Wealth & Finance October 2016

4 Things You Need to Know About Debt in Your 20s and 30s

By Cora Gold, Editor at Revivalist Your 20s and 30s are a time of significant life changes, career milestones and financial decisions. While these years offer exciting opportunities, they also come with money challenges, including debt. Explore what you need

How Embedded Finance is Redefining the Travel Industry

By Philipp Buschmann, Co-Founder and CEO of AAZZUR In the world of travel, convenience is king. From the moment we start dreaming about our next vacation to the time we finally sink into that beachside lounge chair, we want everything to flow smoothly. But the

Best Capital Markets Email Enhancement Company 2024

When it comes to email intelligence, no company has its finger on the pulse quite like Canada’s Street Context. In today’s digital world, email is the most used communication tool in the capital markets and beyond. This is an irrefutable truth. However, th

Most Innovative Self-Service Kiosk Soultions Provider 2024 – Middle East

FinTech solutions company Infinite Business Solutions (IBS) DMCC pioneers a range of leading edge technologies and value-added services for a variety of industries on a global scale. Striving to more than meet the demands of growing businesses with its worldwi

A Remote SME Business Banking Guide for Entrepreneurs Who Travel Often

A Remote SME Business Banking Guide for Entrepreneurs Who Travel OftenNow that the global economy has reached new heights, the business travel industry is starting to boom as well. It’s not just executives from big conglomerates who are doing the traveli

Cyberattacks and Reputation: How to Recover and Rebuild Consumer Trust

Cybersecurity breaches are a significant threat to a company's financial health and its reputation. While the immediate consequences of cybercrime often involve data loss, corrupted information, and compromised accounts, the long-term implications can be far m

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How Embedded Finance is Redefining the Travel Industry

A digital alert icon over glowing binary code represents a cybersecurity threat or data breach.

The Average Cost of a Data Breach in the Finance Sector is $6.08 Million, a Staggering 22 Percent Higher Than the Global Average of $4.88 Million

According to IBM’s 2024 Cost of a Data Breach report, finance has the second highest breach costs of the 17 industries studied By AJ Thompson, CCO, Northdoor plc    IBM’s 2024 Cost of a Data Breach report has highlighted the increasing cost for o

Experts Reveal How School Leavers Hoping To Start Their Own Business Can Spot Online Payment Scams This Summer

When it comes to online shopping, customers aren’t the only ones who can fall victim to scams. Many scams target sellers instead – and these can harm anyone, including school leavers planning to bypass university and start their own business instead. Anyon

dealer salesman giving car key to owner.

The Real Impact of Your Credit Score on Car Financing

When it comes to car financing, your credit score is a crucial factor that can significantly affect the terms and conditions of your loan. As an expert in financial matters, I aim to demystify the complexities surrounding credit scores and their impact on car

The Benefits of Embedded Finance on ERP and Payroll Players

Research from OC&C Strategy consultants suggests ERP and Payroll players could expect an EBITDA uplift of 20-30%, on a 2-3-year timescale, with the integration of embedded finance products. Strategy consultants at OC&C have shared a report unveiling a

Reducing Risks For A Smooth Pre-Product Launch

Say you’re a creative genius that has put in a lot of time, effort, and resources, along with your whole team, in researching, drafting, fine-tuning, and refining a product in the United States. And now that you’re almost nearing your planned product launc

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Most Innovative Self-Service Kiosk Soultions Provider 2024 – Middle East

West country static caravan site for a staycation

Innovative Payment Solutions Boost Spend for Holiday Parks

A damp summer may have dented the recent staycation trend for holiday parks but, having attracted a wider demographic and created year-round destinations, innovative ways to boost revenue in on-site holiday park facilities could be pivotal to keeping sales up

Crafting Connections: Personalized Strategies for Exceptional Customer Experiences

In today's highly competitive marketplace, exceptional customer experiences are a critical differentiator. Personalization has become the keystone in building and nurturing relationships with customers, turning one-time buyers into loyal advocates. Yet, crafti

How To Use Technology To Mitigate Banking Risks

The financial sector thrives on trust and security. But with the ever-evolving landscape of digital banking, new banking risks emerge constantly. So, how do you stay ahead of the curve? The answer: leverage technology itself. Here's how you can utilize various

windows of Skyscraper Business Office, Corporate building in London City, England, UK

Why Now is a Prime Time to Invest in the UK Office Market

Savoy Stewart present findings on why now is an opportune moment for investors to consider venturing into the UK office market. London’s economy is poised to outpace key global peers By 2030, Central London’s economic output is projected to surpass major

