presence, offering a fresh alternative in the delivery of engineering and technical services to the energy, process and utility markets. We spoke to Andy Anderson, Regional President MEA at Proserv, to find out more about the company and its innovative services.

Bowmark Capital, the mid-market private equity firm, is backing the buy-out of LOD (Lawyers On Demand), the fast-growing alternative legal services provider, from Bryan Cave Leighton Paisner (BCLP).

DasCoin, the Currency of Trust and the store of value within DasEcosystem, is now listed on Coinmarketcap.com, the leading site for tracking the price movements of cryptocurrency.

There’s now less than a month to go until the European Union’s (EU) General Data Protection Regulation (GDPR) comes into force, and yet research shows that many businesses are still struggling to understand what they need to do. Worse still, many remain unaware of the full extent of the legal implications of non-compliance – whether […]

FairFX reveals the key to maximise international income

For most startups, the most common issue they face is cash flow. The need to expand to increase that level of cash flow often involves hiring staff. Whilst this is a positive in terms of managing the ever increasing workload, paying for staff is another story as it absorbs even more of your income. The solution? Look to the flexibility and expertise offered by contractors.

We’ve all been there; sitting at a computer struggling to remember a password, or entering the wrong pin number at a cash point while a queue forms behind you. Thanks to the rise in biometric technology, consumers can look forward to a decreased reliance on remembering alphanumeric passwords.

A specialist consumer lending company – Duologi – is launching a new platform to provide a range of bespoke finance solutions to the retail sector.

Trailing closely behind Sweden and Canada, the United Kingdom is the world’s third most cashless society. According to UK Finance, cash will be used for a mere 21 per cent of all payments by 2026. Increasingly, countries around the world are making definite moves towards a futuristic economy based on fully digital transactions for goods and services, with cash often portrayed as obsolete. In Sweden, 80 per cent of all transactions are made by cards via the mobile payment app, Swish.

Many wealth managers are wondering why millennials fire them after an inheritance. It’s a daunting problem with a very simple cause: millennials don’t see the value that wealth managers add.

With Bitcoin’s value slipping and reports suggesting that Q1 of 2018 was the worst quarter in its history, it seems the recent wild run on the crypto-scene has come to an end. Yet, digital currencies continue to attract the interest of the governments, investors, commentators and fintech innovators alike.

As fixed income yields disappoint, secured loan notes issued by growth businesses could be an attractive avenue for investors, whether they be wealthy individuals or family offices, writes Simone Westerhuis, Managing Director, LGB Investments.

Launching a crowdfunding campaign is a lot easier said than done. It takes a lot of effort before the launch, during the campaign and even after funding is complete.

With a parliamentary inquiry into the collapse of Carillion underway, Britain’s four biggest accountancy firms are facing new scrutiny.

Statistics from the Office of National Statistics, released this February, have shown what many experts in the property sector had been discussing for some time. With prime central London districts in desperate need of further housing, investments into this area would seemingly be a ‘no-brainer’. A large influx of property developers should be praised however it seems that their market positioning hasn’t left them in as good stead as they would have previously hoped.

The hundreds of different nations across the globe - all with different laws and different tax rules - offer businesses an exciting platform to expand their trade.

January is an important month in the investment calendar – this year more than most. After a bullish 2017, where most risk asset classes made consistent, if not impressive gains, many feared this long bull run would come to a shuddering halt.

People’s interactions with their banks have undergone an extraordinary transformation. From the emergence of app-only challengers such as Monzo to the evolution of physical branches, technology has dramatically changed the age-old relationship.

Cryptocurrencies have dominated media headlines over the past few months, and no wonder with the value of a single Bitcoin – the original digital currency – growing by more than 1000% in 2017. It would be hard to think of another investment opportunity capable of delivering those returns.

Open banking will soon be with us, while some people are still fighting to accept APIs as the new reality, for many the dialogue has moved on and they now look to identify partners with whom they can collaborate and thrive. Andrew H Brown, Chief Risk Officer, Earthport Plc, tells us more.

In an Australian retail property first, the Clean Energy Finance Corporation (CEFC) will invest $200 million into QICGRE’s flagship Shopping Centre Fund (QSCF) to undertake improvements in energy performance across the QSCF shopping centre portfolio.