Bristol & West Financial Services Ltd (2018 Winner: Finance Awards)

Navigating the Gender Pay Gap: A Look at Equal Wages, Economic Disparity

Gender Pay Gap Hits Graduates From Day One

Men earn 14% more than women within five years of leaving university, as women quickly fall behind their male peers even with identical degrees. Female graduates in the UK fall behind men from the very start of their careers, even when they have taken the same

Happy pension couple with laptop and paperwork for retirement planning, online ecommerce website or digital bank application investment.

The AI-Powered Pension: How Technology is Revolutionizing Retirement Planning and Management

Artificial intelligence is transforming nearly every corner of the financial world. From personalized investment strategies to predictive financial modeling, it has redefined how individuals and institutions approach retirement. This results in more efficient

How to Find and Hire the Right Financial Professionals for Your Business

How to Find and Hire the Right Financial Professionals for Your BusinessRunning a business without proper financial guidance is like navigating without a compass. You might stumble in the right direction for a while, but eventually, you'll need someone who kno

Why Self-Employed Pros Need a Business Backup Plan

Why Self-Employed Pros Need a Business Backup PlanFor self-employed professionals, business and personal livelihood are inseparable. Your time, expertise, and ability to deliver are your only income streams — and unlike salaried employees, there’s

System hacked warning alert on notebook (Laptop). Cyber attack on computer network, Virus, Spyware, Malware or Malicious software.

M&S-Style Attacks Are Just the Beginning: New Barometer Shows Economic Risk From Cyber Breaches Rising Fast

Azets research finds large, data-heavy firms are significantly more exposed – but warns smaller firms not to be complacent Large businesses in the UK are increasingly exposed to cyberattacks, with fresh data showing a clear link between company size and brea

Closeup hands of female financial leader checking office staff payroll

Payroll Fines Hit Millions of Small Businesses as Errors Persist

New research from leading employment platform Employment Hero has highlighted that payroll compliance is a considerable risk for small businesses - 84% have admitted to payroll errors and more than a third have faced fines costing them thousands of p

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Wealtharc Now Connects to Over 140 Custodian Banks Worldwide, Solving the Toughest Data Challenge in AI-Driven Wealth and Asset Management

New-generation data feeds across Switzerland, the US, UK, Monaco, and the Bahamas mark a major leap in global coverage. WealthArc, the Swiss-born fintech revolutionizing wealth and asset management with AI-ready data infrastructure and intuitive portfolio mana

Overcoming Financial Reporting Challenges With Dedicated Software

Financial reporting is an essential business process across all industries that allows companies to keep track of their overall financial health and maintain regulatory compliance. Accurate and timely financial data is also essential to identify risks such as

Businessman Touching Screen to Target Customers

Online Personal Data Enabled 72% of Elder Fraud Cases in 2024

Incogni’s analysis of the FBI Internet Crime Complaint Center (IC3)’s 2024 Report Shows Data Exposure Fueled $4.2B in Elder Fraud Losses Incogni, a leading personal data removal service and data privacy company, released a new report that analyzes inter

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Multigenerational Wealth Planning: Key Indicators You’ve Outgrown Robo-Advisers

Many people’s wealth planning needs go beyond the capabilities of a robo-adviser. These digital platforms may seem sophisticated and cutting-edge because they automate advisory services, but their one-size-fits-all mentality doesn’t typically work for mult

Secure business operations and financial data from cyber threats.

Android Financial Threats on the Rise: What Small Businesses Need to Know to Protect Themselves and Their Customers

By Tony Anscombe, Chief Security Evangelist at ESET The rise of mobile banking and financial management apps has changed how businesses and customers interact. The intent: offering increased convenience and efficiency. However, this shift has also opened new d

Why More Businesses Are Embracing Crypto Investment

By Peter Curk, CEO of ICONOMI Cryptocurrency investment has always been seen as too risky for businesses. Although potentially lucrative, it’s inherently volatile, with significant fraud potential, meaning that most businesses have preferred to put their mon

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How to Find and Hire the Right Financial Professionals for Your Business

Wealtharc Now Connects to Over 140 Custodian Banks Worldwide, Solving the Toughest Data Challenge in AI-Driven Wealth and Asset Management

Digital Deal: Tech Partnership Handshake.

Trustly and Paytweak Announce New Innovative Payment Solution for European Merchants

Trustly, the world’s industry leader in Account-to-Account (A2A) payments, announces the signing of a strategic partnership with Paytweak, a French fintech specialising in modern payment links. This 100% SEPA solution integrates Paytweak's smart payment conn

Digital Banking, Mobile Finance, Secure Transactions

Arma and DAI Magister Founder Launches Specialist Tech Investment Bank Artis Partners

Headed by Victor Basta and Steve Bachmann, the boutique firm will focus on delivering high-value exits for US and European growth stage companiesVictor Basta, together with Steve Bachmann and Dorian Maillard, has launched a new investment bank, Artis Partners,

Analyst team use sticky note and laptop for financial insight with business Fintech paper for data analysis dashboard. Creative and analytic brainstorming for business marketing strategy idea.