Debt Awareness Week: Top Tips For Helping Employees Manage Their Finances

By Arlyne Chinyanganya, Chief Financial Wellness Coach and Founder of Roots to Froots Next week is Debt Awareness Week (18 - 24 March). While debt is often portrayed in a negative light and seeking help can be daunting, it is essential to understand that debt

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How Embedded Finance is Redefining the Travel Industry

Top 5 Common Investment Mistakes to Avoid

By Jack Roberts, Investment Analyst at IBOSS, part of Kingswood Group The French writer Voltaire once observed, "Uncertainty is an uncomfortable position, but certainty is an absurd one." With volatile markets and an unpredictable future, navigating the world

Driving Digital Transformation: Key Solutions for Modern Financial Services

Technology rules every iota of our lives in this digital world, from online shopping to money transfers. Conclusively, that also holds for financial services. How are these institutions supposed to cope with countless transactions and storing sensitive data wh

Closeup hand giving a car key and money for loan credit financial

Car Finance 101: Expert Reveals Ins and Outs of Partial and Early Settlement

If you’ve bought your vehicle through finance, you may think that you’re locked into your contract and need to stick to your monthly payments until the end of the deal. However, whether your financial circumstances have changed or you’re simply contempla

The Real Impact of Your Credit Score on Car Financing

Growing wealth from the roots of success

Top 5 Tips On How To Start Building Wealth Early and Maintain It

Kate Townsend, Investment Analyst, IBOSS, part of Kingswood Group Have a goal The goal itself is less important than having something solid to work toward. Some investors may aim to retire more comfortably, some to buy a new home or to create intergenerational

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Woman In Grocery Aisle Of Supermarket With Coupons

Coupon Expert Reveals How You Can Save Hundreds On The Weekly Shop

In today's world of rising living costs, finding ways to save money on weekly shopping is more important than ever. Making small changes to the way you shop, and mastering the art of couponing, can lead to significant savings, sometimes hundreds of pounds over

Young couple reading bad financial report

Home Fuel Expert Shares How Switching from Oil to LPG Can Have a Positive Impact on Your Finances

Choosing the right fuel to power your property is an important decision, as it can affect how warm your home gets during the cold winter season and save you precious money on the gas bill at the end of the month. For those householders who live off the grid, o

Almost a Third of UK Business Owners to Sell Up to Fund Retirement

Almost one third (30%) of UK business owners plan to sell their businesses to help fund their retirement, according to new research. Business owners across the country have been fighting rising costs from energy bills to higher living wages and it seems

A Woman in Plaid Blazer Using Her Laptop

8 Ways to Secure Funding for Your New Venture

Although conditions are challenging for new business ventures this year with factors such as the pandemic and cost of living crisis playing a part, all hope is not lost…In total, there were 5.47 million small businesses in the UK during 2022 this accounted f

Business Financial Planning Financial Analysis for Corporate Growth

Why Non-Traditional Methods of Funding are More Popular Than Ever

Growing a business in the current economic climate is a challenge. With rising costs slashing profit margins and prohibiting growth, external investment has become almost a necessity for small and medium-sized enterprises (SMEs) to expand. Even established bus

Outstanding Debt? Don’t Get Caught Short

James Stephenson, commercial litigation legal director at Napthens solicitors, talks through the legal options your business can take when seeking payment for outstanding debts.With the new tax year having just commenced, it’s a good time to review outstandi

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Smiling female financial adviser talking with a customer.

Navigating Market Uncertainty: Financial Advisers on Elections and Planning

By Chris Metcalfe, IBOSS Chief Investment Officer, part of Kingswood Group Understanding market reactions to elections Elections invariably stir up a blend of anxiety and anticipation among investors, advisers, and clients. This year has seen its fair share of

A financial advisor reviewing investment plans with clients

Empowering Luxury: Why Luxury Brands Should Adopt Embedded Finance Solutions

By co-founder and CEO of AAZZUR, Philipp Buschmann Luxury is a powerhouse sector that shows no sign of slowing down, this year the Luxury Goods market is projected to generate a revenue of US$368.90bn. Luxury and innovation have always gone hand in hand with

FX Risk Management Should Always Be a Priority

Market volatility has been reserved in recent times but there are signs the tide is turning. Laurent Descout, Founder and CEO of Neo, discusses the importance of FX risk management and why it should always be a priority. 2024 so far has been a relatively quiet

GenZnomics: 10 GenZ Beliefs & Behaviors Driving the Global Economy

As a GenZ authority and policy advocate with 93.3K followers and 3.7M likes on TikTok, I believe it is essential to advance a cross-generational understanding of the driving forces behind the post-millennial economy in order for industry to establish best prac

Gold’s Performance During a Recession

With the impact of the rise in the cost of living in the UK, influenced by many factors such as the Ukraine Russia war, the rising costs of energy and the knock-on effects these have had on the economy, we take a brief look of gold’s performance during a rec

Will Uranium Continue to Glow For Investors?

