According to data from investment, life insurance and retirement specialist LV=, only 46% of non-retired UK adults with a pension say they understand the financial implications of how much tax-free cash they can take from pension savings. The findings have bee
Starting a career is exciting, but financial responsibilities can quickly become overwhelming. Young professionals often struggle with managing money, saving, and making smart financial decisions. Learning basic financial principles early can help build long-t
How to Access the Right Credit Card for Your Financial NeedsCredit cards serve as valuable financial tools for individuals looking to establish or rebuild their credit. Making payments on time is usually reported to credit bureaus, which can help improve a cre
Money plays a significant role in daily life. It determines where you live, what you eat, and how you spend your free time. But does having more money automatically mean more happiness? Many people think so. A higher income provides freedom and reduces worries
Maximizing your tax deductions can reduce your taxable income, but if you’re not documenting them currently, you could set yourself up for an IRS audit. The agency isn’t just looking for errors — it actively scans for inconsistencies, missing receipts an
Financial stability enables meeting current obligations, planning for future needs, and weathering unexpected challenges. In a world rife with economic uncertainty, securing it has become imperative. A family budgeting for monthly expenses or a corporation nav
Over recent years, more than 26.4 million of us have turned to ‘buy now pay later’ (BNPL) services to help us pay for both essentials and treats by spreading payments over a number of months. Research from last Christmas shows that one in four of us used B
By Lloyd Farrow, Sales & Marketing Director at LanguageLine Solutions UK As international markets become increasingly interconnected, financial institutions are extending their reach beyond domestic borders to access new markets and diversify their portfol
By Philipp Buschmann, Co-Founder and CEO of AAZZUR In the world of travel, convenience is king. From the moment we start dreaming about our next vacation to the time we finally sink into that beachside lounge chair, we want everything to flow smoothly. But the
According to IBM’s 2024 Cost of a Data Breach report, finance has the second highest breach costs of the 17 industries studied By AJ Thompson, CCO, Northdoor plc IBM’s 2024 Cost of a Data Breach report has highlighted the increasing cost for o
When it comes to online shopping, customers aren’t the only ones who can fall victim to scams. Many scams target sellers instead – and these can harm anyone, including school leavers planning to bypass university and start their own business instead. Anyon
When it comes to car financing, your credit score is a crucial factor that can significantly affect the terms and conditions of your loan. As an expert in financial matters, I aim to demystify the complexities surrounding credit scores and their impact on car
Headed by Victor Basta and Steve Bachmann, the boutique firm will focus on delivering high-value exits for US and European growth stage companiesVictor Basta, together with Steve Bachmann and Dorian Maillard, has launched a new investment bank, Artis Partners,
By Nicola McCoosh, founder and CEO of Yada Yada Finance In today’s competitive financial services landscape, many lenders and brokers struggle to meet their growth targets when relying solely on ad-hoc or siloed marketing activities. Whether it’s sporadic
Business owners are being warned to keep their providers up to date or risk invalidating their insurance. Insurance comparison experts from Quotezone.co.uk have highlighted six ways businesses may have unknowingly invalidated their business insurance
Credit cards are a convenient way to manage finances, but how you use them can significantly affect your credit score. Sovereign Boss Financial Advisors, a leading financial advisory firm in the UK, outlines the types of purchases that could harm your credit s
Shawn-Marc Melo has come a very long way since he first started his sales career 15 years ago. With an impressive array of experience under his belt, he soon discovered his dream to launch his own fintech brokerage - and, two years ago, he did just that in the
By Joe Cobb, Head of Private Wealth at JMW Solicitors Families looking to preserve and maximise their financial assets have a range of financial and wealth management options. One of the most effective tools is Family Investment Companies (FICs), which are us
As the government seeks to crack down on tax avoidance and fraud, HMRC is preparing itself for a record number of investigations. In 2025, the new government’s changes to the tax system will gradually roll out, including measures to reduce what it calls the
By Andrew Titmus, Partner, Solicitor, and Head of Estate Planning, Trusts & Tax at Parfitt Cresswell Solicitors Inheritance Tax (IHT) has been the subject of a lot of media and online discussion; some of it inaccurate. What are the changes and how are the
With unmatched geographical reach, finmid enables platforms to close financing gaps for SMEs across underserved European markets. finmid enables B2B platforms to offer financing solutions to small and medium-sized businesses. Its modular financing infrastructu