5 Essential Marketing Strategies for Lenders and Brokers to Drive Growth

By Nicola McCoosh, founder and CEO of Yada Yada Finance In today’s competitive financial services landscape, many lenders and brokers struggle to meet their growth targets when relying solely on ad-hoc or siloed marketing activities. Whether it’s sporadic

Lost in Translation: Navigating the Global Financial Landscape with AI

By Lloyd Farrow, Sales & Marketing Director at LanguageLine Solutions UK As international markets become increasingly interconnected, financial institutions are extending their reach beyond domestic borders to access new markets and diversify their portfol

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The AI-Powered Pension: How Technology is Revolutionizing Retirement Planning and Management

Why Self-Employed Pros Need a Business Backup Plan

Payroll Fines Hit Millions of Small Businesses as Errors Persist

Hire Purchase and Insurance: How to Ensure You’re Properly Covered

Hire Purchase (HP) is an affordable way for many motorists in the UK to own a vehicle. Individuals who want to know exactly what is hire purchase might be shocked to know that it is one of the simplest finance terms in the market. Drivers pay the cost of the v

Using Predictive Analytics for Proactive Wealth Preservation Strategies

Today’s financial market rewards precision over gut instinct, and predictive analytics is quickly becoming a must-have tool for serious investors. As markets grow more volatile and data becomes more abundant, financial professionals use these models to stay

Wealtharc Now Connects to Over 140 Custodian Banks Worldwide, Solving the Toughest Data Challenge in AI-Driven Wealth and Asset Management

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Young entrepreneur captivates investors with innovative pitch idea in cafe

Why We Need a New Approach to Startup Funding

Dr Ardin Ramani, PhD, founder and CEO of Akadia Group It’s common knowledge that gaining startup funding is hard. Venture capital (VC) has easily become the dominant model, which leaves startups fighting to prove their worth. And only those that fit within t

Two in Five Finance Brokers Expect Surge in SME Demand for Loans Over £100,000 in Next Year, as Recession Fears Ease

New research reveals two in five (42%) SME finance brokers expect demand for loans above £100,000 to surge in the next year SMEs requesting large loans to realise growth targets –– a quarter (26%) of brokers say that firms are applying for loans over £10

British Pounds, Calculator and Money File

UK Cash Savings Surge to Record £2.05 trillion Leaving Savers Heavily Exposed to Falling Interest Rates

Cash savings have risen £51bn year-to-date to reach £2.05 trillion* Cash savings are now worth 80% of UK National Debt But despite high interest rates, cash has returned less than a third of that returned by stocks and shares this year Savers have missed out

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Why Your Business Won’t Secure VC Funding

UK start-ups raised £2.2 billion in new venture capital funding in the third quarter of 2024, marking a significant decline from the £4.4 billion secured in the previous quarter, according to recent data from HSBC. In this increasingly competitive landscape,

5 Essential Marketing Strategies for Lenders and Brokers to Drive Growth

Woman In Grocery Aisle Of Supermarket With Coupons

Coupon Expert Reveals How You Can Save Hundreds On The Weekly Shop

In today's world of rising living costs, finding ways to save money on weekly shopping is more important than ever. Making small changes to the way you shop, and mastering the art of couponing, can lead to significant savings, sometimes hundreds of pounds over

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70% of Employers With Overseas Employees Do Not Know Their Benefits Spend

The latest research from Towergate Employee Benefits reveals that 70% of employers with staff based outside of the UK do not know their total spend on employee benefits. Many companies will not have expertise in managing global benefits and may not know how be

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How Can Estate Planning Help Build Generational Wealth?

The average person toils to get ahead and leave a financial legacy for future generations. Handling estate planning correctly ensures the money goes where it's intended rather than getting eaten up by taxes and probate fees. Financial advisers can navigate cli

Closeup financial chart with uptrend line candlestick graph in stock market on blue color monitor background

Market Falls – How Long Does a Stock Market Recovery Take?

Aaron Gibbs, Personal Finance Commentator at Charles Stanley The recent tariff-induced market sell off saw some of the biggest daily stock market falls since the Covid-19 market crash in 2020. The well-known S&P 500 index in the US fell around 20% from its

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DIY Is Dead: Why Building Your Own Financial Tech Could Sink Your Business

By Philipp Buschmann, CEO and Co-founder of AAZZUR There’s an old saying: just because you can do something, doesn’t mean you should. This has never been more relevant than when companies consider creating their own financial tech from the ground up.&nbs

Business Consulting meeting working and brainstorming

finmid Expands to 20 Countries, Empowering Platforms to Drive SME Financing in Europe

With unmatched geographical reach, finmid enables platforms to close financing gaps for SMEs across underserved European markets. finmid enables B2B platforms to offer financing solutions to small and medium-sized businesses. Its modular financing infrastructu

A car dealer signs a contract for a new car at a car dealership.

Decoding Car Finance: Expert Tips for Selecting the Best Payment Plan

In recent years, 80% to 90% of new cars and an increasing number of used vehicles have been bought with finance agreements. With car prices continuing to rise, the growing need for car financing has become more evident as consumers increasingly rely on various

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Gender Pay Gap Hits Graduates From Day One

The AI-Powered Pension: How Technology is Revolutionizing Retirement Planning and Management

Hand stacking coins on black wooden table with profit line chart growth up.

The North and Midlands Lead Wage Growth as Regional Pay Rises Outpace London

The North of England and Midlands are seeing the largest wage rises in the UK, according to the latest data from Employment Hero. Employment Hero’s June Jobs Report uses real-time data from 105,000 employees across small and medium-sized busi

3D illustration of Private Banking, light green color and light green text with dark background.

Private Banking Without the Banker: The Fintech Taking Wealth Tools Into Its Own Hands

Sidekick targets those who’ve moved beyond entry-level products but whose wealth is still too small for private banks For a growing number of UK professionals, personal finance has become a frustrating middle ground. They’re earning well and have built up

Online Personal Data Enabled 72% of Elder Fraud Cases in 2024

Senior mature business woman holding paper bill using calculator

Aviva Study Reveals Critical Knowledge Gap About UK Pensions

53% of Brits claim to be knowledgeable about pensions but only a third can correctly identify a Defined Benefit (DB) or Defined Contribution (DC) scheme 20% don’t know what type of pension they have More than half (57%) do not know that the government contri

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Getting Taxpayer and Stakeholder Feedback Is How Tax Policy Should Be Developed by HMRC

Electronic invoicing consultation invited businesses, sectors and advisors to all feed into new policy Getting taxpayer and stakeholder feedback is how tax policy should be developed by HMRC, say leading audit, tax and business advisory firm, Blick Rothenberg.

car tax concept financial statements with coins Auto Tax

New Data Reveals An Estimated £47 Million Saved by UK EV Drivers Renewing Road Tax Before April Deadline

1,467% surge in Vehicle Excise Duty (VED) renewals to secure final year of tax-free driving for electric cars. According to new research from cinch, the UK’s biggest online used car retailer, electric vehicle (EV) owners in the UK saved a potential £47,696,

Busines using a computer to complete Individual income tax return form online for tax payment.

Intuit Unveils New QuickBooks Solution Ahead of Making Tax Digital for Income Tax

Delivering simplified experiences, on a single platform, for an additional 1.88 million self assessment tax filers Intuit Inc., the global financial technology platform that makes Intuit TurboTax, Credit Karma, QuickBooks, and Mailchimp, announced that QuickB

oung woman hand using calculator to calculating balance prepare tax reduction income

Awareness Without Understanding: Self Assessment Tax Payers Know About MTD—But Many Still Don’t Understand It

While 91% of UK self assessment tax payers have heard of Making Tax Digital (MTD) for income tax, new data reveals a critical gap between awareness and readiness. Alarmingly, 21% of taxpayers with untaxed income over £50k don’t believe they’re affected by

Middle aged senior couple sit with laptop and paper document

What Are the Tax Implications of Withdrawing From Your Retirement Fund?

Withdrawing funds from a retirement account can trigger a range of tax implications depending on the type of account and the timing of withdrawal. When advising clients on long-term planning, a solid understanding of these tax rules is critical to preserving w

Less Than Half of UK Adults Aware of Pension Tax-Free Cash Limits

According to data from investment, life insurance and retirement specialist LV=, only 46% of non-retired UK adults with a pension say they understand the financial implications of how much tax-free cash they can take from pension savings. The findings have bee

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M&S-Style Attacks Are Just the Beginning: New Barometer Shows Economic Risk From Cyber Breaches Rising Fast

Android Financial Threats on the Rise: What Small Businesses Need to Know to Protect Themselves and Their Customers

Hacker attack. Security breach, system hacked, internet cyber attack alert with red broken padlock, cybersecurity.

Under Threat: Public Sector Facing Advanced and Relentless Cyberattacks

By AJ Thompson, CCO at IT consultancy Northdoor plc Third-party IT consultants can supplement internal teams allowing for a comprehensive view of where vulnerabilities lie. Public sector organisations in the UK are facing an increasingly severe threat of advan

7 Urgent OT Security Challenges Every Business Must Address

By IDS INDATA Experts suggest cyberattacks are evolving faster than you can keep up – Here’s how to protect your business. Ransomware is costing UK businesses thousands. Medium to large businesses face data breach losses of over £3.5 million, and Ra

UK Connect Elevates Cybersecurity Capabilities with BlueFort Partnership

Partnership enhances UK Connect’s offer to Britain’s biggest construction companies UK Connect CTO Joe Budnar-Hunt: “Cybersecurity integration is more important than ever before” BlueFort CTO Josh Neame: “Delighted to work with UK Connect’s suite o

ALSO Cloud UK Highlights Need for Robust, Proactive Cybersecurity Measures Against Ongoing Ransomware Threats

ALSO urges UK businesses to employ robust cybersecurity measures against ongoing, AI-boosted ransomware attempts. With a shift towards malware-free attack techniques reported by CrowdStrike's 2025 Global Threat Report, to be one of the defining tre

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Finance Awards 2018

Bristol & West Financial Services Ltd