By Thomas Roderick, Portfolio manager, Trium Epynt Macro Fund Uranium has been the standout commodity of the past 12 months - nearly doubling in price to $100 per pound, with nuclear firmly back on the policy agenda as part of the green energy transition. The

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4 Things You Need to Know About Debt in Your 20s and 30s

Top 5 Common Investment Mistakes to Avoid

Experts Reveal How School Leavers Hoping To Start Their Own Business Can Spot Online Payment Scams This Summer

Car Finance 101: Expert Reveals Ins and Outs of Partial and Early Settlement

The Real Impact of Your Credit Score on Car Financing

Doctor with Stethoscope Holding Piggy Bank Abstract

The True Cost of Being ‘Too Sick To Work’ And How You Can Future Proof Your Finances

When sickness strikes, it can leave not just physical scars, but also wreak havoc on your financial stability. But you don't have to let a health crisis sink your finances. These are the hidden costs of being 'too sick to work' and how proactive contingency pl

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Six Key Policies Outlined Ahead of General Election to Fuel Britain’s Entrepreneurial Renaissance

Introduction of start-up concierge service, tax incentives and greater education all called for in new business manifesto With the UK approaching a pivotal general election this July, a new manifesto is calling on all political parties to implement policies de

Businesspeople Using Laptop In Office with Calculator

Once-in-Generation Opportunity to Fix Tax Advice Market

The Association of Accounting Technicians (AAT) has responded to HMRC’s long-awaited consultation on “Raising standards in the tax advice market”, which closes for submissions today. HMRC has asked the industry and consumers for their views on

Expert Reveals Five Things You Can Do Before The End Of This Tax Year To Benefit You In The Future

The UK tax year, often referred to as the financial year, starts on the 6th April and ends on the 5th April the following year. The end of the tax year is an important deadline for all taxpayers, marking the cutoff for various tax-related relief, payments, and

How to Gain Income Tax Relief This Year While Also Backing Britain

By Madeleine Ingram, Director, Calculus Capital Investors navigating the complex landscape of wealth management often seek avenues that not only offer lucrative returns but also come with attractive tax benefits. Venture Capital Trusts (VCTs) and Enterprise In

Are UK Accountants Ready For the Upcoming Changes to R&D Tax Relief Only Two Weeks Away?

From April 2024, the existing R&D Expenditure Credit (RDEC) and SME schemes will be merged into one R&D tax relief incentive From April 2024, changes to R&D tax relief announced in the 2023 Budget mean that the existing R&D Expenditure Credit (

Hand flipping wooden block from 2023 to 2024 on stack coin

Tax Changes: Expert Explains the IR35 Updates Coming in April and Who They Impact

Significant changes are on the horizon for IR35, set to take effect on April 6th. This new policy, known as ‘IR35 offset’, aims to prevent double taxation by empowering HMRC to offset tax and NI contributions already paid by contractors, fostering fairer s

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Cyberattacks and Reputation: How to Recover and Rebuild Consumer Trust

The Average Cost of a Data Breach in the Finance Sector is $6.08 Million, a Staggering 22 Percent Higher Than the Global Average of $4.88 Million

Young woman working with computer at table. Concept of cyber attack

Cyber Security Compliance: Expert Explains the Regulatory Requirements for Businesses and How to Protect Against Cyber Threats

With an increasing reliance on technology, the protection of sensitive data and digital assets has become paramount for businesses of all sizes. The UK Government’s Cyber Security Breaches Survey 2023 estimates there were 2.39 million instances of cybercrime

Cyber Resilience 101: Outsourcing IT Services for Safeguarding Banking Operations

As the digital age evolves, the banking sector faces many cybersecurity threats that can compromise sensitive financial data and disrupt operations. To combat these threats, many companies turn to a robust strategy known as cyber resilience. One critical compo

How To Use Technology To Mitigate Banking Risks

Speed and Efficiency: Accelerating Customer Onboarding in Banking

In the modern banking landscape, speed and efficiency are not just desirable attributes—they are essential. The process of onboarding new customers can be a critical touchpoint that defines their relationship with the bank. A smooth, quick, and efficient onb

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Wealth & Finance October 2016 Issue