Cash savings have risen £51bn year-to-date to reach £2.05 trillion* Cash savings are now worth 80% of UK National Debt But despite high interest rates, cash has returned less than a third of that returned by stocks and shares this year Savers have missed out
UK start-ups raised £2.2 billion in new venture capital funding in the third quarter of 2024, marking a significant decline from the £4.4 billion secured in the previous quarter, according to recent data from HSBC. In this increasingly competitive landscape,
In today's world of rising living costs, finding ways to save money on weekly shopping is more important than ever. Making small changes to the way you shop, and mastering the art of couponing, can lead to significant savings, sometimes hundreds of pounds over
Choosing the right fuel to power your property is an important decision, as it can affect how warm your home gets during the cold winter season and save you precious money on the gas bill at the end of the month. For those householders who live off the grid, o
Almost one third (30%) of UK business owners plan to sell their businesses to help fund their retirement, according to new research. Business owners across the country have been fighting rising costs from energy bills to higher living wages and it seems
In recent years, 80% to 90% of new cars and an increasing number of used vehicles have been bought with finance agreements. With car prices continuing to rise, the growing need for car financing has become more evident as consumers increasingly rely on various
By Matt Ryan We are used to seeing the word ‘millennial’ as a shorthand for young people, or even teenagers, often alongside shopworn cliches about avocado toast and phone addiction. However, as of 2024 millennials can be as old as 43 – some are grandpar
By Chris Metcalfe, IBOSS Chief Investment Officer, part of Kingswood Group Understanding market reactions to elections Elections invariably stir up a blend of anxiety and anticipation among investors, advisers, and clients. This year has seen its fair share of
By co-founder and CEO of AAZZUR, Philipp Buschmann Luxury is a powerhouse sector that shows no sign of slowing down, this year the Luxury Goods market is projected to generate a revenue of US$368.90bn. Luxury and innovation have always gone hand in hand with
Market volatility has been reserved in recent times but there are signs the tide is turning. Laurent Descout, Founder and CEO of Neo, discusses the importance of FX risk management and why it should always be a priority. 2024 so far has been a relatively quiet
According to data from life insurance specialists, LV=, 71% of women surveyed didn’t feel confident in what steps to take to avoid running out of money during their retirement years, compared to 50% of men. Similarly, 77% of women said they lacked confidence
According to data from life insurance and retirement specialists, LV=, 60% of adults surveyed in its Wealth and Wellbeing research programme, over the age of 50, think they’ll struggle financially in retirement. Moreover, more than 6 out
Introduction of start-up concierge service, tax incentives and greater education all called for in new business manifesto With the UK approaching a pivotal general election this July, a new manifesto is calling on all political parties to implement policies de
The Association of Accounting Technicians (AAT) has responded to HMRC’s long-awaited consultation on “Raising standards in the tax advice market”, which closes for submissions today. HMRC has asked the industry and consumers for their views on
With the recent news from GCHQ that the UK is facing a “widening gap” in its ability to fight cyber threats, 2025 looks to be an increasingly tough year for cybersecurity experts. Today, cybersecurity solutions provider ramsac share their top trends for 20
By AJ Thompson, CCO at IT consultancy Northdoor plc Third-party IT consultants can provide IoT and cybersecurity expertise that in-house teams struggle with According to a new report, UK businesses encountered more than 753,341 malicious attempts each to breac
Technology is driving a digital revolution in construction, and with this hi-tech transformation comes new threats as firms are exposed to more sophisticated cyber risks than ever before. According to research, cyber attacks have cost UK businesses including t
Rob Batters, Director or Managed and Technical Services, Northdoor plc Quishing involves the embedding or attaching of QR codes into phishing emails which take victims to malicious websites A recent report by security firm Egress has highlighted the incr
As the festive season comes to an end, cyber criminals and malicious actors are still poised, ready to strike on unsuspecting victims. With many hunting for a bargain or looking for that perfect gift, it’s the perfect time for scammers to act, and many are s
Warnings from security experts increase after reports of a staggering 26% rise in cyber attacks in quarter three of 2024, highlighting a rising cybersecurity crisis, as businesses brace for even more of these threats in 2025. In the lead up to winter, power an
Fabit is one of the 2023 winners of FinTech Awards at Wealth & Finance.
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Best Financial Habit Optimisation App 2023: Fabit
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