Category: Finance/Wealth Management

Despite soaring rents in city hotspots, rising business rates, and inflationary pressures, brick-and-mortar shopping in the UK is undoubtedly on the rebound, with more stores opening than closing in the pandemic years of 2020-21.

In recent years, 80% to 90% of new cars and an increasing number of used vehicles have been bought with finance agreements.

Margin trading is an attractive way to improve profitability via the use of borrowed funds, commonly utilized in futures trading. Essentially, it allows traders more size than their current reserve — which in turn allows for the possibility of risk in extremely liquid markets. There’s an opportunity for a substantial profit if used wisely. However, only […]

According to data from life insurance specialists, LV=, 71% of women surveyed didn’t feel confident in what steps to take to avoid running out of money during their retirement years, compared to 50% of men.

According to data from life insurance and retirement specialists, LV=, 60% of adults surveyed in its Wealth and Wellbeing research programme, over the age of 50, think they’ll struggle financially in retirement.

Over recent years, more than 26.4 million of us have turned to ‘buy now pay later’ (BNPL) services to help us pay for both essentials and treats by spreading payments over a number of months.

One in three UK mortgage holders would consider equity release as a way of raising cash if they didn’t have to sell their property or downsize.

In today’s competitive financial services landscape, many lenders and brokers struggle to meet their growth targets when relying solely on ad-hoc or siloed marketing activities. Whether it’s sporadic social media posts, one-off email campaigns, or scattered paid ads without clear objectives, this fragmented approach limits both brand potential and business development.

Finding a trustworthy lender is crucial for anyone looking to purchase a vehicle, as a reliable financer can make the difference between a stress-free buying experience and a financial nightmare.

In the world of travel, convenience is king. From the moment we start dreaming about our next vacation to the time we finally sink into that beachside lounge chair, we want everything to flow smoothly.

The French writer Voltaire once observed, "Uncertainty is an uncomfortable position, but certainty is an absurd one." With volatile markets and an unpredictable future, navigating the world of investment can be a daunting task. So, it is imperative for investors to understand the nature of this uncertainty, learn to manage risk and overcome any behavioural biases. By learning about common investment mistakes and misconceptions, investors can make more informed decisions and improve their chances of achieving their financial goals.

Technology rules every iota of our lives in this digital world, from online shopping to money transfers. Conclusively, that also holds for financial services. How are these institutions supposed to cope with countless transactions and storing sensitive data while keeping sophisticated cyber-attacks such as ransomware at bay? Digital transformation is no longer an option but […]

If you’ve bought your vehicle through finance, you may think that you’re locked into your contract and need to stick to your monthly payments until the end of the deal.

When it comes to car financing, your credit score is a crucial factor that can significantly affect the terms and conditions of your loan. As an expert in financial matters, I aim to demystify the complexities surrounding credit scores and their impact on car financing. Understanding the factors that influence credit scores will empower you […]

The goal itself is less important than having something solid to work toward.

Search online and you’ll find no shortage of articles and blogs with ways to improve your business. But while millions of results promise tips and tricks to effectively give your business a competitive edge, few are mutually beneficial. Whether they’re mistakenly citing high costs or simply have a resistance to change, many businesses are missing […]

Elections invariably stir up a blend of anxiety and anticipation among investors, advisers, and clients. This year has seen its fair share of electoral events, each contributing its own ripple effect to the markets.

As a business owner, you know that each penny counts, as everything can improve the bottom line, ultimately impacting your company’s profitability. However, the good news is that reducing costs is much simpler than you initially thought, as in most cases, the simple steps are the best strategies to help your business improve its bottom […]

Luxury is a powerhouse sector that shows no sign of slowing down, this year the Luxury Goods market is projected to generate a revenue of US$368.90bn.

To ensure long-term financial success and stability, a solid financial strategy is essential. With this, you can manage your finances, seize opportunities, and rise above any challenges.

In today's world of rising living costs, finding ways to save money on weekly shopping is more important than ever.

Choosing the right fuel to power your property is an important decision.

Transitioning from military service to civilian life, subsequently followed by retirement, requires the same level of planning as any mission, flight or operation conducted while on active duty.

The adoption of emerging technologies is no longer a bold enough measure to stand out in financial services.

One of the most anticipated days of the month is payday – your hard work pays off, and your bank account is nicely compensated.

With the UK general election set for July 4th, 2024, housing is poised to be a key topic. Let's explore how election predictions might affect the supported living and social housing market, and what this could mean for housing investments.

Buying a house is a huge step, and understanding your estimated monthly mortgage payment is crucial. This is where a mortgage calculator comes in—a handy tool that takes the guesswork out of affordability.

With the pressing challenges posed by the current cost-of-living crisis, it’s been reported that the number of Brits struggling to keep up with their bills and financial payments has risen to nearly 11 million.

Unlocking the potential of home equity can be a powerful strategy for building wealth. By leveraging the value you’ve built in your property, you can open doors to various investment opportunities and financial growth. Home equity represents the difference between your home’s current market value and the outstanding balance on your mortgage. Effectively using this […]

Savoy Stewart present findings on why now is an opportune moment for investors to consider venturing into the UK office market.

Navigating the UK’s evolving economic landscape has proved challenging for many charitable organisations relying on fundraising, as disposable income fell by 2.2% in the 2022/23 financial year.

Are you considering a business career? Whether you want to find a startup or become a manager of an existing business, it can be a lucrative career pathway. Especially if you found a business - your earning potential can be unlimited if you’re successful enough.

Managing wealth isn’t just about having money; it’s about making smart decisions to grow and protect your assets over time. Wealth management advisers are the unsung heroes in this process, providing invaluable expertise to help you achieve your financial goals.

With summer fast approaching, maximizing the excitement of a future holiday and minimizing the stress of the entire process is essential.

When it comes to online shopping, customers aren’t the only ones who can fall victim to scams. Many scams target businesses and sellers instead, therefore anyone selling goods online must know how to avoid being impacted and what to do if their business is affected.

As a GenZ authority and policy advocate with 93.3K followers and 3.7M likes on TikTok, I believe it is essential to advance a cross-generational understanding of the driving forces behind the post-millennial economy in order for industry to establish best practices and move forward in a meaningful and impactful way. While there are a myriad of behaviors and beliefs that heavily influenced GenZ's economic decisions, there are a select group of specifics that reign supreme—especially with respect to these four economic sectors: