Category: Finance/Wealth Management

If you have wealth to manage, whether from your earnings, inheritance, or another source, you may already be getting many different tips on managing and maximizing your money. By implementing wealth management strategies, you can ensure you get the most out of your money and are prepared for the future.

These money-management professionals aren’t just for the super wealthy. There are financial advisors for every person, business, budget, and issue.

Scaling and growth are important for any business that wants to survive. But finding secure funding methods to do just that is easier said than done.

Predicting the ebb and flow of the global financial markets can often be likened to gazing into a crystal ball. This outlook becomes even more opaque when climate change impacts are thrown into the mix. One possible future, however, is that the climate transition’s reshaping of the global economy may trigger a global financial crisis.

With the rising cost of living in the UK, many consumers are keeping regular tabs on their spending and looking for ways to cut costs when taking care of and maintaining their homes.

A new payment regulation, Strong Customer Authentication (SCA), will soon be mandatory in the UK.

Payments, a once mundane aspect of purchasing, have now morphed into a powerful touchpoint in the customer journey. E-commerce aficionados need to ask themselves: are we adapting quickly enough?

UK businesses that provided professional services are being warned that they are losing around £437 billion a year in total due to poor time keeping and lost billable hours, reveals a new study by international telecommunications company, Movius.ai.

Mortgage automation has revolutionised the way to provide lending services to borrowers as well as lenders. For those who don’t know, a mortgage is a loan that is financed to purchase real estate property like a house or an office. 

They say it’s not what you know, but who you know – though some of Britain’s youngest and most successful entrepreneurs are likely to dispute that fact, building business empires on grit, determination, and meticulous planning.

Being self-employed shouldn’t automatically mean securing a mortgage will be a challenge. With over 4.2 million British workers now classified as self-employed1 – and expectations the sector will only continue to grow - it is more important than ever before to know just what extra considerations are needed to secure a mortgage.

With the rising cost of living in the UK, many consumers are keeping regular tabs on their spending and looking for ways to cut costs where possible. Considering this, experts from insurance broker One Sure Insurance have shared their five top tips for saving money on car insurance costs this year.

Although conditions are challenging for new business ventures this year with factors such as the pandemic and cost of living crisis playing a part, all hope is not lost.

With the rising cost of living in the UK, many consumers are keeping regular tabs on their spending and looking for ways to cut costs where possible.

The COVID-19 pandemic brought significant financial challenges for businesses around the world. The UK government introduced the Bounce Back Loan Scheme (BBLS) to support struggling businesses.

The rise in interest rates has continued to make headline news over the last year. No area of finance has been left untouched by these incremental increases - from mortgages, credit cards and loans to savings.

The UK government has recently implemented a series of changes to the National Insurance system, significantly impacting employees across the country.

As Saudi Arabia’s most trusted multi-asset class real estate developer, ROSHN is consistently led by its unwavering commitment to improving the quality of life for all Saudis.

The new research, conducted by online trading expert Investingoal, gathered data on 50 finance influencers – also known as “finfluencers” – based on their follower, like and subscriber count across Instagram, TikTok, Twitter, YouTube and Facebook.

In recent months, the topic of economic uncertainty has been on everybody’s lips. The International Monetary Fund (IMF) no longer expects the UK to head into recession, but there is no denying that these have been – and still are – financially challenging times.

Financial management is not a particularly interesting activity for most people. From filing taxes, to budgeting and managing debt payments, to saving for retirement, it’s not the most thrilling of tasks.

With the FCA’s consumer duty deadline fast approaching on July 31st this year, Close Brothers Motor Finance has outlined some of the key things dealers could be thinking about to make sure they comply with the new regulations.

The success of small and medium-sized enterprises (SMEs) depends on many different factors. Data is a key one.

Google has announced that it will stop the use of third-party cookies in Chrome in 2024. Third-party cookies are one of many tracking technologies provided by a third party – often an adtech company like Google or Facebook – that your assets employ on their websites for the benefit of running analytics solutions, advertising platforms and technology integrations.

Feedzai, the world’s first RiskOps platform for financial risk management, has released its latest report - The Human Impact of Fraud and Financial Crime on Customer Trust in Banks. The report, based on research of 4,000 consumers in the UK and US, reveals how fraudsters are taking advantage of the widening fraud knowledge gap, outlining the urgent need for banks to educate and protect their customers with technology.

The modern business world can be brutal, with a ‘dog-eat-dog’ culture that focuses more on stats, turnover and competition rather than purpose, positive messaging and adding genuine value to society.

It may not always feel like it, but we are living in a more open, kind, and holistic society since the pandemic. The spirit of pulling together, and looking out for each other, has manifested in a shift in how we expect our society to work. Take the phrases ‘debt forgiveness’ and ‘loan forgiveness’. These terms barely registered in US Google searches before the pandemic, but have become much more common since 2020.

Meet the Hedge Fund Manager Delivering Stellar Returns with a Unique Insurance Based Risk Neutralizing Strategy. In investing, we know there is no free lunch. With higher returns comes increased risk.

Many people look forward to retirement – it’s a time to recuperate and rest after many years spent working and climbing the career ladder. You’ll have a lot more time on your hands, but it always means you’ll have less cash because you no longer have a regular income. Without money coming in, some retirees must rethink their lifestyles and spending habits.

Companies all around the country have felt the effects of the COVID-19 outbreak. The federal government has established a number of relief initiatives, such as the Employee Retention Credit (ERC), to help reduce some of the monetary burdens.

Many people think of their investment portfolio as a collection of stocks, bonds, and other financial investments. But it can be much more than that. Think of shows like Shark Tank and you will have a better idea of what this can entail.

With the new tax year having just commenced, it’s a good time to review outstanding debts and take proactive steps to try and minimise or limit your business’s exposure to them. This is particularly the case given financial uncertainty in the market coupled with the ever-growing cost of living crisis, increasing costs throughout the supply chain and the consistent rise in registered company insolvencies since the pandemic.

Maxim Manturov, Head of Investment Research at Freedom Finance Europe, explores passive and active investment strategies for investors   Investing has become increasingly popular in recent years, likely a result of the pandemic and the growing interest in start-ups and ESG-friendly businesses. As more and more investors without a background in finance enter the market, it’s […]

In today’s business climate, there’s no denying the importance of sustainable operating practices. Operating sustainably has plenty of tangible benefits for businesses – aside from a clean conscience of course. Increased profitability and desirability as an employer are just two of the advantages that can be gleaned from sustainable business.

Are you a financial advisor? Find out why great client communication is key to successful business relationships

From technological advancements impacting businesses and individuals across the globe to macroeconomic ripples that are influencing the decisions of bankers and consumers, 2023 is already a year of trends and transformation.