Category: Articles

Why is Automation a Game Changer in Financial Advisory? Financial advisory plays a key role in managing personal and business finances, offering guidance on investments, retirement planning, and tax strategies. Traditionally, it has been a manual process involving lots of paperwork and in-person meetings. However, technological advancements have introduced automation to the financial advisory sector. […]

As an entrepreneur, navigating taxes can feel like traversing a complex labyrinth of rules, regulations, and potential pitfalls. However, with the right knowledge and strategies in place, you can not only minimize your tax liability but also safeguard your personal finances for long-term success. In this comprehensive guide, we’ll explore practical tips and insights to […]

Handling finances can be complicated, and it’s something that most people have difficulty with at some point in their lives. In fact, many people find themselves with more questions than solutions on how to manage their money and achieve financial stability. 

In light of the recent surge in gold prices, many investors are turning their attention to the tangible allure of physical gold as a cornerstone of their investment portfolios.

Embedded finance may seem like a complex or new concept, but actually, we have been using it for over a decade.

The significance of critical assets and appliances in the day-to-day operations cannot be overstated, including HVAC systems, commercial laundry equipment and catering appliances. Here at JLA, we have outlined various strategies for funding critical assets, and assess the associated costs such as servicing, maintenance, energy consumption, and utilities to help you decide which option works […]

In these times of uncertainties with the growing number of geopolitical tensions, worldwide conflicts as well as other variables influencing the global markets, investors are turning to assets that provide a stability and resilience to these global influences. Among these assets, gold has long been hailed as one of the safe havens with an outstanding reputation for holding its value even through the economic upheavals caused through conflicts and worldwide politics, in this article we take a look at whether gold is truly ‘war proof.’

Cryptocurrencies have taken over the world of consumer and professional finance over the last several years, but how do they actually work? It's probably best to think of cryptocurrencies as digital assets that are secured by cryptography.

Cybersecurity has become an issue of paramount importance for businesses. But while most enterprise-level organisations are already in control of the primary cybersecurity threats one key area is largely overlooked: Third-party access to external social channels and ad accounts.

When you’re sidelined by an accident, achieving financial recovery is a process riddled with wide-ranging complexities. Beyond getting back to an acceptable level of physical health, it’s not unusual to have money worries, made even more intense by the amount of uncertainty you’ll face. Rather than twiddling your thumbs, you can reduce your woes by […]

Personal loans are a tool that many people use to achieve different objectives. Whether it’s funding a project or consolidating debts, personal loans provide flexibility and convenience. By approaching them strategically, you can effectively reach your goals. In this article, we’ll delve into maximising the benefits of personal loans and efficiently managing project finances. 1. […]

The UK tax year, often referred to as the financial year, starts on the 6th April and ends on the 5th April the following year. The end of the tax year is an important deadline for all taxpayers, marking the cutoff for various tax-related relief, payments, and actions.

Concerns over pay within the NHS continue to grow with this past January marking the longest strike period in NHS history: a stretch of six consecutive days.

Amidst the cost-of-living crisis, higher education students are increasingly seeking ways to support their exciting university life with additional income.

Fund management software is a hidden opportunity to improve the efficiency of your firm or family office and improve your life as a fund manager. Instead of being a document shuffler, consider how data-driven fund admin software could transform your fund strategy especially in the fast-paced world of hedge funds. 1. Fast and Accurate Data […]

Everyone deserves to get paid on time, and your foreign contractors are no exception. Just like you ensure timely payments for your local contractors, your international freelancers deserve the same respect. Luckily, there are many cost-effective ways to make this transaction procedure simple and easy.

Fighting cybercrime is one of the biggest year-round challenges for UK businesses in the ever-changing digital landscape. Startling figures from the Government’s Cyber security breaches survey 2023 reveal a staggering 2.39 million cyberattacks and 49,000 instances of fraud occurred over a 12-month period, costing UK businesses an estimated £15,300 per victim. Charities were also heavily targeted, with 785,000 cybercrimes taking place as hackers attempted to steal passwords, financial information, and other personal data for their own nefarious gains.

In the ever-evolving world of trading technologies, one term has risen to prominence, leaving an indelible mark on the financial landscape: tokenization.

