Category: Personal Finance

In recent years, 80% to 90% of new cars and an increasing number of used vehicles have been bought with finance agreements.

According to data from life insurance specialists, LV=, 71% of women surveyed didn’t feel confident in what steps to take to avoid running out of money during their retirement years, compared to 50% of men.

According to data from life insurance and retirement specialists, LV=, 60% of adults surveyed in its Wealth and Wellbeing research programme, over the age of 50, think they’ll struggle financially in retirement.

Over recent years, more than 26.4 million of us have turned to ‘buy now pay later’ (BNPL) services to help us pay for both essentials and treats by spreading payments over a number of months.

Business owners are being warned to keep their providers up to date or risk invalidating their insurance. Insurance comparison experts from Quotezone.co.uk have highlighted six ways businesses may have unknowingly invalidated their business insurance.  Business insurance protects against financial loss if something goes wrong while undertaking business related activities.  From small business start-ups with a couple of employees, to large-scale corporations with a team of hundreds, insurance protection is key and it’s not uncommon for providers to deny claims, if the agreed terms have not been met.

Credit cards are a convenient way to manage finances, but how you use them can significantly affect your credit score. Sovereign Boss Financial Advisors, a leading financial advisory firm in the UK, outlines the types of purchases that could harm your credit score and offers advice on managing them responsibly.

Investing in a car comes with a lot of questions, from the make and model to what you’re planning to use it for. But possibly the most important consideration is around financing a vehicle, and there’s a lot of conflicting information that might make navigating buying a car seem difficult.

Shawn-Marc Melo has come a very long way since he first started his sales career 15 years ago. With an impressive array of experience under his belt, he soon discovered his dream to launch his own fintech brokerage – and, two years ago, he did just that in the form of Lendwire Inc (Lendwire)., which has fast become Canada’s go-to online mortgage brokerage and lender.

Your 20s and 30s are a time of significant life changes, career milestones and financial decisions. While these years offer exciting opportunities, they also come with money challenges, including debt. Explore what you need to know about the common types of debt and how to manage it responsibly.

The French writer Voltaire once observed, "Uncertainty is an uncomfortable position, but certainty is an absurd one." With volatile markets and an unpredictable future, navigating the world of investment can be a daunting task. So, it is imperative for investors to understand the nature of this uncertainty, learn to manage risk and overcome any behavioural biases. By learning about common investment mistakes and misconceptions, investors can make more informed decisions and improve their chances of achieving their financial goals.

When it comes to online shopping, customers aren’t the only ones who can fall victim to scams.

If you’ve bought your vehicle through finance, you may think that you’re locked into your contract and need to stick to your monthly payments until the end of the deal.

When it comes to car financing, your credit score is a crucial factor that can significantly affect the terms and conditions of your loan. As an expert in financial matters, I aim to demystify the complexities surrounding credit scores and their impact on car financing. Understanding the factors that influence credit scores will empower you […]

When sickness strikes, it can leave not just physical scars, but also wreak havoc on your financial stability. But you don't have to let a health crisis sink your finances. These are the hidden costs of being 'too sick to work' and how proactive contingency planning can protect your financial stability.

The goal itself is less important than having something solid to work toward.

We all work hard to provide for our loved ones and having life insurance is a crucial step to ensure their security if we are no longer able to. Shockingly, figures suggest that around one in four UK adults with families do not have life insurance. This leaves many families vulnerable when they could be protected, often due to the perception that premiums are too expensive. 

Freelancing gives you more autonomy over your finances but can make money management challenging. How can you ensure sound financial health while earning income from multiple sources? Here’s what you need to know.

In today's world of rising living costs, finding ways to save money on weekly shopping is more important than ever.

Choosing the right fuel to power your property is an important decision.

Transitioning from military service to civilian life, subsequently followed by retirement, requires the same level of planning as any mission, flight or operation conducted while on active duty.

Nothing accelerates lifestyle inflation faster than having a child. Even if your income can handle the additional costs you have now, you must be wise with your money. Use these seven tips to be more fiscally responsible as a new parent.

"Is it possible to make money while you sleep? With the right use of properly designed apps, the answer is yes!" explains Jason Adler, Repocket Software Engineer. According to gitnux, The global mobile app market is expected to grow to $407.31 billion by 2026. In the US, 8% of apps make money by being paid upfront, while globally only 3% do. Interestingly, although only 5% of app users spend money on in-app purchases, this accounts for almost half of all mobile app earnings.

One of the most anticipated days of the month is payday – your hard work pays off, and your bank account is nicely compensated.

Brits are the least likely in Europe to think about their credit score, with nearly half of UK adults (46%) neglecting what their current rating is.

Navigating the financial world can be daunting, especially for women who often face unique challenges. Fortunately, incredible women in finance are breaking barriers, offering invaluable advice and empowering others to take control of their financial futures.

With the pressing challenges posed by the current cost-of-living crisis, it’s been reported that the number of Brits struggling to keep up with their bills and financial payments has risen to nearly 11 million.

When it comes to online shopping, customers aren’t the only ones who can fall victim to scams. Many scams target businesses and sellers instead, therefore anyone selling goods online must know how to avoid being impacted and what to do if their business is affected.

When it comes to the insurance payments leaving your account, things can get out of hand fast. Having multiple policies in place, like homeowners or renters insurance, pet insurance, life insurance, and auto insurance, can make keeping track of your payments a challenge - and missing one is dangerously easy to do.

In 2023, it is estimated around €2.3 billion was lost by investors to scams, rug pulls, and hacks. Although the technology is becoming more secure and stable, and many users are more aware of the tricks used to steal assets, there are still ways for thieves to extract your crypto if you aren’t careful.

Concerns over pay within the NHS continue to grow with this past January marking the longest strike period in NHS history: a stretch of six consecutive days.

Amidst the cost-of-living crisis, higher education students are increasingly seeking ways to support their exciting university life with additional income.

The U.S. personal savings rate fell to 4.1% in November from 4.2% in August and 5.3% in May. Beyond the monthly data, personal savings have garnered substantial interest from global investors. Many are concerned that once savings run out, U.S. consumers will wilt, and so will the U.S. economy. However, investors' misconceptions about personal savings may cause them to overstate consumer health concerns.

With the rising cost of living in the UK, many consumers are keeping regular tabs on their spending and looking for ways to cut costs when taking care of and maintaining their homes.

Being self-employed shouldn’t automatically mean securing a mortgage will be a challenge. With over 4.2 million British workers now classified as self-employed1 – and expectations the sector will only continue to grow - it is more important than ever before to know just what extra considerations are needed to secure a mortgage.

This year Tax Freedom Day falls on Thursday 8th June. This is the day of the year by which, theoretically, the average UK taxpayer will have earned enough to pay all of their taxes for that year. This includes tax on all income, as well as the purchase of all goods and services.

Brits have more stolen payment card details listed for sale than any other country in Europe, according to new research of dark web data by cybersecurity company NordVPN.