Investors navigating the complex landscape of wealth management often seek avenues that not only offer lucrative returns but also come with attractive tax benefits. Venture Capital Trusts (VCTs) and Enterprise Investment Schemes (EISs) emerge as compelling options, intertwining attractive tax benefits with portfolio diversification. In this piece, we'll delve into the intricacies of these investment vehicles, shedding light on their structures, benefits, and potential risks.

Businesses of all types and sizes are now benefiting from cloud accounting, which has been around since the early 2010s. But what do we mean by cloud accounting?

At the core of staying financially stable and secure are savings. But, recent numbers show a worrying situation regarding savings in the US. Almost half of Americans have under $500 in their savings, pointing out the significant difficulty many people encounter in establishing a financial cushion. Even though savings are vital, a lot of individuals […]

Futures rollover stands as a pivotal concept in the commodities market, signifying the shift from an expiring futures contract to the subsequent contract period. This procedure proves vital for traders aiming to uphold their positions sans physical delivery of the commodity. It entails closing the current contract upon its expiry and concurrently initiating a new […]

Crafting attractive retirement packages for your team is crucial, especially in today’s competitive job market. These benefits not only serve as a token of appreciation for years of service but also play a significant role in attracting and retaining top talent.

Many business owners have clear reasons for founding their firm – be it to launch a product or service that overcomes a fundamental problem, or to leave their own legacy or mark on the world. Whatever the reason might be, financial reward remains a key driver for success in most cases.

Navigating the Waters of Small Business Restructuring In today’s fast-paced business world, small businesses often face challenges that necessitate a restructuring of their operations, financial structure, or both. Small Business Restructuring (SBR) has emerged as a pivotal strategy for companies aiming to navigate through tough times and emerge stronger on the other side. But what […]

New research from people management platform Employment Hero shows UK payroll providers are struggling for days to deliver each pay run, as messy data and inefficient processes slow them down.

From April 2024, changes to R&D tax relief announced in the 2023 Budget mean that the existing R&D Expenditure Credit (RDEC) and the SME R&D schemes will be merged into a new simplified R&D tax relief incentive.

Cryptocurrency is a rapidly evolving industry, and institutional investors have a significant role in shaping the market. These investors, such as banks, hedge funds, software companies, and private equity firms, bring sufficient capital and expertise to the crypto ecosystem. However, navigating a volatile market requires partnering with a reliable cryptocurrency trading platform, such as https://whitebit.com/institutional-services/b2b. […]

In recent years, car title loans have emerged as a popular financial solution for individuals who need cash fast, especially in states like Texas, where there are many online options. These types of loans provide a way for you to access funds quickly using your vehicle as collateral. Thanks to the convenience of online applications, […]

Is traditional banking on the verge of becoming obsolete in emerging markets like Mexico, or is it evolving through a symbiotic relationship with FinTech? This question takes center stage as we dissect the underpinnings of this financial metamorphosis. FinTech, brimming with agile startups and innovative technologies, is compelling established banks to rethink their age-old frameworks. […]

Financial fraud is a pervasive challenge, evident in the 2.6 million fraud reports received by the Federal Trade Commission from consumers last year alone. This alarming statistic underscores the urgent need for robust measures to counteract the ever-evolving threats that jeopardize the stability and security of global economies. As technology continues to advance, so too […]

Managing our money can be intimidating, but it’s crucial to securing a comfortable present and future. After all, it’s pointless earning money if it’s all leaking out the back door without your noticing. Half the battle is in trying to keep debts manageable. Sometimes, taking on debt is inevitable. Whether you’re starting a new business, […]

Inequality is multifaceted, with several different perspectives from which it can be examined. According to Kavan Choksi, one of the most commonly used metrics is Income Inequality, which considers income distribution throughout a population. However, several related concepts are equally important in understanding the nature of inequality. For example, Lifetime Inequality looks at how income […]

Next week is Debt Awareness Week (18 - 24 March). While debt is often portrayed in a negative light and seeking help can be daunting, it is essential to understand that debt can be a valuable financial tool if handled with care. 

With summer fast approaching, maximizing the excitement of a future holiday and minimizing the stress of the entire process is essential.

The thrill of day trading and the adrenaline rush of chasing quick profits can be intoxicating. But amidst the excitement, one crucial aspect often gets overlooked is taxes. While day trading can be a lucrative endeavor, it’s essential to understand how taxes affect your bottom line. Let’s delve into the tax implications of day trading […]